LBA associate members "associate" themselves with Louisiana's commercial banks and thrifts by monitoring developments in the banking industry with the information they receive from the Association. Any company that provides products and services to Louisiana financial institutions is eligible for membership. Click here to download a membership application. Click here for the form to add logos to listings. For more information, contact Ginger Laurent in the LBA office at 225/387-3282 for an enrollment application. Dues for associate members are $1,000 a year.
Membership Benefits:
a subscription to LBA's newsletter, The Louisiana Banker
a listing in the LBA Louisiana Financial Directory
a listing in the Associate Members section of LBA Online
discounts on LBA continuing education programs
access to the LBA staff for legal, legislative, and banking industry information
BKD, LLP, one of the 10 largest CPA and advisory firms in the U.S., provides accounting, auditing, tax, loan review, regulatory compliance, information technology systems assessment and implementation, information security, strategic planning, and merger and acquisition strategies to community banks.
Crowe Horwath LLP is one of the largest public accounting and consulting firms in the United States. Under its core purpose of “Building Value with Values®,” Crowe uses its deep industry expertise to provide audit services to public and private entities, while also helping clients reach their goals with tax, advisory, risk and performance services. With offices coast to coast and 2,600 personnel, Crowe is recognized by many organizations as one of the country's best places to work. Crowe serves clients worldwide as an independent member of Crowe Horwath International, one of the largest global accounting networks in the world, consisting of more than 150 independent accounting and advisory services firms in more than 100 countries around the world.
Contact: E. Michael Thomas 3399 Peachtree Rd NE, Ste 700 Atlanta, GA 30326-2832 Tel. (404) 442-1607 Fax: (404) 442-1616 mike.thomas@crowehorwath.com
The Dixon Hughes Goodman Financial Institution Services Group combines significant industry resources, a broad knowledge of the financial institutions industry and a deep understanding of how financial institutions operate and what makes them unique. We currently serve more than 100 banks across the Southern U.S., including community, regional and U.S. Top 10 banks, all with a hands-on, responsive service philosophy. Currently, the Financial Institution Services Group has 20 Partners and more than 125 professionals dedicated to serving your industry and committed to delivering the highest-quality professional services at a reasonable cost. Our services include: external audit, tax compliance and consulting, internal audit, risk assessments, IT reviews and consulting, SEC reporting, Sarbanes-Oxley assistance, FDICIA assistance, merger due diligence and loan defeasance services. To excel in today’s environment, you need an independent CPA firm to provide an objective view on your bank’s financial and operating performance, as well as one committed to accessibility and responsiveness. At Dixon Hughes Goodman, our Financial Institution Services Group delivers on both sides of the service equation.
Contact: Wally Dunn, CPA 2140 Eleventh Avenue South The Park Building, Suite 400 Birmingham, AL 35205 Tel. (205) 212-5350 Fax: (205) 212- 5382 wally.dunn@dhgllp.com
• Established in 1924, Hannis T. Bourgeois, LLP, is one of the oldest, largest and most respected accounting firms in Louisiana with offices in Baton Rouge, Metairie and Denham Springs. With a total staff of 120 employees, half of which are CPAs, HTB is large enough to provide a full range of accounting, tax, audit and consulting services while also providing prompt, personalized service. Because HTB has been working with financial institutions for more than 50 years, our audit team members are specialists in evaluating internal controls, conducting compliance tests, reviewing loans and obtaining sufficient competent evidential matter to support opinions. HTB also implements the most effective accounting methods for financial statement presentation and tax planning as well as employee compensation plan audits. In addition, HTB is a member of PKF North America (PKF NA), one of the largest and most successful accounting associations today. This membership enables us to provide our clients with a wealth of resources not usually found in a local firm and allows us to offer our clients the benefit of access to national firm expertise while maintaining the close personal attention of a smaller firm.
Accounting,
Auditing,
Internal Audit Outsourcing
Contact: Joseph Richard, Jr., CPA, (mailto:jrichard@htbcpa.com) or Sheryl Young, CPA, (syoung@htbcpa.com) 2322 Tremont Dr. Baton Rouge, LA 70809-1457 Tel. (225) 928-4770 Fax: (225) 926-0945
Heard, McElroy & Vestal, LLC is a locally owned and based professional service and certified public accounting firm with offices in Shreveport and Monroe. Since 1946, Heard, McElroy & Vestal has strived to be a pillar of trust, integrity and competence, remaining focused on the same goal, striving for the unconditional confidence of its clients. Our extensive number of banking clients range in size from $150 million to over $1.5 billion in assets. No matter what the scope of the engagement, HMV seeks to understand the client’s ultimate goals and motivations and searches beyond fiscal information for answers to their questions. With 15 partners, membership in the McGladrey Alliance, an affiliation with Business Valuation Consultants, LLP, and a partnership with Enterprise Computer Services, LLP, a business computer firm, Heard, McElroy, & Vestal, LLC has endless ways to help clients reach their full wealth potential. Heard, McElroy & Vestal, LLC is registered with the PCAOB, a member of the AICPA Large Firm Network, and a member of the Private Companies Practice and Center for SEC Practice Sections of the Division of Firms of the AICPA.
Contact: Tim Nielsen P.O. Box 1607 Shreveport, LA 71165-1607 Tel. (318) 429-2043 Fax: (318) 429-2070
HORNE LLP’s financial institutions team understands the difficult and complex challenges you face within a highly regulated environment. To help you succeed and meet these increasing demands, you need a team of experienced, dedicated professionals who understand your operations, internal controls and goals for growth. HORNE provides just that across a number of areas including: audit services; SEC compliance; tax services; enterprise risk management (internal audit); mergers and acquisitions; information technology; and fraud, forensic and litigation support. Further detailed information about HORNE, their financial institution services and their team can be found at http://www.horne-llp.com/.
Contact: Jeff Aucoin, CPA, CFF, CFE, CIA 10000 Perkins Rowe, Ste. 610 Baton Rouge, LA 70810 Tel. (225) 755-9798 Fax: (225) 926-3309 jeff.aucoin@horne-llp.com
Established in 1946, LaPorte is one of the largest independent accounting and business consulting firms in the region, with over 160 personnel in New Orleans, Houston, Baton Rouge, and Covington.
Serving the financial services industry has long been a focus of our firm. This commitment has translated into a significant client base and recognition as a leader in serving community-based financial institutions, broker-dealers, investment companies, and insurance providers. While many firms have industry concentrations, LaPorte’s financial services group comprises 14 multi-disciplinary professionals who meet monthly to cross-train, identify best practices, review industry trends, and work together to reach collective solutions for our clients. In addition, our affiliation with the RSM McGladrey Alliance provides immediate access to other professionals serving financial institutions across the nation.
Our clients benefit from our local experience as well as from the boundless resources available to us. A few of our services include financial statement audits, internal audits, internal control evaluations, benefit plan audits, deferred compensation plans, tax consulting and return preparation, cost segregation studies, multistate issues, SSAE 16 (SOC 1) reports, and IT risk and controls assessments.
Contact: Eric Bosch, CPA 111 Veterans Blvd., Ste. 600 Metairie, LA 70005 Tel. (504) 835-5522 Fax: (504) 835-5535 ebosch@laporte.com
Since our inception in 1977, PKM's knowledge of the financial services industry has been a core competency of the firm. Today we have grown into one of the most respected accounting and advisory firms in the country, representing leading corporations in the financial, insurance, technology, biological science and government service arenas. At PKM, we provide holistic and growth-driven financial solutions built around understanding clients’ business challenges, not just their accounting issues. We develop deep relationships with our clients over years, so that working together is a positive, accretive experience for both parties.
Contact: Sonny MacArthur 235 Peachtree St. NE, Ste. 1800 Atlanta, GA 30303 Tel. (404) 588-4200 Fax: (404) 588-4222 smacarthur@pkm.com
As the only Top 100 U.S. accounting firm based in Louisiana, Postlethwaite & Netterville serves clients that include national, state, and savings banks as well as other financial institutions ranging in size from approximately $10 million to almost $1 billion in assets. Included in our staff of over 500 are professionals with extensive audit and tax experience with financial institutions, including valuation analysts with the ability to provide due diligence for mergers/acquisitions, collateral audits and Board of Directors/Audit Committee training. We also offer a group of Certified Internal Auditors that work with banks in outsourced, co-sourced and training roles to develop/perform the internal audit function. In addition, our technology consultants can provide systems engineers and Certified Information System Security Professionals who conduct data security reviews, penetration testing and information systems consulting.
Contact: Candace E. Wright 8550 United Plaza Blvd., Ste. 1001 Baton Rouge, LA 70809-0200 Tel. (225) 922-4600 Fax: (225) 922-4611
The firm of Roy Chenevert, CPA provides audit, tax and consulting services to community banks throughout Louisiana. Our CPAs, with 90 years combined experience, are continuously serving the banking industry throughout the year by conducting financial statement audits, BSA independent reviews, internal audit outsourcing, and tax planning and preparation. The majority of our time is dedicated to serving Louisiana banks. With our extensive experience in the banking industry, our CPAs are familiar with the needs of Louisiana community bankers. This familiarity helps us in providing prompt personalized services for reasonable fees. Our internal audit outsourcing and BSA review services assist Louisiana community bankers in implementing required procedures that may not be available or affordable internally. With the number of banks that we serve, our CPAs have the ability to offer efficient solutions to today's banking challenges.
Contact: Roy Chenevert 14635 S. Harrells Ferry Road, Suite 2B Baton Rouge, LA 70816-2959 Tel. (225) 292-1190 Fax: (225) 292-1195 roy@chenevertcpa.com
Established in 1932 and being one of the oldest and most respected firms in the region, currently with a staff of 42, Silas Simmons, LLP offers a complete range of accounting, auditing, tax preparation, tax planning and business advisory services including financial statement, audits, tax consulting, compliance, and preparation for banks and holding companies, S corporation tax issues, internal audits, trust department audits, IT examinations, ACH audits and loan review engagements, and mergers and acquisitions. Silas Simmons, LLP, is a member of AICPA Private Companies Practice Section and The Firm Foundation.
AmerAssist is a capital management, recovery/collections firm, serving credit grantors across a spectrum of commercial and medical fields. We are endorsed by over 150 national associations and utilized by more than 30,000 businesses. Our commitment to LBA includes a Courtesy Assessment of each Member's accounts receivable or those of their commercial/medical depositors.
AmerAssist enhances our clients' revenue cycle through improved administration of delinquent accounts. Your Courtesy Assessment will examine aging data, current practices, and evaluate effectiveness and efficiencies. Whether administering accounts internally, partnering with AmerAssist, or selecting a third party, our Courtesy Assessment will provide substantial value and improved incite as to your current administrative practices.
AmerAssist is licensed and bonded in all states where required and maintains a $1,000,000 excess liability policy to protect our clients. American Collectors Association has certified our General Counsel assuring compliance with all state/federal laws. With AmerAssist, you’ll find the people and processes to implement innovative solutions to maximize your Cash Flow objectives.
We look forward to assisting LBA Members or their depositors by providing a Courtesy Assessment, including customized recommendations for Improving Cash Flow and positively impacting your Net, Bottom Line Profits!
Accounts Receivable Factoring,
Financial Services,
Merchant Services
Contact: Robert R Hills 445 Hutchinson Avenue Columbus, OH 43235 Tel: (850) 559-8800 or (877) 900-5300 Fax: (850) 254-7829 rhills@amerassist.com
When banks can’t… Evergreen can! Let the power of factoring with Evergreen work for your customers and your bank.
Don’t turn away valued customers who aren’t ready for traditional financing. Factoring with Evergreen is an affordable and effective short-term solution for your customers with cash flow issues. Evergreen turns your clients’ earned revenue into immediately accessible cash, providing a framework for business sustainability, investment, and growth. When the bank’s hands are tied, but you can suggest a viable funding alternative through Evergreen, you are reinforcing a foundation for a long-term banking relationship.
Factoring works and is a win-win for your bank and its growing business clients. The bank continues to handle all deposits, term debt, and all other financial services, while Evergreen, on a temporary (month-to-month) basis, simply funds your customers’ receivables, which reduces their credit risk and improves their financial solvency. As they factor with Evergreen, your clients will be able to keep more money with your bank as their businesses expand and become more profitable. When they become creditworthy, you can easily replace Evergreen’s funding with a bank line of credit, typically within 12 to 24 months.
There is no bank liability or risk exposure and referral fees are offered!
Improve your competitive advantage. When you can’t... call Evergreen!
Contact: Louis Greenblatt 6120 Perkins Rd., Ste. 150 Baton Rouge, LA 70808 Tel. (225) 767-7233 louis@evergreenwc.com
Lafayette Offices: Contact: Bob Bacon 345 Doucet Rd., Ste. 200 Lafayette, LA 70503 Tel. (337) 989-7050
Contact: David Cortez 307 La Rue France Lafayette, LA 70508 Tel. (337) 456-6848
Partnering with banks across the country since 2000.
Gulf Coast Business Credit (“GCBC”) specializes in accounts receivable factoring. Most factoring clients need working capital beyond levels available through traditional bank options. GCBC wants to partner with you to create workable solutions for your clients’ commercial capital needs.
Give your bankers and clients commercial credit solutions. GCBC offers options for working capital ?nance when the referring bank does not have a viable option. GCBC encourages the client or prospect to maintain or bring depository business to the referring bank and does not compete for banking business. Keep clients happy and loyal by offering them factoring with GCBC while they work towards being bankable.
Partner with Louisiana’s largest factoring team. GCBC is among the nation’s top 20 factoring companies, purchasing nearly $1 billion dollars of invoices in 2012. Referring bankers know that a referral to GCBC will provide their client or prospect stable funding along with the most competitive rates in the industry.
Become a partner with GCBC and earn non-interest income with NO credit risk. GCBC partners with banks by offering referral agreements allowing the referring banks to share a percentage of gross fees for as long as the company referred is a client of GCBC.
Louisiana Business Development Officer Contact: Adam Landry 43185 Naples Dr. Hammond, LA 70403 Tel: (985) 974-5725 Fax: (855) 499-1612 adamlandry@gulfbank.com
National Sales Manager Contact: Meg Roberson 1110 Hwy 190, 2nd Fl. Covington, LA 70433 Tel: (985) 249-7211 Fax: (512) 258-5895 megroberson@gulfbank.com
Profit-On-Hold is an on-hold teleadvertising company in business since 1991, providing on-hold marketing systems and programs for more than 3,000 clients in 35 states and Ireland, with orders for Germany, France and Japan pending. Profit-On-Hold began as a subsidiary of a telecommunications conglomerate which divested itself of its on-hold division, which was purchased by its existing Vice President of Sales Mr. Otto Mehrgut. Mr. Mehrgut is today the president/chief executive officer of Profit-On-Hold with headquarters in Mandeville, LA. Leah McKee is Profit-On-Hold’s production coordinator and copywriter, with an extensive background in advertising and marketing.
Appraisal Review & Consultation was formed by Heidi C. Lee, MAI, MRICS, after retiring from 18 years with the Whitney Bank Appraisal Department. Appraisal Review & Consultation specializes in appraisal solutions for bank, offering the following services:
appraisal review at flat fees established in advance, rather than hourly fees
appraisal policy and procedures upgrades
approved appraiser list competency testing
appraisal training for bank personnel
resource agreements or hourly agreements to answer appraisal review and regulatory questions
appraisal audit services
internal appraisal process optimization
outsourced appraisal solutions examination and recommendation
regulatory compliance consulting
In consulting with a financial institution, it is important to consider its specific resources, risk tolerance, and required timing, in the context of the existing regulations. In so doing, each consulting assignment provides a custom solution for that client.
