Training the Credit Analyst Virtual Series - Session 5

This is session 5 of the Training the Credit Analyst Virtual 5-part Series. Registration is for all 5 sessions.

July 23, 2024

Session 5 topics will include: 

  • Utilizing the lessons learned in the previous sessions to write an effective credit memorandum by understanding how to plan, organize and position your memo  
  • Know the information to include and emphasize in a credit memo and how to interpret the results of ratio and cash flow analysis
  • Know how to add that “Wow Factor” to your credit memo by not only explaining the trend of a particular financial factor but also explaining the cause of that trend and the financial impact on cash flow from those changes

Jeffrey Johnson started his career with SunTrust Bank in Atlanta as a Management Trainee and progressed to Vice President and Senior Lender for SouthTrust Bank (a large Southeastern Regional Bank) and Senior Vice President and Commercial Banking Division Manager for Citizens Trust Bank of Atlanta (Community Bank). Most of his career has been spent in Credit Administration, Lending (Commercial, Consumer and Real Estate), Business Development, Loan Review, Management and Training & Development. He has managed loan portfolios representing a cross section of loan types including: Large Corporate, High Net Worth Individuals, Middle Market Companies, Small Businesses, Real Estate and Non-Profit Organizations and managed several loan officers with portfolio management responsibilities. Mr. Johnson is now a training professional in the banking industry by leading various seminars covering important topics relating to issues in banking. He teaches actively for fifteen state banking associations in the United States, Risk Management Association (RMA) and individual banks nationwide. He co-authored a training course entitled “Lending to Service and Other Professional Organizations” for RMA in 2001. Mr. Johnson earned a B.A. Degree in Accounting from Morehouse College in Atlanta, GA; a MBA in Finance from John Carroll University in University Heights, Ohio; Banking Diploma from Prochnow School of Banking at the University of Wisconsin-Madison and a Graduate Certificate in Bank Management from the Wharton School of Business at the University of Pennsylvania.

7/23/2024 9:30 AM - 12:00 PM

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