Day 1 - March 30, 2023 8:30am-4:30pm
Day 2 - March 31, 2023 8:00am-4:00pm
Member Fee: $425
Non-Member Fee: $625
Topics include:
- Pre-flighting a deal
- Early warning indicators of cash flow distress
- How to analyze ANY Ratio
- 5-minute Cash Flow Statement analysis
- Global Cash Flow case (detailed walk-through of Personal Financial Statement to determine guarantor financial support and cross-sell opportunities)
- Tax Return analysis (line-by-line, using latest IRS forms for both business and personal returns)
- Real-life business cases, visualizations, games
- Excel templates included: DSCR, FCCR, GCF
- Resource website included
This program is targeted to newer hires or those new to Commercial and Industrial lending or analytics.
Mike Wear is owner of 39 Acres Corporation, specializing in banker training and bank consulting services in credit risk underwriting and loan portfolio risk management. Less lecture—real-life business cases—more hands-on practice… and more fun! Over his 41-year banking career, he served in commercial lending and senior credit management positions with Omaha-area community banks. Wear retired as a Senior Analyst in the Credit Risk Administration department of First National Bank of Omaha, a $26B regional community bank, specializing in underwriting large commercial real estate projects throughout the country. In addition, he developed curriculum and conducted multi-tier training programs in credit analytics on an enterprise-wide basis. He is the Loan Portfolio Management Section Leader and serves as a member of the faculty and board of trustees at the Graduate School of Banking at the University of Wisconsin in Madison, as well as GSB’s four Specialty Schools. He is a former adjunct professor for the University of Nebraska-Omaha. He has authored articles for banking publications and has served as a textbook editor/reviewer for the American Bankers Association. Mike is now expanding his advanced Commercial and CRE Lending workshops and teaches for several State Banking Associations. Bank consulting services include tailored credit analytics coaching, building loan portfolios, and loan portfolio risk management strategies and tools to identify risk early in your pass-rated portfolio.