Contact: Heidi C. Lee, MAI, MRICS 501 Good News Ave. Belle Chasse, LA 70037 Tel. (504) 512-6881 Fax: (504) 433-9945 hlee@appraisalsolutionsforbanks.com
Appraisal Review & Consultation was formed by Heidi C. Lee, MAI, MRICS, after retiring from 18 years with the Whitney Bank Appraisal Department. Appraisal Review & Consultation specializes in appraisal solutions for bank, offering the following services:
appraisal review at flat fees established in advance, rather than hourly fees
appraisal policy and procedures upgrades
approved appraiser list competency testing
appraisal training for bank personnel
resource agreements or hourly agreements to answer appraisal review and regulatory questions
appraisal audit services
internal appraisal process optimization
outsourced appraisal solutions examination and recommendation
regulatory compliance consulting
In consulting with a financial institution, it is important to consider its specific resources, risk tolerance, and required timing, in the context of the existing regulations. In so doing, each consulting assignment provides a custom solution for that client.
Contact: Heidi C. Lee, MAI, MRICS 501 Good News Ave. Belle Chasse, LA 70037 Tel. (504) 512-6881 Fax: (504) 433-9945 hlee@appraisalsolutionsforbanks.com
Partnering with banks across the country since 2000.
Gulf Coast Business Credit (“GCBC”) specializes in accounts receivable factoring. Most factoring clients need working capital beyond levels available through traditional bank options. GCBC wants to partner with you to create workable solutions for your clients’ commercial capital needs.
Give your bankers and clients commercial credit solutions. GCBC offers options for working capital ?nance when the referring bank does not have a viable option. GCBC encourages the client or prospect to maintain or bring depository business to the referring bank and does not compete for banking business. Keep clients happy and loyal by offering them factoring with GCBC while they work towards being bankable.
Partner with Louisiana’s largest factoring team. GCBC is among the nation’s top 20 factoring companies, purchasing nearly $1 billion dollars of invoices in 2012. Referring bankers know that a referral to GCBC will provide their client or prospect stable funding along with the most competitive rates in the industry.
Become a partner with GCBC and earn non-interest income with NO credit risk. GCBC partners with banks by offering referral agreements allowing the referring banks to share a percentage of gross fees for as long as the company referred is a client of GCBC.
Louisiana Business Development Officer Contact: Adam Landry 43185 Naples Dr. Hammond, LA 70403 Tel: (985) 974-5725 Fax: (855) 499-1612 adamlandry@gulfbank.com
National Sales Manager Contact: Meg Roberson 1110 Hwy 190, 2nd Fl. Covington, LA 70433 Tel: (985) 249-7211 Fax: (512) 258-5895 megroberson@gulfbank.com
Commerce Street Capital, LLC is a premier investment banking firm serving financial institutions and middle-market companies across the United States. The firm values collaboration with their client partners and enjoys building long term relationships established on a foundation of mutual respect, common goals and uncommon integrity. The firm's knowledge, expertise and acumen have been honed by decades of strong relationships between clients and their industry veterans. The firm holds itself to the highest professional standards and builds partnerships in the spirit of mutual respect and trust. They combine creative thinking with solid expertise to solve the challenges of banks and industry nationwide. Led by veterans of the financial industry, Commerce Street Capital's practice includes Mergers and Acquisitions; Public and Private Capital Raises for financial institutions; Recapitalizations and Asset Quality Management; Private Placement of Debt & Equity; Regulatory Advisory, Valuations and Fairness Opinions; SBIC Fund Raising; Corporate and Real Estate Finance. The firm's main office is located in Dallas, Texas. You can reach us at (214) 545-6800 and http://www.commercestreetcapital.com/.
Founded in 2001, FFC Capital Management is a SEC Registered Investment Advisor specializing in Liability-Driven Asset Management including 1) Asset-Liability Analytics and Consulting and 2) Low Duration Core Fixed Income Portfolio Strategies. We develop customized asset-liability and investment portfolio strategies for public funds, institutional non-profits, banks and insurance companies in each a consulting, separately managed account and Wrap Fee Program format.
For over a decade, our philosophy of Process Over Products has been the bedrock principle of our approach to developing finance, risk and investment management strategies.
FFC Capital Management is a full-service financial partner to its clients; dedicated to the goal-oriented success of their organizations and enterprises. We strive for an atmophere where financial objectives are achieved through a shared vision with our clients. This combination of collaborative policy and procedural input, finance and investment expertise, transparency and accountability drives a tailored formula for success resulting in measurable long-term asset growth and shareholder value.
FFC Capital Management is certified as a Minority Business Enterprise by the Louisiana Minority Business Council.
Fiduciaries to $3.2 billion at December 31, 2011, including its supervisory roles; FFC Capital Management provides discetionary account management services to in excess of $1 billion.
Asset/Liability Management ,
Broker Dealer,
Liability-Driven Investment Management
Contact: Octave J. Francis, III 400 Poydras St., Ste. 2400 New Orleans, LA 70130 Tel. (504) 299-2990 Fax: (504) 299-2991 ovrancis@ffc-capital.com
ICBA Securities provides community bankers with quality investment products, services and education at competitive prices. Included are asset/liability and liquidity assistance, bond accounting and safekeeping, transaction analysis, performance profiles, and research assistance. ICBA Securities also has a mandated set of policies for the protection of the banker: rigorous sales rep requirements, a suitable security list, and a pricing policy that is determined by the Board of Directors (also community bankers). ICBA Securities is a wholly-owned subsidiary of the Independent Community Bankers of America. --LBA Endorsed Vendor
Contact: Jim Reber 775 Ridge Lake Boulevard, Suite 175 Memphis, TN 38120 Tel. (800) 422-6442 or (901) 762-5880 Fax: (901) 762-5333
Shay Financial has been serving the needs of banks since 1981. The company was established to meet the unique investment demands and regulatory requirements faced by financial institutions. From eight offices across the country, from Wall Street to Main Street, we only serve community banks, helping them build more profitable balance sheets. Shay utilizes a “balance sheet based investment approach” to our core competencies of: Securities Analysis and Selection; A/L IRR Modeling; Investment Portfolio Analysis and Modeling; Asset Management via the highly acclaimed Asset Management Fund family of bank specific mutual funds; Wholesale Growth Program; Sweep Account; and Wholesale Funding strategies via National Market CD’s. In order to maintain an unbiased perspective when assisting clients, the firm chooses not to own an extensive inventory of securities for resale. At Shay Financial Services, Inc., we take pride in our history, our accomplishments, our commitment to community banking, and our enduring client relationships.
The Baker Group is a leader in the development of innovative asset/liability and investment portfolio management services for community banks. Baker's products and services include: Asset/Liability Management, Investment Portfolio Accounting, Investment Portfolio Analysis, Budget and Board Reporting, Broker/Dealer Services plus educational programs concerning regulatory issues, interest rate risk and portfolio management. Baker is endorsed by 5 state community banking associations: the Community Bankers Association of Alabama, the Community Bankers Association of Illinois, the Indiana Bankers Association, the North Dakota Bankers Association, and the Independent Bankers Association of Texas. Baker’s main office is located in Oklahoma City with branch offices in Austin, Indianapolis, Springfield, and Salt Lake City. You can reach any office by calling 1-800-937-2257 or find us on the web at http://www.gobaker.com/
FEDCorp (Financial Equipment and Data Corporation) was started in 1998 when the need for a full-service provider of equipment and service in the funds transfer industry in the southeast was identified by founder and President Mike Pruett. Today, FEDCorp has a presence in Alabama, Mississippi, Louisiana, Tennessee, Georgia, and Florida. Headquartered in Daphne, AL, with a service center in Birmingham, AL, FEDCorp is positioned to be able to service its customers with quick response time and quality service. Currently, FEDCorp offers a full line of ATM products from retail to branch automation. Specializing in customized outsourcing packages, FEDCorp can deliver a tailored program to meet the needs of your financial institution. As an authorized NCR reseller, FEDCorp has certified NCR technicians with access to all parts and software. FEDCorp also provides support for all Triton, GRG, and ScanCoin equipment as well as other banking equipment such as currency counters, coin terminals and teller cash recyclers. Unlike many suppliers of equipment, FEDCorp is fully committed to supporting your purchase for the life of the equipment through a wide range of options. From processing your terminals to service contracts for your equipment, FEDCorp can be a turn-key solution to all your equipment needs. Please feel free to contact FEDCorp at 251-661-6286 to discuss your equipment and service needs whatever they may be.
Congtact: Chip Smith 2169 Stanton Rd., Ste. 100 Daphne, AL 36526 Tel. (251) 661-6286 Fax: (251) 661-6905 chips@fedcorpatm.com
FISC is a bank service corporation owned by its 46 member banks which collectively represent more than $12 billion in assets. FISC offers the latest technology in data processing, check imaging, document imaging, image statement rendering, internet banking, mobile banking, networking and bookkeeping services designed specifically for the strategic environment of the community bank. In addition to these services, FISC offers check image forward and receipt, branch and merchant capture, and platform automation. We welcome the opportunity to discuss our services with you and encourage you to contact our users. Ask them for their opinions about our systems, our service and support. For more information about FISC, please call us at 318-387-0691.
ATM & Debit Card Processing,
Correspondent Banking,
Data Processing
Contact: Pat Spencer (pat.spencer@fiscdp.com) 500 Pavilion Road West Monroe, LA 71292-9490 Tel. (318) 387-0691 Fax: (318) 387-9620
Fiserv (NASDAQ: FISV) is a leading global provider of information management and electronic commerce systems for the financial services industry. Fiserv provides integrated technology and services that create value for our clients. Ranked No. 1 on the FinTech 100 international listing of top technology providers to the financial services industry for 6 of the last 8 years, Fiserv drives innovation that transforms experiences for more than 16,000 clients worldwide including banks, credit unions and thrifts, billers, mortgage lenders and leasing companies, brokerage and investment firms and other business clients. To learn more, visit us at http://www.fiserv.com/.
Payment Express Systems in partnership with Sage is a leading supplier of Electronic Payment Processing Services, Merchant Accounts, and Merchant Accounting services for retail, mail order/telephone order and Internet businesses. PES believes in empowering its customers by creating one-stop solutions that simplify payment processing. We are committed to providing secure payment options through advanced technology, diligent anti-fraud procedures and solid industry relationships. Our products and services have been designed to offer “one stop solutions” that improve our customer’s operating efficiencies and convert their cost to profit. Our management team brings over 50 years experience in the processing industry to insure the success of our relationships with our partners. We are a registered MSP of Harris Bank-Chicago with Visa®, MasterCard®, Registered ISP with Discover®, Global E Telecom®, Valutec Card Solutions® and American Express®, along with our proud memberships with the Chamber of Commerce and Better Business Bureau. We listen to our customers and their needs drive the development of our products and services. We believe that value is created when our customers receive exemplary services for reasonable, competitive rates. For more information, please call us or visit our website at http://www.paymentes.com/.
The SHAZAM network is one of the last remaining member-owned and -controlled EFT networks and processors in the industry. This independence allows SHAZAM to remain in control of its systems and guarantees access to the electronic payments system for its participants. SHAZAM is a single source provider for ATM processing, debit and ATM card processing, card authorization services, merchant processing, ACH services and information security solutions. SHAZAM serves nearly 1,500 community financial institutions in 33 states. Visit www.shazam.net/ for more information. Or contact Rob Buchanan at (800) 717-4460. E-mail - rbuchan@shazam.net.
Contact: Rob Buchanan 392 Empressor Cove Collierville, TN 38017 Tel. (800) 717-4460 or (901) 854-4339 Fax: (901) 854-4340 rbuchanan@shazam.net
Trust One payment Services an electronic merchant processing company with over 50 years combined experience working with community banks provides sales and support for an array of merchant services, including credit/debit card processing, check verification, guarantee and remote deposit, electronic gift and loyalty cards and secure Internet e-commerce processing. Trust One has no startup fees, free equipment and no long term agreements. Trust One’s revenue sharing with our banks is the largest in the industry an we provide all marketing materials to the banks along with your bank logo at no charge. We assume all liability.
BKD, LLP, one of the 10 largest CPA and advisory firms in the U.S., provides accounting, auditing, tax, loan review, regulatory compliance, information technology systems assessment and implementation, information security, strategic planning, and merger and acquisition strategies to community banks.
Crowe Horwath LLP is one of the largest public accounting and consulting firms in the United States. Under its core purpose of “Building Value with Values®,” Crowe uses its deep industry expertise to provide audit services to public and private entities, while also helping clients reach their goals with tax, advisory, risk and performance services. With offices coast to coast and 2,600 personnel, Crowe is recognized by many organizations as one of the country's best places to work. Crowe serves clients worldwide as an independent member of Crowe Horwath International, one of the largest global accounting networks in the world, consisting of more than 150 independent accounting and advisory services firms in more than 100 countries around the world.
Contact: E. Michael Thomas 3399 Peachtree Rd NE, Ste 700 Atlanta, GA 30326-2832 Tel. (404) 442-1607 Fax: (404) 442-1616 mike.thomas@crowehorwath.com
The Dixon Hughes Goodman Financial Institution Services Group combines significant industry resources, a broad knowledge of the financial institutions industry and a deep understanding of how financial institutions operate and what makes them unique. We currently serve more than 100 banks across the Southern U.S., including community, regional and U.S. Top 10 banks, all with a hands-on, responsive service philosophy. Currently, the Financial Institution Services Group has 20 Partners and more than 125 professionals dedicated to serving your industry and committed to delivering the highest-quality professional services at a reasonable cost. Our services include: external audit, tax compliance and consulting, internal audit, risk assessments, IT reviews and consulting, SEC reporting, Sarbanes-Oxley assistance, FDICIA assistance, merger due diligence and loan defeasance services. To excel in today’s environment, you need an independent CPA firm to provide an objective view on your bank’s financial and operating performance, as well as one committed to accessibility and responsiveness. At Dixon Hughes Goodman, our Financial Institution Services Group delivers on both sides of the service equation.
Contact: Wally Dunn, CPA 2140 Eleventh Avenue South The Park Building, Suite 400 Birmingham, AL 35205 Tel. (205) 212-5350 Fax: (205) 212- 5382 wally.dunn@dhgllp.com
• Established in 1924, Hannis T. Bourgeois, LLP, is one of the oldest, largest and most respected accounting firms in Louisiana with offices in Baton Rouge, Metairie and Denham Springs. With a total staff of 120 employees, half of which are CPAs, HTB is large enough to provide a full range of accounting, tax, audit and consulting services while also providing prompt, personalized service. Because HTB has been working with financial institutions for more than 50 years, our audit team members are specialists in evaluating internal controls, conducting compliance tests, reviewing loans and obtaining sufficient competent evidential matter to support opinions. HTB also implements the most effective accounting methods for financial statement presentation and tax planning as well as employee compensation plan audits. In addition, HTB is a member of PKF North America (PKF NA), one of the largest and most successful accounting associations today. This membership enables us to provide our clients with a wealth of resources not usually found in a local firm and allows us to offer our clients the benefit of access to national firm expertise while maintaining the close personal attention of a smaller firm.
Accounting,
Auditing,
Internal Audit Outsourcing
Contact: Joseph Richard, Jr., CPA, (mailto:jrichard@htbcpa.com) or Sheryl Young, CPA, (syoung@htbcpa.com) 2322 Tremont Dr. Baton Rouge, LA 70809-1457 Tel. (225) 928-4770 Fax: (225) 926-0945
Heard, McElroy & Vestal, LLC is a locally owned and based professional service and certified public accounting firm with offices in Shreveport and Monroe. Since 1946, Heard, McElroy & Vestal has strived to be a pillar of trust, integrity and competence, remaining focused on the same goal, striving for the unconditional confidence of its clients. Our extensive number of banking clients range in size from $150 million to over $1.5 billion in assets. No matter what the scope of the engagement, HMV seeks to understand the client’s ultimate goals and motivations and searches beyond fiscal information for answers to their questions. With 15 partners, membership in the McGladrey Alliance, an affiliation with Business Valuation Consultants, LLP, and a partnership with Enterprise Computer Services, LLP, a business computer firm, Heard, McElroy, & Vestal, LLC has endless ways to help clients reach their full wealth potential. Heard, McElroy & Vestal, LLC is registered with the PCAOB, a member of the AICPA Large Firm Network, and a member of the Private Companies Practice and Center for SEC Practice Sections of the Division of Firms of the AICPA.
