Member Fee:

Training the Credit Analyst Level 1 is a course designed to address the needs of credit analysts with little or no experience in this position. It is also designed for credit analysts and/or commercial lenders (including branch managers) with no formal training in accounting and credit analysis. This course begins by teaching the principles of accounting and assumptions utilized to prepare financial statements and tax returns. During this process, the rules of debits and credits will be reviewed and reinforced by a comprehensive accounting case study. Then, the course will progress to reviewing the balance sheet and income statement by explaining the purpose of both statements and the meaning of the common accounts found on these financial documents. Financial statements and tax returns will be reviewed, and case studies will be utilized to confirm the learning experience. With the knowledge gained to this point, techniques to spread financial statements will be covered to insure the results will be reliable and basic credit ratio analysis will be demonstrated to determine a company’s liquidity, leverage and operating performance.


Credit Analysts, Lenders and Branch Managers


Jeffrey Johnson started his career with SunTrust Bank in Atlanta as a Management Trainee and progressed to Vice President and Senior Lender for SouthTrust Bank (a large Southeastern Regional Bank) and Senior Vice President and Commercial Banking Division Manager for Citizens Trust Bank of Atlanta (Community Bank). Most of his career has been spent in Credit Administration, Lending (Commercial, Consumer and Real Estate), Business Development, Loan Review, Management and Training & Development. He has managed loan portfolios representing a cross section of loan types including: Large Corporate, High Net Worth Individuals, Middle Market Companies, Small Businesses, Real Estate and Non-Profit Organizations and managed several loan officers with portfolio management responsibilities. Mr. Johnson is now a training professional in the banking industry by leading various seminars covering important topics relating to issues in banking. He teaches actively for fifteen state banking associations in the United States, Risk Management Association (RMA) and individual banks nationwide. He co-authored a training course entitled “Lending to Service and Other Professional Organizations” for RMA in 2001. Mr. Johnson earned a B.A. Degree in Accounting from Morehouse College in Atlanta, GA; a MBA in Finance from John Carroll University in University Heights, Ohio; Banking Diploma from Prochnow School of Banking at the University of Wisconsin-Madison and a Graduate Certificate in Bank Management from the Wharton School of Business at the University of Pennsylvania.


Due to commitments we must make to secure a class, we need your help.  If you must cancel your registration, please do so at least 3 business days prior to the seminar date to avoid a  $175 cancellation fee. Any registrant who does not cancel will be billed the full registration fee and sent the manual. Substitutions are welcome at no additional charge.

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