During this deposit update we will cover a wide range of topics designed to update Deposit Compliance, Deposit Operations and Branch Staff.  Learn about current examination issues and the changing landscape for products and accounts.

Overdraft Services
Learn all the ins and outs of running a good overdraft program.  During this session we will look at the regulations, the lawsuits, the fines and current issues for overdrafts.  What’s new and what is still important to your overdraft services.

Regulation E and the Revised FAQs
Do Regulation E error resolution keep you awake at night?  If so, this session will go over the new FAQs, revisions and the tone from CFPB in running your error resolution programs.

W-9s and W-8BENs
We will take a brief look at account set up for US and Nonresident Alien Persons.  Who fills out what?  What are the common errors?  Learn more during this session.

Regulation CC, Mobile Deposits, Checks and UCC Issues
A review of holds and disclosures plus a look at the liabilities on mobile deposits.  Who eats the check?  What we need to know about forgeries, forged endorsements, alterations and liability.  Time frames for returns and everything that can and will go wrong. 

Regulation D, Regulation DD—Your Products
Bye, bye federal reserves.  What has this meant to your organization?  What is a savings account? NOW? Or time deposit?  Are our products outdated? Out of compliance? 

Giving Deposit Disclosures—Who gets what?
Many institutions give out disclosures that are not necessary to certain account ownership types.  Do you know who gets what?  If you don’t, then during this session we will look at what you are giving out. 

Additional Topics to be Covered
Alert! FDIC Changes Trust Insurance Rules