Contact: Tim Nielsen P.O. Box 1607 Shreveport, LA 71165-1607 Tel. (318) 429-2043 Fax: (318) 429-2070
HORNE LLP’s financial institutions team understands the difficult and complex challenges you face within a highly regulated environment. To help you succeed and meet these increasing demands, you need a team of experienced, dedicated professionals who understand your operations, internal controls and goals for growth. HORNE provides just that across a number of areas including: audit services; SEC compliance; tax services; enterprise risk management (internal audit); mergers and acquisitions; information technology; and fraud, forensic and litigation support. Further detailed information about HORNE, their financial institution services and their team can be found at http://www.horne-llp.com/.
Contact: Jeff Aucoin, CPA, CFF, CFE, CIA 10000 Perkins Rowe, Ste. 610 Baton Rouge, LA 70810 Tel. (225) 755-9798 Fax: (225) 926-3309 jeff.aucoin@horne-llp.com
Established in 1946, LaPorte is one of the largest independent accounting and business consulting firms in the region, with over 160 personnel in New Orleans, Houston, Baton Rouge, and Covington.
Serving the financial services industry has long been a focus of our firm. This commitment has translated into a significant client base and recognition as a leader in serving community-based financial institutions, broker-dealers, investment companies, and insurance providers. While many firms have industry concentrations, LaPorte’s financial services group comprises 14 multi-disciplinary professionals who meet monthly to cross-train, identify best practices, review industry trends, and work together to reach collective solutions for our clients. In addition, our affiliation with the RSM McGladrey Alliance provides immediate access to other professionals serving financial institutions across the nation.
Our clients benefit from our local experience as well as from the boundless resources available to us. A few of our services include financial statement audits, internal audits, internal control evaluations, benefit plan audits, deferred compensation plans, tax consulting and return preparation, cost segregation studies, multistate issues, SSAE 16 (SOC 1) reports, and IT risk and controls assessments.
Endorsed by the Louisiana Automobile Dealers Association and established in 1957, Casey & Casey is the largest licensed Public Tag Agent (PTA) in Louisiana, with 7 locations state-wide and over 50 years of service and experience.
Now, Casey & Casey is part of Dealertrack, an industry leader in retail auto industry and auto lending technology. Together, we’re providing a suite of products and services designed to help streamline your process. Our solutions include:
In-state motor vehicle registration and titling*
Cross-border and out-of-state registration and titling*
Vehicle Inquiry service*
Lien perfection*
Duplicate Title*
Plate issuance (including Special Interest and Personalized)*
Same-day “rush” processing
Monthly Penalties & Interest reports
Itemized invoices
Free OMV training seminars
Temporary markers
Notary services*
Improve transaction accuracy, reduce rejected deals and virtually eliminate visits to your local DMV. Receive completed deals faster, and improve the customer experience. Pass the fee* along to your customer, and our services are free to you.
For more information, contact your local area Sales Manager at 888.284.8537 or visit us online at dealertrack.com/rts or autotitle.com.
* Additional fees apply for selected services. Not all fees can be passed to customer, please speak with a sales representative for details.
FTN Financial is an industry leader in fixed income sales, trading and strategies for institutional clients in the U.S. and abroad. FTN Financial also provides investment services and balance sheet management solutions. With an average daily trading volume of over $5 billion, FTN Financial transacts business with approximately 40% of all domestic depository institutions with investment portfolios over $100MM.
FTN Financial’s sales and trading team focuses on high-grade liquid markets, including Treasuries, Corporates, Mortgages, and Municipal bonds, and is also a leading underwriter of Agency debt. FTN Financial has offices in the United States in Atlanta, Boston, Charlotte, Chicago, Cleveland, Dallas, Kansas City, Las Vegas, Los Angeles, Memphis, Mobile, New York, Philadelphia, San Francisco, Scottsdale, Westbury, and internationally in Hong Kong and Tokyo.
Information about FTN Financial and its entire offering of products and services can be found at http://www.ftnfinancial.com/.
Equias Alliance, a partner to America’s banking institutions, is comprised of several experienced independent consultants and top technical resources all formerly with Clark Consulting. Our strategies and practices enable clients to manage benefit liabilities, enhance shareholder value and attract and retain their best people. We assist banks with the design and implementation of bank-owned life insurance (BOLI) portfolio strategies, executive & director benefits consulting, administration of BOLI and executive & director nonqualified benefit plans, and risk assessment review of BOLI and executive & director benefit plans.
Kenneth Derks is a registered representative of and Securities offered through ProEquities, Inc., a Registered Broker/Dealer, and member FINRA and SIPC. Equias Alliance LLC is independent of ProEquities, Inc.
The American Bankers Association (through its subsidiary, the Corporation for American Banking) has endorsed the BOLI and executive benefit services provided by Equias Alliance.
Bank-Owned Life Insurance,
Executive Compensation & Benefit Consulting
Contact: Ken Derks 7200 Bishop Road, Ste. 240 Plano, TX 75024 Tel. (469) 252-1037 Fax: (972) 335-9545 kderks@equiasalliance.com
Since 1901, Sterne Agee has guided investors like you through the ever-changing currents of the marketplace. During the early years, our founders prominently established themselves in the financial services industry in the southeastern United States. Today, we have expanded to serve all regions of the country. Headquartered in Birmingham, Alabama, Sterne Agee has 46 offices located in 21 states. These include: Alabama, Arkansas, California, Florida, Georgia, Illinois, Louisiana, Maine, Massachusetts, Minnesota, Mississippi, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah and Virginia. As we grow, we continue the tradition of integrity, innovation and stability established by our firm's founders over 100 years ago. The Sterne Agee family of companies now holds over $20 billion in client assets and serves over 140,000 clients. Employing nearly 1,300 professionals, we operate seven subsidiaries which provide a total investment solution for individual and corporate clients.
As one of the world's largest brokers, Gallagher Risk Management Services, Inc. delivers a full range of property/casualty insurance and risk management products and services. As your strategic partner, we offer innovative solutions for today's dynamic marketplace. We strive to ensure the highest level of service by answering your changing priorities with characteristic flexibility and responsiveness. Our knowledge base is constantly expanding as we create new products and form highly specialized industry expertise groups. Reinforcing our existing strengths is also an ongoing focus.
Our team of specialists helps you analyze all of your options, determine which ones you are most comfortable with and structure a customized program that reflects your needs. We offer a true team approach that prepares you to handle risk management and insurance challenges with the most viable choices.
Gallagher Benefits Services (GBS) offers expertise and guidance in every area of employee benefits planning, delivery and administration. We are especially well-suited to meet the needs of small to mid-sized companies, while also providing unique and customized solutions for our larger clients. Our consulting service areas include: Health & Welfare; Healthcare Analytics; Retirement Services, HR & Compensation Consulting; Voluntary Benefits; Executive Benefits; and International Benefits.
Coastal Securities has been assisting institutional investors in navigating the capital markets for over 20 years. We are one of the premier broker dealers in the SBA pool markets and have extensive experience in helping banks and credit unions with the purchase and sale of government guaranteed loans. We offer full service brokerage services in a variety of fixed income asset classes, including MBS, CMOs, Agencies and Treasuries. Our public finance department assists many municipal issuers with financial advisory and underwriting services, and our municipal trade desk has access to a nationwide distribution network to help municipalities market their issues effectively. Our customer service for all products is second to none and our unique lender assistance group is designed to assist clients, regardless of experience level, with loan settlements, amortization and payment issues. Coastal is there for you after the sale. We offer our clients accounting and analytical services on their portfolios which gives investors the information they need in order to make timely and prudent investment decisions. Whether you’re a seasoned investor or one just starting out, we invite you to see why Coastal Securities has been a trusted name in the capital markets for over two decades.
Contact: D. Ann Komar 920 Memorial City Way, Suite 1100 Houston, TX 77024 Tel. (713) 435-4300 Fax: (713) 435-4530 dak@coastalsecurities.com
Crews & Associates, Inc. is a full-service broker/dealer with over 150 investment professionals registered in all 50 states. The firm specializes in trading fixed-income securities, including municipal and corporate bonds, government agency bonds, US Treasury bonds, mortgage-backed securities and mutual funds. With public finance offices around the country, the firm underwrites new issue municipal bonds and private placements. Crews also offers free account maintenance and safekeeping services.
Contact: Rick Calhoun, First Vice President 521 President Clinton Ave., Suite 800 Little Rock, AR 72201 Tel. (800) 766-2000 Fax: (501) 907-4048 rcalhoun@crewsfs.com
Founded in 2001, FFC Capital Management is a SEC Registered Investment Advisor specializing in Liability-Driven Asset Management including 1) Asset-Liability Analytics and Consulting and 2) Low Duration Core Fixed Income Portfolio Strategies. We develop customized asset-liability and investment portfolio strategies for public funds, institutional non-profits, banks and insurance companies in each a consulting, separately managed account and Wrap Fee Program format.
For over a decade, our philosophy of Process Over Products has been the bedrock principle of our approach to developing finance, risk and investment management strategies.
FFC Capital Management is a full-service financial partner to its clients; dedicated to the goal-oriented success of their organizations and enterprises. We strive for an atmophere where financial objectives are achieved through a shared vision with our clients. This combination of collaborative policy and procedural input, finance and investment expertise, transparency and accountability drives a tailored formula for success resulting in measurable long-term asset growth and shareholder value.
FFC Capital Management is certified as a Minority Business Enterprise by the Louisiana Minority Business Council.
Fiduciaries to $3.2 billion at December 31, 2011, including its supervisory roles; FFC Capital Management provides discetionary account management services to in excess of $1 billion.
Asset/Liability Management ,
Broker Dealer,
Liability-Driven Investment Management
Contact: Octave J. Francis, III 400 Poydras St., Ste. 2400 New Orleans, LA 70130 Tel. (504) 299-2990 Fax: (504) 299-2991 ovrancis@ffc-capital.com
FTN Financial is an industry leader in fixed income sales, trading and strategies for institutional clients in the U.S. and abroad. FTN Financial also provides investment services and balance sheet management solutions. With an average daily trading volume of over $5 billion, FTN Financial transacts business with approximately 40% of all domestic depository institutions with investment portfolios over $100MM.
FTN Financial’s sales and trading team focuses on high-grade liquid markets, including Treasuries, Corporates, Mortgages, and Municipal bonds, and is also a leading underwriter of Agency debt. FTN Financial has offices in the United States in Atlanta, Boston, Charlotte, Chicago, Cleveland, Dallas, Kansas City, Las Vegas, Los Angeles, Memphis, Mobile, New York, Philadelphia, San Francisco, Scottsdale, Westbury, and internationally in Hong Kong and Tokyo.
Information about FTN Financial and its entire offering of products and services can be found at http://www.ftnfinancial.com/.
Contact: Jim Reber 775 Ridge Lake Boulevard, Suite 175 Memphis, TN 38120 Tel. (800) 422-6442 or (901) 762-5880 Fax: (901) 762-5333
Shay Financial has been serving the needs of banks since 1981. The company was established to meet the unique investment demands and regulatory requirements faced by financial institutions. From eight offices across the country, from Wall Street to Main Street, we only serve community banks, helping them build more profitable balance sheets. Shay utilizes a “balance sheet based investment approach” to our core competencies of: Securities Analysis and Selection; A/L IRR Modeling; Investment Portfolio Analysis and Modeling; Asset Management via the highly acclaimed Asset Management Fund family of bank specific mutual funds; Wholesale Growth Program; Sweep Account; and Wholesale Funding strategies via National Market CD’s. In order to maintain an unbiased perspective when assisting clients, the firm chooses not to own an extensive inventory of securities for resale. At Shay Financial Services, Inc., we take pride in our history, our accomplishments, our commitment to community banking, and our enduring client relationships.
Since 1901, Sterne Agee has guided investors like you through the ever-changing currents of the marketplace. During the early years, our founders prominently established themselves in the financial services industry in the southeastern United States. Today, we have expanded to serve all regions of the country. Headquartered in Birmingham, Alabama, Sterne Agee has 46 offices located in 21 states. These include: Alabama, Arkansas, California, Florida, Georgia, Illinois, Louisiana, Maine, Massachusetts, Minnesota, Mississippi, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah and Virginia. As we grow, we continue the tradition of integrity, innovation and stability established by our firm's founders over 100 years ago. The Sterne Agee family of companies now holds over $20 billion in client assets and serves over 140,000 clients. Employing nearly 1,300 professionals, we operate seven subsidiaries which provide a total investment solution for individual and corporate clients.
The Baker Group is a leader in the development of innovative asset/liability and investment portfolio management services for community banks. Baker's products and services include: Asset/Liability Management, Investment Portfolio Accounting, Investment Portfolio Analysis, Budget and Board Reporting, Broker/Dealer Services plus educational programs concerning regulatory issues, interest rate risk and portfolio management. Baker is endorsed by 5 state community banking associations: the Community Bankers Association of Alabama, the Community Bankers Association of Illinois, the Indiana Bankers Association, the North Dakota Bankers Association, and the Independent Bankers Association of Texas. Baker’s main office is located in Oklahoma City with branch offices in Austin, Indianapolis, Springfield, and Salt Lake City. You can reach any office by calling 1-800-937-2257 or find us on the web at http://www.gobaker.com/
Contact: Rick Hansing 1601 Northwest Expressway, 20th Floor Oklahoma City, OK 73118 Tel. (405) 415-7200 Fax: (405) 415-7366 Rick@GoBaker.com
Banking professionals who truly understand your balance sheet and are responsive to your unique needs. That is what TIB Capital Markets is all about. Since TIB does not typically inventory investment securities, your bank is not being pitched investment products that just happen to be part of a dealer’s inventory sheet for the day. We tailor our support and expertise to meet the unique challenges of your institution – every day. So, if you are looking for a true partner who is committed to your success, TIB Capital Markets is your best choice.
Contact: Barry Musgrove, Kenny Dunaway 910 Pierremont Rd. Shreveport, LA 71106 Tel. (877) 346-4842 Fax: (318) 841-1216
TIB Mortgage Company (A Division of TIB-The Independent BankersBank) Contact: David Linaburg 350 Phelps Dr. Irving, TX 75038 Tel. (888) 776-4842 Fax: (972) 541-0264 TIBMortgage@mybankersbank.com
Vining Sparks is nationally recognized as a leading broker/dealer in serving the investment needs of institutional investors. The firm was started in 1981 by Jim Vining to serve the investment and asset/liability needs of community banks. Vining Sparks currently employs more than 300 people in 12 domestic offices and one in London. The firm has a strong presence in the banking industry and transacts securities business with more than 2,600 banks and savings & loans. The customer base additionally includes hundreds of other clients such as municipalities, money managers, trust departments, insurance companies, pension funds, and investment advisors. Vining Sparks has over $45 million in capital and an annual trading volume exceeding $250 billion with customers located in all 50 states and many foreign countries.
The firm of Roy Chenevert, CPA provides audit, tax and consulting services to community banks throughout Louisiana. Our CPAs, with 90 years combined experience, are continuously serving the banking industry throughout the year by conducting financial statement audits, BSA independent reviews, internal audit outsourcing, and tax planning and preparation. The majority of our time is dedicated to serving Louisiana banks. With our extensive experience in the banking industry, our CPAs are familiar with the needs of Louisiana community bankers. This familiarity helps us in providing prompt personalized services for reasonable fees. Our internal audit outsourcing and BSA review services assist Louisiana community bankers in implementing required procedures that may not be available or affordable internally. With the number of banks that we serve, our CPAs have the ability to offer efficient solutions to today's banking challenges.
