Commercial Financial Analysis: Tools of Financial Analysis

We are currently planning for an in-person program at the LBA office. Click here for LBA's Operating Safely Policy

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Registration is per day. It is not required that you attend all 3 days of the training. 

Day 1: Introduction to Financial Analysis
Day 3: Advanced Financial Analysis

Member Fee:  $265
Non-Member Fee:  $465

Financial Ratios:
Participants learn how to calculate and interpret the borrower’s key financial ratios covering profitability, liquidity, leverage and debt service coverage, including:
Return on Sales
2. Return on Equity
3. Return on Assets
4. Current Ratio
5. Quick Ratio
6. Debt to Worth
7. Cash flow to Current Maturities
8. Interest Coverage
9. Dividend Payout
10. Average Age of Accounts Receivable
11. Average Days of Accounts Payable
12. Inventory Turnover
13. Total Asset Turnover

• Cash Flow Analysis:
Using the borrower’s S Corporation 1120S federal tax return, Schedule L, M-1, M-2 and K-1, attendees construct a cash flow statement, evaluate projections and analyze the company’s capacity to service debt. Emphasis given to factors that could impact global cash flow and debt service capacity.

• Working Capital Analysis:
Attendees learn how to estimate the borrower’s working capital requirements. We review the business factors that could impact working capital.

Prior attendees to Introduction to Financial Analysis. Credit Analysts and Lenders desiring to learn how to use quantitative and analytical tools in a commercial credit analysis.

Jim Shreve has conducted seminars for more than 450 banks over the past 10 years. He has over 25 years in secured commercial lending and credit administration including 10 years of extensive loan work-out experience with a major Texas based regional bank during the tumultuous 1980s. He holds a Masters in Finance and a B.S. in Accounting.

6/8/2022 8:30 AM - 4:30 PM
LBA/The Bankers Center 5555 Bankers Avenue Baton Rouge, LA 70808 UNITED STATES

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