Commercial Financial Analysis: Advanced Financial Analysis

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Registration is per day. It is not required that you attend all 3 days of the training. 

Day 1: Introduction to Financial Analysis
Day 2: Tools Financial Analysis

Member Fee:  $265
Non-Member Fee:  $465

• Credit Management
Attendees learn techniques for the early detection of a financially distressed business. We review how examiners grade commercial loans in today’s regulatory environment.

• CRE Lending
We will cover the following CRE lending topics:
• Key characteristics of ADC, Construction, Balloon & Bullet, Mini-Perm & Permanent Loans
• Typical CRE Loan Documentation & Terms
• Guidelines for Reviewing CRE Appraisals
• Monitoring Construction Draws

Case Study: CRE Loan
We review how a lender performed a grade review of a partnership that owns an office building. We scrutinize the property’s projected cash flow and the guarantor’s tax return. Attendees develop a global cash flow that reconciles the following:
• The guarantor is the majority owner in a Sub-Chapter S Corporation. He receives a salary and distribution from the S Corp. The S Corp also owns investment real estate.
• The guarantor has an investment in a real estate partnership that also owns an equipment parts business both of which are profitable. However, the guarantor has an investment in another real estate partnership that is having cash flow problems.
• The guarantor has an investment in a partnership that owns an equipment parts business. The partnership rents out equipment and owns an interest in another business. All operations are profitable.
• The guarantor owns a commercial rental property in his own name. The property is leased to a local company.
• The guarantor is receiving payments on a promissory note resulting from the sale of real estate 2 years ago.
• The guarantor has significant contingencies related to his investments.

Attendees that are moderately experienced or have attended the first (2) seminars of Commercial Financial Analysis. This session focuses on Commercial Real Estate lending, improving Credit Management skills and determining a Guarantor’s Global Cash Flow. We review how to develop cash flow from a Partnership’s 1065 Federal Tax return.

Jim Shreve has conducted seminars for more than 450 banks over the past 10 years. He has over 25 years in secured commercial lending and credit administration including 10 years of extensive loan work-out experience with a major Texas based regional bank during the tumultuous 1980s. He holds a Masters in Finance and a B.S. in Accounting.

6/9/2022 8:30 AM - 4:30 PM
LBA/The Bankers Center 5555 Bankers Avenue Baton Rouge, LA 70808 UNITED STATES

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