In 1988, the Louisiana State Legislature passed enabling legislation creating the Louisiana Economic Development Corporation (LEDC). LEDC’s mission is to serve as a catalyst for capital access for Louisiana businesses, enable new businesses to form and existing businesses to expand, provide for the sustained economic growth and an improved quality of life for the citizens of the State. LEDC small business programs are financed through the Vendor Compensation allocation, General Fund appropriations and the return of principal and interest and the return on investments from its loan and investment portfolios, respectively. The LEDC Board is comprised of nine members who are appointed by the Governor of Louisiana for staggered terms. The Louisiana Economic Development Secretary serves as the LEDC President. One of LEDC’s primary programs is the Small Business Loan and Guaranty Program which provides loan guarantees to banks to mitigate lenders’ risk and facilitate capital access for Louisiana small businesses. Guarantees can range up to 75% of the bank loan, but cannot exceed $1.5 million. Applicants must have a business plan and a bank that is willing to fund the business loan. For additional LEDC information visit the LED website at OpportunityLouisiana.com or call (225) 342-5675.
Contact: Richard D. Broussard P.O.Box 94185 Baton Rouge, LA 70804-9185 Tel. (225) 342-5675 Fax: (225) 342-0142 Broussard@la.gov
Retail Management Resources, Inc., is a sales, marketing and management resource company that focuses on providing your company with a valuable management, consulting and training resource that will bring your vision to reality. Our mission is to provide clients with a valuable sales, marketing, management and training resource that will aid in the growth and retention of current clients as well as win new profitable clients.
Lela is a division of the Louisiana Public Facilities Authority (LPFA), a nonprofit public trust established to bring financing assistance and advantages to the people of Louisiana. With more than 20 years of experience, Lela works closely with Louisiana colleges and universities, lenders and high school guidance counselors to offer scholarships, financing options and personal assistance to ensure that our students are prepared to enter college.
AccuSystems, LLC is a smart choice for community and regional banks looking for document imaging solutions. Our electronic imaging and intelligent document management tools for loans and bank operations documents are second to none. Today, AccuSystems services over 200 banks in North America with its proprietary software, predominantly used for managing loan file imaging and advance bank document management. AccuDoc was developed to manage other bank operations such as deposits, human resources, vendor contracts, real estate, trusts, meeting minutes, insurance, invoices, policies and procedures, and securities. The AccuAccount and AccuDoc products are currently being utilized in hundreds of community and regional banks throughout the United States. We tailor our software to meet your bank’s specific imaging and management needs and offer maximum value because our personal partnership with your bank allows for continuous revision of our software and platforms.
Contact: Chris Gredig 3921 Outlook Blvd. Pueblo, CO 81008 Tel. (719) 583-8004 chrisg@accusystem.net
Dell SecureWorks is a market-leading provider of world-class information security services with 3,000-plus customers in 70 countries. Financial organizations of all sizes rely on Dell SecureWorks to protect their assets, improve their compliance and reduce their costs. Our combination of award-winning security expertise and customer support makes Dell SecureWorks the premier provider of information security services. A pioneer in the industry, Dell SecureWorks has grown rapidly by combining advanced technology with unmatched security expertise to offer organizations a broad array of award-winning information security services. Dell SecureWorks provides Managed Security Services, Security and Risk Consulting, and Threat Intelligence to customers throughout the U.S. and in 70 countries. Dell SecureWorks serves more than 1,100 banks and financial institutions, and we are well versed in the security and compliance responsibilities you shoulder.
Compliance,
IT Consulting,
Managed Security Service Provider
Contact: Greg Hurme One Concourse Parkway, Ste. 500 Atlanta, GA 30328 Tel. (877) 905-6661 Fax: (404) 728-0144 ghurme@secureworks.com
Noesis Data, an Equifax Sales Agent, is the leading provider of credit information products and services to businesses and governmental agencies in Louisiana. Founded in 1923 as the Credit Bureau of Baton Rouge, Inc., Noesis Data provides a comprehensive bundle of innovative, industry-leading, credit information solutions that enlighten, enable and empower businesses across a wide range of industries. Our focus is on delivering complete and competitive customized business solutions to our clients with the speed, reliability and accuracy that industry participants increasingly demand. We serve our customers by utilizing technology and information that provide customized business solutions to assist them in making crucial decisions. Noesis Data operates under a strict code of conduct to ensure the highest levels of integrity, trust, ethics, and privacy in all of our business activities. We are committed to the responsible use of information to ensure the proper balance between the public’s right to know and the individual’s right to privacy. It’s a responsibility and trust that we take very seriously.
American Planning Corporation has served the community banking market since 1972. Our services are designed to assist our clients in setting financial and strategic goals, to monitor progress toward those goals, and to assist in solving problems that prevent accomplishment of those goals. While our 30+ years of service to the industry give us a strong foundation, we continue to offer leading-edge consulting services to meet the financial and regulatory challenges our clients face. Our services include Short and Long Term Financial Modeling; Strategic Business Planning; Board and Management Consulting; Monthly, Quarterly and Annual Financial Reporting Services; Merger & Acquisition Services; Stock Valuations and Regulatory Consulting. At American Planning, we believe in customer service — both to you, our client, and to your customers and the communities you serve. We invite you to consider us as your partner in continuing a time-honored tradition of providing personalized, community-based banking products and services to your customers. Please visit us at http://www.americanplanning.com/ to learn more.Fax: (225) 765-7200
Contact: Jeff Fair P.O. Box 14720 Baton Rouge, LA 70898-4720 Tel. (225) 765-7100 Fax: (225) 765-7200
Appraisal Review & Consultation was formed by Heidi C. Lee, MAI, MRICS, after retiring from 18 years with the Whitney Bank Appraisal Department. Appraisal Review & Consultation specializes in appraisal solutions for bank, offering the following services:
appraisal review at flat fees established in advance, rather than hourly fees
appraisal policy and procedures upgrades
approved appraiser list competency testing
appraisal training for bank personnel
resource agreements or hourly agreements to answer appraisal review and regulatory questions
appraisal audit services
internal appraisal process optimization
outsourced appraisal solutions examination and recommendation
regulatory compliance consulting
In consulting with a financial institution, it is important to consider its specific resources, risk tolerance, and required timing, in the context of the existing regulations. In so doing, each consulting assignment provides a custom solution for that client.
Contact: Heidi C. Lee, MAI, MRICS 501 Good News Ave. Belle Chasse, LA 70037 Tel. (504) 512-6881 Fax: (504) 433-9945 hlee@appraisalsolutionsforbanks.com
Crowe Horwath LLP is one of the largest public accounting and consulting firms in the United States. Under its core purpose of “Building Value with Values®,” Crowe uses its deep industry expertise to provide audit services to public and private entities, while also helping clients reach their goals with tax, advisory, risk and performance services. With offices coast to coast and 2,600 personnel, Crowe is recognized by many organizations as one of the country's best places to work. Crowe serves clients worldwide as an independent member of Crowe Horwath International, one of the largest global accounting networks in the world, consisting of more than 150 independent accounting and advisory services firms in more than 100 countries around the world.
Contact: E. Michael Thomas 3399 Peachtree Rd NE, Ste 700 Atlanta, GA 30326-2832 Tel. (404) 442-1607 Fax: (404) 442-1616 mike.thomas@crowehorwath.com
The Dixon Hughes Goodman Financial Institution Services Group combines significant industry resources, a broad knowledge of the financial institutions industry and a deep understanding of how financial institutions operate and what makes them unique. We currently serve more than 100 banks across the Southern U.S., including community, regional and U.S. Top 10 banks, all with a hands-on, responsive service philosophy. Currently, the Financial Institution Services Group has 20 Partners and more than 125 professionals dedicated to serving your industry and committed to delivering the highest-quality professional services at a reasonable cost. Our services include: external audit, tax compliance and consulting, internal audit, risk assessments, IT reviews and consulting, SEC reporting, Sarbanes-Oxley assistance, FDICIA assistance, merger due diligence and loan defeasance services. To excel in today’s environment, you need an independent CPA firm to provide an objective view on your bank’s financial and operating performance, as well as one committed to accessibility and responsiveness. At Dixon Hughes Goodman, our Financial Institution Services Group delivers on both sides of the service equation.
Contact: Wally Dunn, CPA 2140 Eleventh Avenue South The Park Building, Suite 400 Birmingham, AL 35205 Tel. (205) 212-5350 Fax: (205) 212- 5382 wally.dunn@dhgllp.com
John M. Floyd & Associates (JMFA) is a profitability and performance improvement consulting firm and a leading provider of overdraft privilege programs serving more than 2,000 financial institutions in 50 states and Central America. JMFA is also recognized for training, account acquisition, executive placement and earnings enhancement programs, as well as product, service, pricing and technology improvement consulting. As a direct result of our programs JMFA has helped thousands of clients dramatically improve their performance and bottom line. --LBA Endorsed Vendor
Since our inception in 1977, PKM's knowledge of the financial services industry has been a core competency of the firm. Today we have grown into one of the most respected accounting and advisory firms in the country, representing leading corporations in the financial, insurance, technology, biological science and government service arenas. At PKM, we provide holistic and growth-driven financial solutions built around understanding clients’ business challenges, not just their accounting issues. We develop deep relationships with our clients over years, so that working together is a positive, accretive experience for both parties.
Contact: Sonny MacArthur 235 Peachtree St. NE, Ste. 1800 Atlanta, GA 30303 Tel. (404) 588-4200 Fax: (404) 588-4222 smacarthur@pkm.com
Profit Protection, LLC, also very familiarly known as the National Association for Bank Security, is a bank security educational and consulting firm that has served members of the financial industry for more than 25 years with its products and services. Those services are offered in not only all areas of bank security governed by the mandates of the five regulators, but all facets of Bank Secrecy Act regulation requirements. In performing these services, Profit Protection offers bankers Security Management and Bank Secrecy Act Seminars on an annual basis, including a telephone consulting service at no extra charge to the client; The Advisor, a casehistory-driven bank security newsletter; comprehensive textbooks, manuals, and shorter printed information of topical interest dealing with security and Bank Secrecy Act matters; and videotapes oriented towards training in a wide variety of areas relative to bank security and Bank Secrecy Act compliance functions.
Contact: Phil Gay 4800 S.W. 51st St., Ste. 101 Ft. Lauderdale, FL 33314 Tel. (800) 390-6227 Fax: (954) 327-1226 pgay2@aol.com
Wolters Kluwer Financial Services is a trusted compliance partner that provides innovative banking compliance and operational risk management solutions and services to banks of all sizes. For over 50 years, we have been helping customers manage compliance and risk to improve efficiency and effectiveness across their enterprise.
From pre-printed documents to stand-alone software solutions to fully-integrated technology platforms, Wolters Kluwer Financial Services provides community banks with comprehensive regulatory compliance, operational risk management, and work flow solutions for lending, mortgage, deposit and individual retirement accounts (IRAs). Our solutions can also help address the complex compliance requirements related to almost all regulations.
Customers come first at Cardinal Software®. Every level of our organization is dedicated to insuring our customers feel valued and are provided with tools to make them successful. Cardinal Software has been serving the banking industry with a full suite of integrated solutions for more than 15 years. Our range of in-house and data center integrated services include core processing, Internet banking, voice banking, teller, loan and deposit platforms, item processing services, remote and branch capture solutions, check 21 with electronic presentment, full document imaging and management solutions, customer relationship management (CRM), ATM debit, cold storage, disaster recovery, and regulatory compliance. With our browser-based solutions and attention to service, Cardinal Software will “change your core experience.” Cardinal Software is now a subsidiary of SHAZAM®. Please give us a call or visit www.cardinalsoftwareinc.com to explore how our integration of technology, people, and process can benefit your bank.
Contact: Mike Corbin, Regional Sales Manager 2315 Encino Hollow San Antonio, TX 78259 Tel. (866) 232-7436 Fax: (210) 495-6009 mcorbin@cardinalsoftwareinc.com
Computer Services, Inc. (CSI) is a customer service company that delivers innovative technology solutions to financial institutions nationwide. A total solutions provider, CSI offers core processing, managed services, mobile and Internet solutions, payments processing, print and electronic distribution, and regulatory compliance solutions. With nearly 50 years as an industry leader in innovation and service, CSI serves financial institutions as a trusted technology partner that understands their needs and delivers solutions that empower them to be more competitive, compliant and profitable.
Core Processors,
Data Processing,
Technology Management
Contact: Giovanni Mastronardi, Vice President of Sales Tel. (800) 545-4274 associations@csiweb.com
A leading global provider of banking and payments technologies, FIS provides financial institution core processing, and card issuer and transaction processing services, including the NYCE Network to more than 14,000 financial institutions and businesses in more than 90 countries worldwide.
Fiserv (NASDAQ: FISV) is a leading global provider of information management and electronic commerce systems for the financial services industry. Fiserv provides integrated technology and services that create value for our clients. Ranked No. 1 on the FinTech 100 international listing of top technology providers to the financial services industry for 6 of the last 8 years, Fiserv drives innovation that transforms experiences for more than 16,000 clients worldwide including banks, credit unions and thrifts, billers, mortgage lenders and leasing companies, brokerage and investment firms and other business clients. To learn more, visit us at http://www.fiserv.com/.
Harland Financial Solutions is a leader is compliant loan and deposit origination, compliance training, branch automation, mortgage lending, core systems and customer relationship management solutions. Laser Pro® has a 20-year history of documenting simple to complex loans for more than 2,800 financial institutions. The Laser Pro design leads a loan processor through the necessary data collection tasks and automatically selects and completes the exact documents needed for a specific transaction. Laser Pro is reviewed by a 50-state network of attorneys ensuring compliance nationwide. Optional modules include an extensive set of SBA lending documents, Participation Agreements & Certificates, ability to email loan documents, and other workflow tools to meet the needs of specific bank procedures. --LBA Endorsed Vendor
Core Processors,
Loan & Deposit Application System
Contact: Mack Harper, Senior Sales Executive 1906 Shelby Ln. Ocean Springs, MS Tel. (228) 818-8334 mack.harper@harlandfs.com
Jack Henry Banking®, a division of Jack Henry & Associates, Inc.® (NASDAQ: JKHY), currently serves more than 1,300 banks as a single source for integrated, enterprise-wide automation and as a single point of contact and support. Our core banking platforms are SilverLake System®, a highly customizable IBM® Power™ System-based solution for commercial banks; CIF 20/20®, a parameter-driven IBM Power System-based solution; and Core Director®, a Windows®-based client/server solution. Our customers have selected these core systems to replace every major competitive alternative marketed today. We provide more than 140 integrated complementary products and services that enhance the functionality of these core systems and enable banks to respond to diverse business opportunities and challenges. Visit www.jackhenrybanking.com for more information.
Crescent Mortgage Company is a Community Bank owned Wholesale and Correspondent mortgage lender that promises to not be your competitor like most lenders. Crescent is a wholly owned subsidiary of CresCom Bank. Crescent's primary customers include Community Banks, Credit Unions, and high quality Mortgage Brokers throughout the country. Crescent offers products including Fannie Mae, Freddie Mac, FHA, VA, USDA, Jumbo and One-Time Close Construction-to-Permanent options allowing your institute to retain the interim and interest. We also offer Processing Services and Training for clients that do not have a full mortgage staff as well as FHA Sponsorships. Crescent is the closest to true agency guidelines and therefore offer 5-10 property financing, 1 day off MLS, Scores down to 620, CP loans off Appraised Value, and DTI’s up to 55%. Join a lender that understands you offer mortgages not just to make money on one loan but because your relationships need to last well beyond just one transaction.
Contact: Shy Tittlebaum 5901 Peachtree Dunwoody Rd, NE Bldg C, Suite 250 Atlanta, GA. 30328 Tel: (225) 810-6085 or (800) 851-0263 st@crescentmortgage.net
For more than 70 years, the Federal Home Loan Bank of Dallas has provided valuable financial services to hundreds of financial institutions throughout Texas, Arkansas, Louisiana, Mississippi and New Mexico. A member owned financial intermediary, the bank also supports housing and economic development by providing low cost funds and grants to our members.
FISC is a bank service corporation owned by its 46 member banks which collectively represent more than $12 billion in assets. FISC offers the latest technology in data processing, check imaging, document imaging, image statement rendering, internet banking, mobile banking, networking and bookkeeping services designed specifically for the strategic environment of the community bank. In addition to these services, FISC offers check image forward and receipt, branch and merchant capture, and platform automation. We welcome the opportunity to discuss our services with you and encourage you to contact our users. Ask them for their opinions about our systems, our service and support. For more information about FISC, please call us at 318-387-0691.
ATM & Debit Card Processing,
Correspondent Banking,
Data Processing
Contact: Pat Spencer (pat.spencer@fiscdp.com) 500 Pavilion Road West Monroe, LA 71292-9490 Tel. (318) 387-0691 Fax: (318) 387-9620
Since 1984, we have been a trusted partner to our shareholders and customer banks. Our mission is to provide high quality correspondent products and services which encourage the growth of community banks in Louisiana and the Southeastern United States. As a banker’s bank we view ourselves as an extension of the community bank’s management and financial strengths, never as a competitor for their customers. We provide Lending Services, including but not limited to participations, bank merger and acquisition financing and holding company loans. We also provide a complete array of Investment Services, Retirement Programs, Operations Services, Image Exchange Network, Audit, and Compliance Services. Our philosophy and commitment to personalized service beyond comparison remains the same today as it did 25 years ago when we opened Louisiana’s first banker’s bank. We invite you to contact one of our Business Development Officers in our Baton Rouge or Shreveport offices to learn more about any of our services. Additional information can also be found on our website at http://www.bankers-bank.com/.
Contact: Cheryl Kennedy 7813 Office Park Boulevard Baton Rouge, LA 70809 Tel. (800) 421-6182 ckennedy@bankers-bank.com
North Louisiana Office: Contact: Pat Nelson 333 Texas Street, Suite 1280 Shreveport, LA 71101 Tel. (866) 453-5150
FNBB Services Corp.: Contact: Reggie David 300 Concourse Boulevard, Suite 100 Ridgeland, MS 39157 Tel. (888) 355-8739 or (601) 856-4069 Fax: (601) 856-9231
Whether your bank is looking to start a mortgage program and wholesale loans or you already have a full service in-house mortgage program and are a correspondent, we have a full range of services to fit your needs. Mortgage Services III, LLC's goal is to help you, help your customer. Wholesale Lending Division: http://www.msiloans.biz/. Correspondent Lending Division: http://www.msicorr.com/.
Contact: Donald C. Starks, National Sales Director/Affinity Banking 502 N Hershey Rd Bloomington, IL 61704 Tel. (815) 935-2300, Ext. 25 Fax: (815) 935-9871 dstarks@msiloans.biz
TIB provides correspondent banking products and services to more than 80 community banks in Louisiana and 1,700 nationwide. From traditional bank stock financing to the latest in check clearing, electronic banking, investment sales and consultation and card solutions, TIB is uniquely equipped to serve all of your correspondent needs. You can find TIB on the internet at http://www.mybankersbank.com/.
Contact: Barry Musgrove, Kenny Dunaway 910 Pierremont Rd. Shreveport, LA 71106 Tel. (877) 346-4842 Fax: (318) 841-1216
TIB Mortgage Company (A Division of TIB-The Independent BankersBank) Contact: David Linaburg 350 Phelps Dr. Irving, TX 75038 Tel. (888) 776-4842 Fax: (972) 541-0264 TIBMortgage@mybankersbank.com
TRUPOINT Partners is an independent regulatory compliance consulting and data-analytics firm. The Charlotte-based organization actively serves over 350 community banks across the country. We have empowered our clients to successfully navigate thousands of compliance examinations. Our commitment to client service means that we bring the right skills and resources for your bank’s specific needs. Whether your needs relate generally to consumer compliance (i.e. Risk Assessments, Transaction Testing, etc.) or are more specific to certain compliance areas (such as CRA, HMDA, Fair lending, BSA/AML, etc.), we will bring the right people with the right experience. TRUPOINT Partners’ confidence in its high-quality services is summed up in this guarantee: If customers are not completely satisfied, they will receive a complete refund.
The mission of the Senior Housing Crime Prevention Foundation is to provide safe and secure living environments for our nation’s senior housing residents, HUD communities and Veterans homes through the administration of the nationally-acclaimed Senior Crimestoppers program. Funded exclusively by the banking industry, the Foundation enables banks to earn Community Reinvestment Act credit through the sponsorship of the Senior Crimestoppers program in low and moderate income senior housing facilities in each bank’s CRA assessment area. Funding for the Senior Crimestoppers program is provided in the form of community development loans, CRA-qualified investments, and recently, in the form of CRA-qualified grants.
The Foundation’s process for funding traditional loans and investments has not changed but in response to requests from the banking industry, the Foundation has developed a new grant funding option that allows banks of all sizes and charter types to provide the nationally-acclaimed Senior Crimestoppers program with less of a financial commitment for a shorter term. By becoming a partner in the Foundation through any of the available funding options, a bank can fund the Senior Crimestoppers program, earn valuable CRA credit, and gain positive public relations in its community for protecting vulnerable senior housing residents. Senior Crimestoppers is a multi-faceted program that protects the elderly from theft, abuse and financial exploitation, and is administered by the Foundation who is endorsed by the ICBA, the ABA, and bankers associations in 38 states. For more information please contact us at 1-877-232-0859 and visit www.SHCPFoundation.org.
Noesis Data, an Equifax Sales Agent, is the leading provider of credit information products and services to businesses and governmental agencies in Louisiana. Founded in 1923 as the Credit Bureau of Baton Rouge, Inc., Noesis Data provides a comprehensive bundle of innovative, industry-leading, credit information solutions that enlighten, enable and empower businesses across a wide range of industries. Our focus is on delivering complete and competitive customized business solutions to our clients with the speed, reliability and accuracy that industry participants increasingly demand. We serve our customers by utilizing technology and information that provide customized business solutions to assist them in making crucial decisions. Noesis Data operates under a strict code of conduct to ensure the highest levels of integrity, trust, ethics, and privacy in all of our business activities. We are committed to the responsible use of information to ensure the proper balance between the public’s right to know and the individual’s right to privacy. It’s a responsibility and trust that we take very seriously.
Customers come first at Cardinal Software®. Every level of our organization is dedicated to insuring our customers feel valued and are provided with tools to make them successful. Cardinal Software has been serving the banking industry with a full suite of integrated solutions for more than 15 years. Our range of in-house and data center integrated services include core processing, Internet banking, voice banking, teller, loan and deposit platforms, item processing services, remote and branch capture solutions, check 21 with electronic presentment, full document imaging and management solutions, customer relationship management (CRM), ATM debit, cold storage, disaster recovery, and regulatory compliance. With our browser-based solutions and attention to service, Cardinal Software will “change your core experience.” Cardinal Software is now a subsidiary of SHAZAM®. Please give us a call or visit www.cardinalsoftwareinc.com to explore how our integration of technology, people, and process can benefit your bank.
Contact: Mike Corbin, Regional Sales Manager 2315 Encino Hollow San Antonio, TX 78259 Tel. (866) 232-7436 Fax: (210) 495-6009 mcorbin@cardinalsoftwareinc.com
Computer Services, Inc. (CSI) is a customer service company that delivers innovative technology solutions to financial institutions nationwide. A total solutions provider, CSI offers core processing, managed services, mobile and Internet solutions, payments processing, print and electronic distribution, and regulatory compliance solutions. With nearly 50 years as an industry leader in innovation and service, CSI serves financial institutions as a trusted technology partner that understands their needs and delivers solutions that empower them to be more competitive, compliant and profitable.
Core Processors,
Data Processing,
Technology Management
Contact: Giovanni Mastronardi, Vice President of Sales Tel. (800) 545-4274 associations@csiweb.com
FISC is a bank service corporation owned by its 46 member banks which collectively represent more than $12 billion in assets. FISC offers the latest technology in data processing, check imaging, document imaging, image statement rendering, internet banking, mobile banking, networking and bookkeeping services designed specifically for the strategic environment of the community bank. In addition to these services, FISC offers check image forward and receipt, branch and merchant capture, and platform automation. We welcome the opportunity to discuss our services with you and encourage you to contact our users. Ask them for their opinions about our systems, our service and support. For more information about FISC, please call us at 318-387-0691.
ATM & Debit Card Processing,
Correspondent Banking,
Data Processing
Contact: Pat Spencer (pat.spencer@fiscdp.com) 500 Pavilion Road West Monroe, LA 71292-9490 Tel. (318) 387-0691 Fax: (318) 387-9620
Fiserv (NASDAQ: FISV) is a leading global provider of information management and electronic commerce systems for the financial services industry. Fiserv provides integrated technology and services that create value for our clients. Ranked No. 1 on the FinTech 100 international listing of top technology providers to the financial services industry for 6 of the last 8 years, Fiserv drives innovation that transforms experiences for more than 16,000 clients worldwide including banks, credit unions and thrifts, billers, mortgage lenders and leasing companies, brokerage and investment firms and other business clients. To learn more, visit us at http://www.fiserv.com/.
For over 50 years, High Cotton has delivered client communication solutions. We use the latest technologies to provide our customers peace of mind that their statements and notices, both electronic and paper, are secure, accurate and delivered on time
Data Processing,
Electronic Payment Solutions,
Statement Printing Outsourcing
Contact: Jeffrey Reeves 2901 Alton Way Birmingham, AL 35210 Tel. 877-838-2345 Fax: 205-836-5587 jreeves@highcottonusa.com
Jack Henry Banking®, a division of Jack Henry & Associates, Inc.® (NASDAQ: JKHY), currently serves more than 1,300 banks as a single source for integrated, enterprise-wide automation and as a single point of contact and support. Our core banking platforms are SilverLake System®, a highly customizable IBM® Power™ System-based solution for commercial banks; CIF 20/20®, a parameter-driven IBM Power System-based solution; and Core Director®, a Windows®-based client/server solution. Our customers have selected these core systems to replace every major competitive alternative marketed today. We provide more than 140 integrated complementary products and services that enhance the functionality of these core systems and enable banks to respond to diverse business opportunities and challenges. Visit www.jackhenrybanking.com for more information.
LEVEL5 partners exclusively with financial institutions across the country to create and implement successful growth strategies using an integrated five level process - Strategic Consulting, Real Estate, Integrated Design, Construction Management, and Branding – when implemented through the support of our unmatched industry expertise, results in increased market share, growth, and profitability.
Contact: Mike Colvin 2000 River Edge Pkwy, Ste. 100 Atlanta, GA 30328 Tel. (404) 761-0008 Fax: (678) 322-3085 mcolvin@level5.com
NewGround is a leading brand, design and build firm in the financial services industry. For more than a century, NewGround has been the provider of growth solutions, helping banks advance by focusing on the design and delivery of customer and employee experiences, both in the physical spaces and virtual platforms. NewGround provides these progressive solutions through the integration of their core operating areas: Build and Design, Retail Services, and Digital Signage and Content.
NewGround is a leading brand, design and build firm in the financial services industry. For more than a century, NewGround has been the provider of growth solutions, helping banks advance by focusing on the design and delivery of customer and employee experiences, both in the physical spaces and virtual platforms. NewGround provides these progressive solutions through the integration of their core operating areas: Build and Design, Retail Services, and Digital Signage and Content.
MPA Systems, Inc, a trusted name in the financial industry for more than 40 years, provides modular bank buildings for institutions across the United States. MPA offers enrollment in our Disaster Recovery Program, which in the event of a declared disaster, guarantees delivery of a fully-equipped ready-to-use modular unit, free of charge for a period of up to six months for a low annual fee. MPA’s modular units are available for lease or purchase with the combined ease of portability and the integrity of a permanent structure. These buildings are often used by financial institutions for new charters or branch expansions, during remodeling of an existing location, and for permanent facilities. --LBA Endorsed Vendor
Payment Express Systems in partnership with Sage is a leading supplier of Electronic Payment Processing Services, Merchant Accounts, and Merchant Accounting services for retail, mail order/telephone order and Internet businesses. PES believes in empowering its customers by creating one-stop solutions that simplify payment processing. We are committed to providing secure payment options through advanced technology, diligent anti-fraud procedures and solid industry relationships. Our products and services have been designed to offer “one stop solutions” that improve our customer’s operating efficiencies and convert their cost to profit. Our management team brings over 50 years experience in the processing industry to insure the success of our relationships with our partners. We are a registered MSP of Harris Bank-Chicago with Visa®, MasterCard®, Registered ISP with Discover®, Global E Telecom®, Valutec Card Solutions® and American Express®, along with our proud memberships with the Chamber of Commerce and Better Business Bureau. We listen to our customers and their needs drive the development of our products and services. We believe that value is created when our customers receive exemplary services for reasonable, competitive rates. For more information, please call us or visit our website at http://www.paymentes.com/.
PULSE, a Discover Financial Services company, is a leading debit/ATM network, serving more than 4,400 banks, credit unions and savings institutions across the United States. The network links cardholders with ATMs and POS terminals at retail locations nationwide. Through its global ATM network, PULSE provides worldwide cash access for Diners Club and Discover cardholders through hundreds of thousands of ATM locations. The company is also a source of electronic payments research and is committed to providing its participants with education on emerging products, services and trends in the payments industry. For more information, visit www.pulsenetwork.com.
The SHAZAM network is one of the last remaining member-owned and -controlled EFT networks and processors in the industry. This independence allows SHAZAM to remain in control of its systems and guarantees access to the electronic payments system for its participants. SHAZAM is a single source provider for ATM processing, debit and ATM card processing, card authorization services, merchant processing, ACH services and information security solutions. SHAZAM serves nearly 1,500 community financial institutions in 33 states. Visit www.shazam.net/ for more information. Or contact Rob Buchanan at (800) 717-4460. E-mail - rbuchan@shazam.net.
For over 50 years, High Cotton has delivered client communication solutions. We use the latest technologies to provide our customers peace of mind that their statements and notices, both electronic and paper, are secure, accurate and delivered on time
Data Processing,
Electronic Payment Solutions,
Statement Printing Outsourcing
Contact: Jeffrey Reeves 2901 Alton Way Birmingham, AL 35210 Tel. 877-838-2345 Fax: 205-836-5587 jreeves@highcottonusa.com
ICBA Bancard/TCM Bank provides community banks access to comprehensive and competitive electronic payment solutions, including credit card issuing, debit/ATM card programs for both consumers and small businesses. Additionally Bancard offers an exclusive Fraud Loss Protection program, training & education and robust customizable marketing solutions. Competitive credit card portfolio valuation, consultation and purchase options are also available. --LBA Endorsed Vendor
Casey & Casey is the largest licensed Public Tag Agent (PTA) in Louisiana, with 7 locations state-wide and over 50 years of service and experience.
We’re now part of Dealertrack, an industry leader in retail auto industry and auto lending technology. Together, we’re working with you to help streamline the titling process by providing personalized Electronic Lien and Titling (ELT) services to lenders state-wide.
The ELT program enables you to manage titles electronically, eliminating paper titles. Receive an electronic confirmation of registration and lien transactions, view notifications of titles printed upon lien termination or lender request, release liens electronically and manage titles sent to registered owners and dealerships, all from within the application.
For more information, please contact your local area Sales Manager or visit us online at dealertrack.com/rts or autotitle.com.
As one of the world's largest brokers, Gallagher Risk Management Services, Inc. delivers a full range of property/casualty insurance and risk management products and services. As your strategic partner, we offer innovative solutions for today's dynamic marketplace. We strive to ensure the highest level of service by answering your changing priorities with characteristic flexibility and responsiveness. Our knowledge base is constantly expanding as we create new products and form highly specialized industry expertise groups. Reinforcing our existing strengths is also an ongoing focus.
Our team of specialists helps you analyze all of your options, determine which ones you are most comfortable with and structure a customized program that reflects your needs. We offer a true team approach that prepares you to handle risk management and insurance challenges with the most viable choices.
Gallagher Benefits Services (GBS) offers expertise and guidance in every area of employee benefits planning, delivery and administration. We are especially well-suited to meet the needs of small to mid-sized companies, while also providing unique and customized solutions for our larger clients. Our consulting service areas include: Health & Welfare; Healthcare Analytics; Retirement Services, HR & Compensation Consulting; Voluntary Benefits; Executive Benefits; and International Benefits.
Equias Alliance, a partner to America’s banking institutions, is comprised of several experienced independent consultants and top technical resources all formerly with Clark Consulting. Our strategies and practices enable clients to manage benefit liabilities, enhance shareholder value and attract and retain their best people. We assist banks with the design and implementation of bank-owned life insurance (BOLI) portfolio strategies, executive & director benefits consulting, administration of BOLI and executive & director nonqualified benefit plans, and risk assessment review of BOLI and executive & director benefit plans.
Kenneth Derks is a registered representative of and Securities offered through ProEquities, Inc., a Registered Broker/Dealer, and member FINRA and SIPC. Equias Alliance LLC is independent of ProEquities, Inc.
The American Bankers Association (through its subsidiary, the Corporation for American Banking) has endorsed the BOLI and executive benefit services provided by Equias Alliance.
Bank-Owned Life Insurance,
Executive Compensation & Benefit Consulting
Contact: Ken Derks 7200 Bishop Road, Ste. 240 Plano, TX 75024 Tel. (469) 252-1037 Fax: (972) 335-9545 kderks@equiasalliance.com
At Pentegra, we create retirement plans that help banks build a competitive advantage. Pentegra offers a full array of retirement programs, including 401(k) plans, defined benefit pension plans, KSOPs, ESOPs, profit sharing plans, executive benefit and director compensation plans and BOLI. With more than $8 billion in retirement plan assets, we manage more than 3,600 retirement plans nationwide, including nearly 1,200 community bank retirement plans. Benefit from over 70 years of expertise with retirement plan solutions designed to drive your success. --LBA Endorsed Vendor
Executive Compensation & Benefit Consulting,
Human Resource Services,
Retirement Plans
Contact: Mark Hogan, Regional Director 2 Enterprise Dr., Ste. 408 Shelton, CT 06484 Tel. (800) 872-3473 or (513) 321-5807 Fax: (888) 244-5311 mhogan@pentegra.com
Charles J. Abboud, CLU®, CFP® 4041 Essen Lane, Suite 501 Baton Rouge, LA 70809 Tel. (225) 215-9400, office; or (225) 252-3295, cell Charlie.Abboud@bxsi.com
When banks can’t… Evergreen can! Let the power of factoring with Evergreen work for your customers and your bank.
Don’t turn away valued customers who aren’t ready for traditional financing. Factoring with Evergreen is an affordable and effective short-term solution for your customers with cash flow issues. Evergreen turns your clients’ earned revenue into immediately accessible cash, providing a framework for business sustainability, investment, and growth. When the bank’s hands are tied, but you can suggest a viable funding alternative through Evergreen, you are reinforcing a foundation for a long-term banking relationship.
Factoring works and is a win-win for your bank and its growing business clients. The bank continues to handle all deposits, term debt, and all other financial services, while Evergreen, on a temporary (month-to-month) basis, simply funds your customers’ receivables, which reduces their credit risk and improves their financial solvency. As they factor with Evergreen, your clients will be able to keep more money with your bank as their businesses expand and become more profitable. When they become creditworthy, you can easily replace Evergreen’s funding with a bank line of credit, typically within 12 to 24 months.
There is no bank liability or risk exposure and referral fees are offered!
Improve your competitive advantage. When you can’t... call Evergreen!
Contact: Louis Greenblatt 6120 Perkins Rd., Ste. 150 Baton Rouge, LA 70808 Tel. (225) 767-7233 louis@evergreenwc.com
Lafayette Offices: Contact: Bob Bacon 345 Doucet Rd., Ste. 200 Lafayette, LA 70503 Tel. (337) 989-7050
Contact: David Cortez 307 La Rue France Lafayette, LA 70508 Tel. (337) 456-6848
Partnering with banks across the country since 2000.
Gulf Coast Business Credit (“GCBC”) specializes in accounts receivable factoring. Most factoring clients need working capital beyond levels available through traditional bank options. GCBC wants to partner with you to create workable solutions for your clients’ commercial capital needs.
Give your bankers and clients commercial credit solutions. GCBC offers options for working capital ?nance when the referring bank does not have a viable option. GCBC encourages the client or prospect to maintain or bring depository business to the referring bank and does not compete for banking business. Keep clients happy and loyal by offering them factoring with GCBC while they work towards being bankable.
Partner with Louisiana’s largest factoring team. GCBC is among the nation’s top 20 factoring companies, purchasing nearly $1 billion dollars of invoices in 2012. Referring bankers know that a referral to GCBC will provide their client or prospect stable funding along with the most competitive rates in the industry.
Become a partner with GCBC and earn non-interest income with NO credit risk. GCBC partners with banks by offering referral agreements allowing the referring banks to share a percentage of gross fees for as long as the company referred is a client of GCBC.
Louisiana Business Development Officer Contact: Adam Landry 43185 Naples Dr. Hammond, LA 70403 Tel: (985) 974-5725 Fax: (855) 499-1612 adamlandry@gulfbank.com
National Sales Manager Contact: Meg Roberson 1110 Hwy 190, 2nd Fl. Covington, LA 70433 Tel: (985) 249-7211 Fax: (512) 258-5895 megroberson@gulfbank.com
TRUPOINT Partners is an independent regulatory compliance consulting and data-analytics firm. The Charlotte-based organization actively serves over 350 community banks across the country. We have empowered our clients to successfully navigate thousands of compliance examinations. Our commitment to client service means that we bring the right skills and resources for your bank’s specific needs. Whether your needs relate generally to consumer compliance (i.e. Risk Assessments, Transaction Testing, etc.) or are more specific to certain compliance areas (such as CRA, HMDA, Fair lending, BSA/AML, etc.), we will bring the right people with the right experience. TRUPOINT Partners’ confidence in its high-quality services is summed up in this guarantee: If customers are not completely satisfied, they will receive a complete refund.
Provide financial advisory services to community banks throughout the Gulf States region. Specialize in mergers and acquisitions and valuations of closely held banks for estate and tax planning, ESOPs, Subchapter S conversions, SEC deregistration and share repurchase programs.
Financial Advisors,
Investment Bankers
Contact: Jonathan Briggs, Managing Director 201 St. Charles Ave., Suite 1410 New Orleans, LA 70170-1410 Tel. (504) 524-1801 Fax: (504) 524-8765 jbriggs@chaffe-associates.com
American Planning Corporation has served the community banking market since 1972. Our services are designed to assist our clients in setting financial and strategic goals, to monitor progress toward those goals, and to assist in solving problems that prevent accomplishment of those goals. While our 30+ years of service to the industry give us a strong foundation, we continue to offer leading-edge consulting services to meet the financial and regulatory challenges our clients face. Our services include Short and Long Term Financial Modeling; Strategic Business Planning; Board and Management Consulting; Monthly, Quarterly and Annual Financial Reporting Services; Merger & Acquisition Services; Stock Valuations and Regulatory Consulting. At American Planning, we believe in customer service — both to you, our client, and to your customers and the communities you serve. We invite you to consider us as your partner in continuing a time-honored tradition of providing personalized, community-based banking products and services to your customers. Please visit us at http://www.americanplanning.com/ to learn more.Fax: (225) 765-7200
Contact: Jeff Fair P.O. Box 14720 Baton Rouge, LA 70898-4720 Tel. (225) 765-7100 Fax: (225) 765-7200
Heard, McElroy & Vestal, LLC is a locally owned and based professional service and certified public accounting firm with offices in Shreveport and Monroe. Since 1946, Heard, McElroy & Vestal has strived to be a pillar of trust, integrity and competence, remaining focused on the same goal, striving for the unconditional confidence of its clients. Our extensive number of banking clients range in size from $150 million to over $1.5 billion in assets. No matter what the scope of the engagement, HMV seeks to understand the client’s ultimate goals and motivations and searches beyond fiscal information for answers to their questions. With 15 partners, membership in the McGladrey Alliance, an affiliation with Business Valuation Consultants, LLP, and a partnership with Enterprise Computer Services, LLP, a business computer firm, Heard, McElroy, & Vestal, LLC has endless ways to help clients reach their full wealth potential. Heard, McElroy & Vestal, LLC is registered with the PCAOB, a member of the AICPA Large Firm Network, and a member of the Private Companies Practice and Center for SEC Practice Sections of the Division of Firms of the AICPA.
Contact: Tim Nielsen P.O. Box 1607 Shreveport, LA 71165-1607 Tel. (318) 429-2043 Fax: (318) 429-2070
Established in 1946, LaPorte is one of the largest independent accounting and business consulting firms in the region, with over 160 personnel in New Orleans, Houston, Baton Rouge, and Covington.
Serving the financial services industry has long been a focus of our firm. This commitment has translated into a significant client base and recognition as a leader in serving community-based financial institutions, broker-dealers, investment companies, and insurance providers. While many firms have industry concentrations, LaPorte’s financial services group comprises 14 multi-disciplinary professionals who meet monthly to cross-train, identify best practices, review industry trends, and work together to reach collective solutions for our clients. In addition, our affiliation with the RSM McGladrey Alliance provides immediate access to other professionals serving financial institutions across the nation.
Our clients benefit from our local experience as well as from the boundless resources available to us. A few of our services include financial statement audits, internal audits, internal control evaluations, benefit plan audits, deferred compensation plans, tax consulting and return preparation, cost segregation studies, multistate issues, SSAE 16 (SOC 1) reports, and IT risk and controls assessments.
Contact: Eric Bosch, CPA 111 Veterans Blvd., Ste. 600 Metairie, LA 70005 Tel. (504) 835-5522 Fax: (504) 835-5535 ebosch@laporte.com
As the only Top 100 U.S. accounting firm based in Louisiana, Postlethwaite & Netterville serves clients that include national, state, and savings banks as well as other financial institutions ranging in size from approximately $10 million to almost $1 billion in assets. Included in our staff of over 500 are professionals with extensive audit and tax experience with financial institutions, including valuation analysts with the ability to provide due diligence for mergers/acquisitions, collateral audits and Board of Directors/Audit Committee training. We also offer a group of Certified Internal Auditors that work with banks in outsourced, co-sourced and training roles to develop/perform the internal audit function. In addition, our technology consultants can provide systems engineers and Certified Information System Security Professionals who conduct data security reviews, penetration testing and information systems consulting.
Contact: Candace E. Wright 8550 United Plaza Blvd., Ste. 1001 Baton Rouge, LA 70809-0200 Tel. (225) 922-4600 Fax: (225) 922-4611
Established in 1932 and being one of the oldest and most respected firms in the region, currently with a staff of 42, Silas Simmons, LLP offers a complete range of accounting, auditing, tax preparation, tax planning and business advisory services including financial statement, audits, tax consulting, compliance, and preparation for banks and holding companies, S corporation tax issues, internal audits, trust department audits, IT examinations, ACH audits and loan review engagements, and mergers and acquisitions. Silas Simmons, LLP, is a member of AICPA Private Companies Practice Section and The Firm Foundation.
A Washington, DC-based law firm specializing in the representation of community banks and savings institutions. The firm’s practice includes mutual to stock conversions, mutual holding company reorganizations, mergers/acquisitions, executive compensation and employee benefits and general regulatory and corporate practice. The firm represents its clients before such agencies as the Securities and Exchange Commission, the Federal Deposit Insurance Corporation, the Office of the Comptroller of the Currency, the Louisiana Office of Financial Institutions, the Board of Governors of the Federal Reserve System and FINRA (Financial Industry Regulatory Authority, Inc.)
Fenimore, Kay, Harrison & Ford, LLP is a law firm focusing on providing comprehensive legal services to community banks, thrifts and other financial institutions, as well as their investors, directors and executive officers in a full range of corporate, transactional, securities and regulatory matters confronting the financial services industry. Our attorneys’ extensive experience in the fields of bank mergers and acquisitions, bank regulatory matters, securities law and corporate governance provides a solid foundation for our representation of financial institutions in a broad variety of transactions. We counsel both public and privately-held banks and other financial institutions.
AmerAssist is a capital management, recovery/collections firm, serving credit grantors across a spectrum of commercial and medical fields. We are endorsed by over 150 national associations and utilized by more than 30,000 businesses. Our commitment to LBA includes a Courtesy Assessment of each Member's accounts receivable or those of their commercial/medical depositors.
AmerAssist enhances our clients' revenue cycle through improved administration of delinquent accounts. Your Courtesy Assessment will examine aging data, current practices, and evaluate effectiveness and efficiencies. Whether administering accounts internally, partnering with AmerAssist, or selecting a third party, our Courtesy Assessment will provide substantial value and improved incite as to your current administrative practices.
AmerAssist is licensed and bonded in all states where required and maintains a $1,000,000 excess liability policy to protect our clients. American Collectors Association has certified our General Counsel assuring compliance with all state/federal laws. With AmerAssist, you’ll find the people and processes to implement innovative solutions to maximize your Cash Flow objectives.
We look forward to assisting LBA Members or their depositors by providing a Courtesy Assessment, including customized recommendations for Improving Cash Flow and positively impacting your Net, Bottom Line Profits!
Accounts Receivable Factoring,
Financial Services,
Merchant Services
Contact: Robert R Hills 445 Hutchinson Avenue Columbus, OH 43235 Tel: (850) 559-8800 or (877) 900-5300 Fax: (850) 254-7829 rhills@amerassist.com
Lee & Mason offers over 50 years of experience and expertise in providing specialty insurance protection for financial institutions. Our programs are designed to protect the financial insitution lending operations from physical loss and can be tailored to meet your specific needs. These programs can include blanket lenders single interest, blanket mortgage coverage, force placed property, foreclosed property, flood insurance, collateral protection insurance and others. We emphasize outstanding service, protecting assets, reducing operations cost and improving efficency through insurance and risk management expertise.
Contact: Rick Taylor, CIC, CRM - Vice President P.O. Box 920037 Norcross, GA 30010-0037 Tel. (770) 409-9005 Fax: (770) 446-2193 rtaylor@leeandmason.com
In 1988, the Louisiana State Legislature passed enabling legislation creating the Louisiana Economic Development Corporation (LEDC). LEDC’s mission is to serve as a catalyst for capital access for Louisiana businesses, enable new businesses to form and existing businesses to expand, provide for the sustained economic growth and an improved quality of life for the citizens of the State. LEDC small business programs are financed through the Vendor Compensation allocation, General Fund appropriations and the return of principal and interest and the return on investments from its loan and investment portfolios, respectively. The LEDC Board is comprised of nine members who are appointed by the Governor of Louisiana for staggered terms. The Louisiana Economic Development Secretary serves as the LEDC President. One of LEDC’s primary programs is the Small Business Loan and Guaranty Program which provides loan guarantees to banks to mitigate lenders’ risk and facilitate capital access for Louisiana small businesses. Guarantees can range up to 75% of the bank loan, but cannot exceed $1.5 million. Applicants must have a business plan and a bank that is willing to fund the business loan. For additional LEDC information visit the LED website at OpportunityLouisiana.com or call (225) 342-5675.
Contact: Richard D. Broussard P.O.Box 94185 Baton Rouge, LA 70804-9185 Tel. (225) 342-5675 Fax: (225) 342-0142 Broussard@la.gov
Promontory’s services help banks compete. CDARS, ICS, IND, and Yankee Sweep enable banks and other financial institutions to build strong, profitable, million-dollar relationships; manage their balance sheets; and purchase cost-effective funding. Bank Assetpoint helps financial institutions make efficient connections and facilitates the sharing of information regarding the purchase and sale of bank assets. Learn more at http://www.promnetwork.com/.
Limits and other terms and conditions apply. CDARS and IND are registered service marks, and ICS, Bank Assetpoint, and Yankee Sweep are service marks, of Promontory Interfinancial Network, LLC.
FTN Financial is an industry leader in fixed income sales, trading and strategies for institutional clients in the U.S. and abroad. FTN Financial also provides investment services and balance sheet management solutions. With an average daily trading volume of over $5 billion, FTN Financial transacts business with approximately 40% of all domestic depository institutions with investment portfolios over $100MM.
FTN Financial’s sales and trading team focuses on high-grade liquid markets, including Treasuries, Corporates, Mortgages, and Municipal bonds, and is also a leading underwriter of Agency debt. FTN Financial has offices in the United States in Atlanta, Boston, Charlotte, Chicago, Cleveland, Dallas, Kansas City, Las Vegas, Los Angeles, Memphis, Mobile, New York, Philadelphia, San Francisco, Scottsdale, Westbury, and internationally in Hong Kong and Tokyo.
Information about FTN Financial and its entire offering of products and services can be found at http://www.ftnfinancial.com/.
Noesis Data, an Equifax Sales Agent, is the leading provider of credit information products and services to businesses and governmental agencies in Louisiana. Founded in 1923 as the Credit Bureau of Baton Rouge, Inc., Noesis Data provides a comprehensive bundle of innovative, industry-leading, credit information solutions that enlighten, enable and empower businesses across a wide range of industries. Our focus is on delivering complete and competitive customized business solutions to our clients with the speed, reliability and accuracy that industry participants increasingly demand. We serve our customers by utilizing technology and information that provide customized business solutions to assist them in making crucial decisions. Noesis Data operates under a strict code of conduct to ensure the highest levels of integrity, trust, ethics, and privacy in all of our business activities. We are committed to the responsible use of information to ensure the proper balance between the public’s right to know and the individual’s right to privacy. It’s a responsibility and trust that we take very seriously.
John M. Floyd & Associates (JMFA) is a profitability and performance improvement consulting firm and a leading provider of overdraft privilege programs serving more than 2,000 financial institutions in 50 states and Central America. JMFA is also recognized for training, account acquisition, executive placement and earnings enhancement programs, as well as product, service, pricing and technology improvement consulting. As a direct result of our programs JMFA has helped thousands of clients dramatically improve their performance and bottom line. --LBA Endorsed Vendor
At Pentegra, we create retirement plans that help banks build a competitive advantage. Pentegra offers a full array of retirement programs, including 401(k) plans, defined benefit pension plans, KSOPs, ESOPs, profit sharing plans, executive benefit and director compensation plans and BOLI. With more than $8 billion in retirement plan assets, we manage more than 3,600 retirement plans nationwide, including nearly 1,200 community bank retirement plans. Benefit from over 70 years of expertise with retirement plan solutions designed to drive your success. --LBA Endorsed Vendor
Executive Compensation & Benefit Consulting,
Human Resource Services,
Retirement Plans
Contact: Mark Hogan, Regional Director 2 Enterprise Dr., Ste. 408 Shelton, CT 06484 Tel. (800) 872-3473 or (513) 321-5807 Fax: (888) 244-5311 mhogan@pentegra.com
Charles J. Abboud, CLU®, CFP® 4041 Essen Lane, Suite 501 Baton Rouge, LA 70809 Tel. (225) 215-9400, office; or (225) 252-3295, cell Charlie.Abboud@bxsi.com
Pinnacle Affirmative Action Services, LLC, while headquartered in New Orleans, provides LBA members with technically accurate, cost effective solutions to all their affirmative action planning needs—guaranteed. From obtaining and enhancing their employee data through the development of their Affirmative Action Plans, to providing customer support for implementation and consulting support for compliance reviews and training, Pinnacle is your LBA partner throughout the process. The main principals in Pinnacle have been providing affirmative action planning solutions, audit support and training for clients throughout the U.S. and have a combined 50 years of Affirmative Action Planning experience. Partner with Pinnacle and let our expertise work for you!
ABA Insurance Services offers a full suite of coverage for financial institutions including D&O, bond and related insurance from an A.M. Best A+ rated carrier as well as broad Mortgage Protection solutions. Our unique banker-owned and directed program insures banks across the country and has a sustained market share of over 20%. For 22 consecutive years, a distribution from the program’s reinsurer to eligible banks has been declared totaling $76.8 Million. Visit http://www.abais.com/ for more information. --LBA Endorsed Product
Contact: Richard Flenner 5910 Landerbrook Dr, Suite 100 Mayfield Heights, OH 44124 Tel. (800) 274-5222 Fax: (800) 456-6590 rflenner@abais.com
As one of the world's largest brokers, Gallagher Risk Management Services, Inc. delivers a full range of property/casualty insurance and risk management products and services. As your strategic partner, we offer innovative solutions for today's dynamic marketplace. We strive to ensure the highest level of service by answering your changing priorities with characteristic flexibility and responsiveness. Our knowledge base is constantly expanding as we create new products and form highly specialized industry expertise groups. Reinforcing our existing strengths is also an ongoing focus.
Our team of specialists helps you analyze all of your options, determine which ones you are most comfortable with and structure a customized program that reflects your needs. We offer a true team approach that prepares you to handle risk management and insurance challenges with the most viable choices.
Gallagher Benefits Services (GBS) offers expertise and guidance in every area of employee benefits planning, delivery and administration. We are especially well-suited to meet the needs of small to mid-sized companies, while also providing unique and customized solutions for our larger clients. Our consulting service areas include: Health & Welfare; Healthcare Analytics; Retirement Services, HR & Compensation Consulting; Voluntary Benefits; Executive Benefits; and International Benefits.
Contact: Jill Couvillon & Lisa Oliver 235 Highlandia Dr., Ste 200 Baton Rouge, LA 70810 Tel. (225) 292-3515 Fax: (225) 292-3893 jill_couvillon@ajg.com & lisa_oliver@ajg.com
Community Financial Insurance Center is an independent insurance agency owned by 46 Louisiana community banks with an admirable history of over one hundred years. Our mission is to provide our customers with the best insurance options available while maximizing the earnings of our participating member bank agencies. Community Financial sells and services traditional property, casualty, life and health policies and has a Financial Institution Division that insures and consults with more financial institutions than any other agency in Louisiana. Products include Financial Institution Bonds and Professional Liability. The agency’s Life and Health Department is the endorsed agency of the LBA for its group life, health and supplemental benefit programs. --LBA Endorsed Vendor
Contacts: Eugene Montgomery, President and CEO emontgomery@cf-ins.com; Jeanette Credo, Sr. V.P. – Financial Institution Division jcredo@cf-ins.com; Kristy Golson, Employee Benefits kgolson@cf-ins.com 2201 Forsythe Ave. Monroe, LA 71201 Tel. (318) 388-3904 Fax: (318) 387-9171
Eagle American Life is an innovative credit life insurance company based in Marksville, La. We specialize in providing unique, quality insurance solutions to Louisiana community banks and their customers. Our goal for each of our bank customers is to increase fee income, decrease processing and insure as many loan customers as possible. Eagle American Life is also unique in the fact that we are the only associate member that is owned by a Louisiana bank holding group that also owns an LBA member bank.
Contact: A. J. Roy, III PO Box 584 Marksville, LA 71351-0584 Tel. (318) 240-8696 Fax: (318) 253-4472
Financial Insurance Consultants, LLC has been providing insurance programs for Louisiana banks since 1973. FIC specializes in Force Placed Hazard and Flood Programs for Mortgage Loans and Force Placed Coverage for Collateral Loans (Rolling Stock & Movables). We have both internet based and full service insurance tracking programs. Flood Zone Determinations are available with an innovative approach, an additional Map showing the location of the property in a Special Flood Hazard Zone. To help you increase your Bottom-Line income we offer Automobile, Boat and Motorcycle GAP, Auto Mechanical Protection Program, Credit Life & Disability Insurance, and Life Programs for the larger and longer term loans.
Contact: C. Lyon Gavel P.O. Box 2486 Mandeville, LA 70470-2486 Tel. (888) 893-7269 X 111 Fax: (985) 674-7709 l.gavel@ficllc.net
Gulf Guaranty provides credit life and disability insurance to protect the banks assets in the event of death or disability of the insured. Collateral protection insurance is used to provide coverage on real estate, flood and physical damage on automobiles. Quick Quote software is used to provide an accurate method to calculate premiums on financial products and to provide the necessary documents.
Contact: Dennis Brooks P.O. Box 12409 Jackson, MA 39236-2409 Tel. (601) 981-4920 Fax: (601) 981-3402 dennis@gulfguaranty.com
Lee & Mason offers over 50 years of experience and expertise in providing specialty insurance protection for financial institutions. Our programs are designed to protect the financial insitution lending operations from physical loss and can be tailored to meet your specific needs. These programs can include blanket lenders single interest, blanket mortgage coverage, force placed property, foreclosed property, flood insurance, collateral protection insurance and others. We emphasize outstanding service, protecting assets, reducing operations cost and improving efficency through insurance and risk management expertise.
Contact: Rick Taylor, CIC, CRM - Vice President P.O. Box 920037 Norcross, GA 30010-0037 Tel. (770) 409-9005 Fax: (770) 446-2193 rtaylor@leeandmason.com
Louisiana Workers’ Compensation Corporation (LWCC), the largest writer of workers’ compensation insurance in Louisiana, is rated “A” (Excellent) by A.M. Best Company and has total assets of $1.5 billion. LWCC is particularly recognized in the financial community for its strength and stability. It has a history of being named one of the 50 top-performing property-casualty insurers in America, previously earning this honor nine times. LWCC has lowered overall rates by 52% since beginning operations in 1992. In the past 10 years, the company has paid more than $231 million in dividends to its policyholders. LWCC offers extremely competitive pricing for all sizes of banks, with special pricing tiers for the smaller operations (under $5,000 in premium) on up to the very largest of banking operations.
Contact: Kenny Heredia, Regional Director 1515 N. Courthouse Rd., Ste. 12 Arlington, VA 22201 Tel. (866) 776-6426, ext. 3486 Fax: (703) 292-3342 kheredia@promnetwork.com
For over 30 years, Tandy E. Jackson Agency has provided a wide variety of loan-related products and services to over 100 community lenders in Louisiana. Our goal is to help protect your loan portfolios and increase profits. We specialize in Collateral and Mortgage Protection Insurance, VSI, forced placed flood insurance, flood determination services, online loan tracking, Credit Life, A&H and Unemployment Insurance, GAP Insurance and Mechanical Breakdown Insurance. Please visit our website for a complete description of all of our products and service. Let us design a program to meet your needs!
Contact: Andy E. Jackson P.O. Box 2187 Natchitoches, LA 71457-2187 Tel. (800) 559-9889 Fax: (318) 357-7997 andy@tejagency.com
Zurich’s financial institution products, services and dedicated team expertise can help financial institutions prosper in a more regulated, competitive and risk-filled world. With over 100 years of experience insuring U.S. financial institutions, and industry financial strength ratings among the strongest, we can help organizations preserve capital, protect collateral property and address highly specialized risks. Our wide range of property, casualty, fidelity, management/professional liability and specialty insurance solutions are built and delivered by financial institution underwriters, in-house claim specialists and risk engineering professionals with the industry knowledge and experience needed to make managing risk more streamlined and effective for our customers.
For over 30 years, Tandy E. Jackson Agency has provided a wide variety of loan-related products and services to over 100 community lenders in Louisiana. Our goal is to help protect your loan portfolios and increase profits. We specialize in Collateral and Mortgage Protection Insurance, VSI, forced placed flood insurance, flood determination services, online loan tracking, Credit Life, A&H and Unemployment Insurance, GAP Insurance and Mechanical Breakdown Insurance. Please visit our website for a complete description of all of our products and service. Let us design a program to meet your needs!
Commerce Street Capital, LLC is a premier investment banking firm serving financial institutions and middle-market companies across the United States. The firm values collaboration with their client partners and enjoys building long term relationships established on a foundation of mutual respect, common goals and uncommon integrity. The firm's knowledge, expertise and acumen have been honed by decades of strong relationships between clients and their industry veterans. The firm holds itself to the highest professional standards and builds partnerships in the spirit of mutual respect and trust. They combine creative thinking with solid expertise to solve the challenges of banks and industry nationwide. Led by veterans of the financial industry, Commerce Street Capital's practice includes Mergers and Acquisitions; Public and Private Capital Raises for financial institutions; Recapitalizations and Asset Quality Management; Private Placement of Debt & Equity; Regulatory Advisory, Valuations and Fairness Opinions; SBIC Fund Raising; Corporate and Real Estate Finance. The firm's main office is located in Dallas, Texas. You can reach us at (214) 545-6800 and http://www.commercestreetcapital.com/.
The Baker Group is a leader in the development of innovative asset/liability and investment portfolio management services for community banks. Baker's products and services include: Asset/Liability Management, Investment Portfolio Accounting, Investment Portfolio Analysis, Budget and Board Reporting, Broker/Dealer Services plus educational programs concerning regulatory issues, interest rate risk and portfolio management. Baker is endorsed by 5 state community banking associations: the Community Bankers Association of Alabama, the Community Bankers Association of Illinois, the Indiana Bankers Association, the North Dakota Bankers Association, and the Independent Bankers Association of Texas. Baker’s main office is located in Oklahoma City with branch offices in Austin, Indianapolis, Springfield, and Salt Lake City. You can reach any office by calling 1-800-937-2257 or find us on the web at http://www.gobaker.com/
• Established in 1924, Hannis T. Bourgeois, LLP, is one of the oldest, largest and most respected accounting firms in Louisiana with offices in Baton Rouge, Metairie and Denham Springs. With a total staff of 120 employees, half of which are CPAs, HTB is large enough to provide a full range of accounting, tax, audit and consulting services while also providing prompt, personalized service. Because HTB has been working with financial institutions for more than 50 years, our audit team members are specialists in evaluating internal controls, conducting compliance tests, reviewing loans and obtaining sufficient competent evidential matter to support opinions. HTB also implements the most effective accounting methods for financial statement presentation and tax planning as well as employee compensation plan audits. In addition, HTB is a member of PKF North America (PKF NA), one of the largest and most successful accounting associations today. This membership enables us to provide our clients with a wealth of resources not usually found in a local firm and allows us to offer our clients the benefit of access to national firm expertise while maintaining the close personal attention of a smaller firm.
Accounting,
Auditing,
Internal Audit Outsourcing
Contact: Joseph Richard, Jr., CPA, (mailto:jrichard@htbcpa.com) or Sheryl Young, CPA, (syoung@htbcpa.com) 2322 Tremont Dr. Baton Rouge, LA 70809-1457 Tel. (225) 928-4770 Fax: (225) 926-0945
The firm of Roy Chenevert, CPA provides audit, tax and consulting services to community banks throughout Louisiana. Our CPAs, with 90 years combined experience, are continuously serving the banking industry throughout the year by conducting financial statement audits, BSA independent reviews, internal audit outsourcing, and tax planning and preparation. The majority of our time is dedicated to serving Louisiana banks. With our extensive experience in the banking industry, our CPAs are familiar with the needs of Louisiana community bankers. This familiarity helps us in providing prompt personalized services for reasonable fees. Our internal audit outsourcing and BSA review services assist Louisiana community bankers in implementing required procedures that may not be available or affordable internally. With the number of banks that we serve, our CPAs have the ability to offer efficient solutions to today's banking challenges.
Provide financial advisory services to community banks throughout the Gulf States region. Specialize in mergers and acquisitions and valuations of closely held banks for estate and tax planning, ESOPs, Subchapter S conversions, SEC deregistration and share repurchase programs.
Financial Advisors,
Investment Bankers
Contact: Jonathan Briggs, Managing Director 201 St. Charles Ave., Suite 1410 New Orleans, LA 70170-1410 Tel. (504) 524-1801 Fax: (504) 524-8765 jbriggs@chaffe-associates.com
Commerce Street Capital, LLC is a premier investment banking firm serving financial institutions and middle-market companies across the United States. The firm values collaboration with their client partners and enjoys building long term relationships established on a foundation of mutual respect, common goals and uncommon integrity. The firm's knowledge, expertise and acumen have been honed by decades of strong relationships between clients and their industry veterans. The firm holds itself to the highest professional standards and builds partnerships in the spirit of mutual respect and trust. They combine creative thinking with solid expertise to solve the challenges of banks and industry nationwide. Led by veterans of the financial industry, Commerce Street Capital's practice includes Mergers and Acquisitions; Public and Private Capital Raises for financial institutions; Recapitalizations and Asset Quality Management; Private Placement of Debt & Equity; Regulatory Advisory, Valuations and Fairness Opinions; SBIC Fund Raising; Corporate and Real Estate Finance. The firm's main office is located in Dallas, Texas. You can reach us at (214) 545-6800 and http://www.commercestreetcapital.com/.
Crews & Associates, Inc. is a full-service broker/dealer with over 150 investment professionals registered in all 50 states. The firm specializes in trading fixed-income securities, including municipal and corporate bonds, government agency bonds, US Treasury bonds, mortgage-backed securities and mutual funds. With public finance offices around the country, the firm underwrites new issue municipal bonds and private placements. Crews also offers free account maintenance and safekeeping services.
Contact: Rick Calhoun, First Vice President 521 President Clinton Ave., Suite 800 Little Rock, AR 72201 Tel. (800) 766-2000 Fax: (501) 907-4048 rcalhoun@crewsfs.com
FNBB Services Corp., a subsidiary of First National Banker’s Bankshares, Inc., provides community banks audit services including IS audits. Our staff will coordinate and direct a comprehensive audit performed along FFIEC Information Technology Examination Handbook guidelines. All audits are administered by certified auditors with extensive banking and information technology experience. Stand alone internal and external vulnerability scanning with inclusive management summary, as well as specialized audits are also available. To request more information please contact your business development officer or Reggie David at http://www.bankers-bank.com/.
Contact: Cheryl Kennedy 7813 Office Park Boulevard Baton Rouge, LA 70809 Tel. (800) 421-6182 ckennedy@bankers-bank.com
North Louisiana Office: Contact: Pat Nelson 333 Texas Street, Suite 1280 Shreveport, LA 71101 Tel. (866) 453-5150
FNBB Services Corp.: Contact: Reggie David 300 Concourse Boulevard, Suite 100 Ridgeland, MS 39157 Tel. (888) 355-8739 or (601) 856-4069 Fax: (601) 856-9231
Traina & Associates provides IT Audit services to over 80 community financial institutions. Services include IS General Controls Reviews, Network Security & Vulnerability Testing, ACH Audits and a variety of internal IT audits.
Focusing strictly on IT Auditing since 1999, the Firm has a tremendous depth of knowledge in the area and continually researches new technologies and security threats so audit procedures remain up to date.
The team of professionals has extensive experience and certifications, performing over 200 audit engagements per year. The Firm also provides employee Information Security training and technology consulting services.
A Washington, DC-based law firm specializing in the representation of community banks and savings institutions. The firm’s practice includes mutual to stock conversions, mutual holding company reorganizations, mergers/acquisitions, executive compensation and employee benefits and general regulatory and corporate practice. The firm represents its clients before such agencies as the Securities and Exchange Commission, the Federal Deposit Insurance Corporation, the Office of the Comptroller of the Currency, the Louisiana Office of Financial Institutions, the Board of Governors of the Federal Reserve System and FINRA (Financial Industry Regulatory Authority, Inc.)
Fenimore, Kay, Harrison & Ford, LLP is a law firm focusing on providing comprehensive legal services to community banks, thrifts and other financial institutions, as well as their investors, directors and executive officers in a full range of corporate, transactional, securities and regulatory matters confronting the financial services industry. Our attorneys’ extensive experience in the fields of bank mergers and acquisitions, bank regulatory matters, securities law and corporate governance provides a solid foundation for our representation of financial institutions in a broad variety of transactions. We counsel both public and privately-held banks and other financial institutions.
Financial Institution Corporate & Regulatory,
Legal Services to Community Banks,
Mergers & Acquisitions
Contact: Chet A. Fenimore 111 Congress Avenue, Ste. 820 Austin TX 78701 Tel. (512) 583-5900 Fax: (512) 583-5940 cfenimore@fkhpartners.com
Hunton & Williams LLP provides legal services to corporations, financial institutions, governments and individuals, as well as to abroad array of other entities. Since our establishment more than a century ago, Hunton & Williams has grown to more than 975 attorneys serving clients in 100 countries from 19 offi ces around the world. While our practice has a strong industry focus on energy, fi nancial services and life sciences, the depth and breadth of our experience extends to more than 100 separate practice areas, including bankruptcy and creditors rights, commercial litigation, corporate transactions and securities law, intellectual property, international and government relations, regulatory law, products liability and privacy and information management.
Crescent Mortgage Company is a Community Bank owned Wholesale and Correspondent mortgage lender that promises to not be your competitor like most lenders. Crescent is a wholly owned subsidiary of CresCom Bank. Crescent's primary customers include Community Banks, Credit Unions, and high quality Mortgage Brokers throughout the country. Crescent offers products including Fannie Mae, Freddie Mac, FHA, VA, USDA, Jumbo and One-Time Close Construction-to-Permanent options allowing your institute to retain the interim and interest. We also offer Processing Services and Training for clients that do not have a full mortgage staff as well as FHA Sponsorships. Crescent is the closest to true agency guidelines and therefore offer 5-10 property financing, 1 day off MLS, Scores down to 620, CP loans off Appraised Value, and DTI’s up to 55%. Join a lender that understands you offer mortgages not just to make money on one loan but because your relationships need to last well beyond just one transaction.
Contact: Shy Tittlebaum 5901 Peachtree Dunwoody Rd, NE Bldg C, Suite 250 Atlanta, GA. 30328 Tel: (225) 810-6085 or (800) 851-0263 st@crescentmortgage.net
In 1988, the Louisiana State Legislature passed enabling legislation creating the Louisiana Economic Development Corporation (LEDC). LEDC’s mission is to serve as a catalyst for capital access for Louisiana businesses, enable new businesses to form and existing businesses to expand, provide for the sustained economic growth and an improved quality of life for the citizens of the State. LEDC small business programs are financed through the Vendor Compensation allocation, General Fund appropriations and the return of principal and interest and the return on investments from its loan and investment portfolios, respectively. The LEDC Board is comprised of nine members who are appointed by the Governor of Louisiana for staggered terms. The Louisiana Economic Development Secretary serves as the LEDC President. One of LEDC’s primary programs is the Small Business Loan and Guaranty Program which provides loan guarantees to banks to mitigate lenders’ risk and facilitate capital access for Louisiana small businesses. Guarantees can range up to 75% of the bank loan, but cannot exceed $1.5 million. Applicants must have a business plan and a bank that is willing to fund the business loan. For additional LEDC information visit the LED website at OpportunityLouisiana.com or call (225) 342-5675.
Contact: Richard D. Broussard P.O.Box 94185 Baton Rouge, LA 70804-9185 Tel. (225) 342-5675 Fax: (225) 342-0142 Broussard@la.gov
Whether your bank is looking to start a mortgage program and wholesale loans or you already have a full service in-house mortgage program and are a correspondent, we have a full range of services to fit your needs. Mortgage Services III, LLC's goal is to help you, help your customer. Wholesale Lending Division: http://www.msiloans.biz/. Correspondent Lending Division: http://www.msicorr.com/.
Contact: Donald C. Starks, National Sales Director/Affinity Banking 502 N Hershey Rd Bloomington, IL 61704 Tel. (815) 935-2300, Ext. 25 Fax: (815) 935-9871 dstarks@msiloans.biz
Founded in 2001, FFC Capital Management is a SEC Registered Investment Advisor specializing in Liability-Driven Asset Management including 1) Asset-Liability Analytics and Consulting and 2) Low Duration Core Fixed Income Portfolio Strategies. We develop customized asset-liability and investment portfolio strategies for public funds, institutional non-profits, banks and insurance companies in each a consulting, separately managed account and Wrap Fee Program format.
For over a decade, our philosophy of Process Over Products has been the bedrock principle of our approach to developing finance, risk and investment management strategies.
FFC Capital Management is a full-service financial partner to its clients; dedicated to the goal-oriented success of their organizations and enterprises. We strive for an atmophere where financial objectives are achieved through a shared vision with our clients. This combination of collaborative policy and procedural input, finance and investment expertise, transparency and accountability drives a tailored formula for success resulting in measurable long-term asset growth and shareholder value.
FFC Capital Management is certified as a Minority Business Enterprise by the Louisiana Minority Business Council.
Fiduciaries to $3.2 billion at December 31, 2011, including its supervisory roles; FFC Capital Management provides discetionary account management services to in excess of $1 billion.
Contact: Chris Gredig 3921 Outlook Blvd. Pueblo, CO 81008 Tel. (719) 583-8004 chrisg@accusystem.net
Harland Financial Solutions is a leader is compliant loan and deposit origination, compliance training, branch automation, mortgage lending, core systems and customer relationship management solutions. Laser Pro® has a 20-year history of documenting simple to complex loans for more than 2,800 financial institutions. The Laser Pro design leads a loan processor through the necessary data collection tasks and automatically selects and completes the exact documents needed for a specific transaction. Laser Pro is reviewed by a 50-state network of attorneys ensuring compliance nationwide. Optional modules include an extensive set of SBA lending documents, Participation Agreements & Certificates, ability to email loan documents, and other workflow tools to meet the needs of specific bank procedures. --LBA Endorsed Vendor
Core Processors,
Loan & Deposit Application System
Contact: Mack Harper, Senior Sales Executive 1906 Shelby Ln. Ocean Springs, MS Tel. (228) 818-8334 mack.harper@harlandfs.com
Wolters Kluwer Financial Services is a trusted compliance partner that provides innovative banking compliance and operational risk management solutions and services to banks of all sizes. For over 50 years, we have been helping customers manage compliance and risk to improve efficiency and effectiveness across their enterprise.
From pre-printed documents to stand-alone software solutions to fully-integrated technology platforms, Wolters Kluwer Financial Services provides community banks with comprehensive regulatory compliance, operational risk management, and work flow solutions for lending, mortgage, deposit and individual retirement accounts (IRAs). Our solutions can also help address the complex compliance requirements related to almost all regulations.
Contact: Kenny Heredia, Regional Director 1515 N. Courthouse Rd., Ste. 12 Arlington, VA 22201 Tel. (866) 776-6426, ext. 3486 Fax: (703) 292-3342 kheredia@promnetwork.com
Retail Management Resources, Inc., is a sales, marketing and management resource company that focuses on providing your company with a valuable management, consulting and training resource that will bring your vision to reality. Our mission is to provide clients with a valuable sales, marketing, management and training resource that will aid in the growth and retention of current clients as well as win new profitable clients.
AmerAssist is a capital management, recovery/collections firm, serving credit grantors across a spectrum of commercial and medical fields. We are endorsed by over 150 national associations and utilized by more than 30,000 businesses. Our commitment to LBA includes a Courtesy Assessment of each Member's accounts receivable or those of their commercial/medical depositors.
AmerAssist enhances our clients' revenue cycle through improved administration of delinquent accounts. Your Courtesy Assessment will examine aging data, current practices, and evaluate effectiveness and efficiencies. Whether administering accounts internally, partnering with AmerAssist, or selecting a third party, our Courtesy Assessment will provide substantial value and improved incite as to your current administrative practices.
AmerAssist is licensed and bonded in all states where required and maintains a $1,000,000 excess liability policy to protect our clients. American Collectors Association has certified our General Counsel assuring compliance with all state/federal laws. With AmerAssist, you’ll find the people and processes to implement innovative solutions to maximize your Cash Flow objectives.
We look forward to assisting LBA Members or their depositors by providing a Courtesy Assessment, including customized recommendations for Improving Cash Flow and positively impacting your Net, Bottom Line Profits!
Accounts Receivable Factoring,
Financial Services,
Merchant Services
Contact: Robert R Hills 445 Hutchinson Avenue Columbus, OH 43235 Tel: (850) 559-8800 or (877) 900-5300 Fax: (850) 254-7829 rhills@amerassist.com
Payment Express Systems in partnership with Sage is a leading supplier of Electronic Payment Processing Services, Merchant Accounts, and Merchant Accounting services for retail, mail order/telephone order and Internet businesses. PES believes in empowering its customers by creating one-stop solutions that simplify payment processing. We are committed to providing secure payment options through advanced technology, diligent anti-fraud procedures and solid industry relationships. Our products and services have been designed to offer “one stop solutions” that improve our customer’s operating efficiencies and convert their cost to profit. Our management team brings over 50 years experience in the processing industry to insure the success of our relationships with our partners. We are a registered MSP of Harris Bank-Chicago with Visa®, MasterCard®, Registered ISP with Discover®, Global E Telecom®, Valutec Card Solutions® and American Express®, along with our proud memberships with the Chamber of Commerce and Better Business Bureau. We listen to our customers and their needs drive the development of our products and services. We believe that value is created when our customers receive exemplary services for reasonable, competitive rates. For more information, please call us or visit our website at http://www.paymentes.com/.
The SHAZAM network is one of the last remaining member-owned and -controlled EFT networks and processors in the industry. This independence allows SHAZAM to remain in control of its systems and guarantees access to the electronic payments system for its participants. SHAZAM is a single source provider for ATM processing, debit and ATM card processing, card authorization services, merchant processing, ACH services and information security solutions. SHAZAM serves nearly 1,500 community financial institutions in 33 states. Visit www.shazam.net/ for more information. Or contact Rob Buchanan at (800) 717-4460. E-mail - rbuchan@shazam.net.
Contact: Rob Buchanan 392 Empressor Cove Collierville, TN 38017 Tel. (800) 717-4460 or (901) 854-4339 Fax: (901) 854-4340 rbuchanan@shazam.net
Trust One payment Services an electronic merchant processing company with over 50 years combined experience working with community banks provides sales and support for an array of merchant services, including credit/debit card processing, check verification, guarantee and remote deposit, electronic gift and loyalty cards and secure Internet e-commerce processing. Trust One has no startup fees, free equipment and no long term agreements. Trust One’s revenue sharing with our banks is the largest in the industry an we provide all marketing materials to the banks along with your bank logo at no charge. We assume all liability.
A Washington, DC-based law firm specializing in the representation of community banks and savings institutions. The firm’s practice includes mutual to stock conversions, mutual holding company reorganizations, mergers/acquisitions, executive compensation and employee benefits and general regulatory and corporate practice. The firm represents its clients before such agencies as the Securities and Exchange Commission, the Federal Deposit Insurance Corporation, the Office of the Comptroller of the Currency, the Louisiana Office of Financial Institutions, the Board of Governors of the Federal Reserve System and FINRA (Financial Industry Regulatory Authority, Inc.)
Fenimore, Kay, Harrison & Ford, LLP is a law firm focusing on providing comprehensive legal services to community banks, thrifts and other financial institutions, as well as their investors, directors and executive officers in a full range of corporate, transactional, securities and regulatory matters confronting the financial services industry. Our attorneys’ extensive experience in the fields of bank mergers and acquisitions, bank regulatory matters, securities law and corporate governance provides a solid foundation for our representation of financial institutions in a broad variety of transactions. We counsel both public and privately-held banks and other financial institutions.
Financial Institution Corporate & Regulatory,
Legal Services to Community Banks,
Mergers & Acquisitions
Contact: Chet A. Fenimore 111 Congress Avenue, Ste. 820 Austin TX 78701 Tel. (512) 583-5900 Fax: (512) 583-5940 cfenimore@fkhpartners.com
Hunton & Williams LLP provides legal services to corporations, financial institutions, governments and individuals, as well as to abroad array of other entities. Since our establishment more than a century ago, Hunton & Williams has grown to more than 975 attorneys serving clients in 100 countries from 19 offi ces around the world. While our practice has a strong industry focus on energy, fi nancial services and life sciences, the depth and breadth of our experience extends to more than 100 separate practice areas, including bankruptcy and creditors rights, commercial litigation, corporate transactions and securities law, intellectual property, international and government relations, regulatory law, products liability and privacy and information management.
MPA Systems, Inc, a trusted name in the financial industry for more than 40 years, provides modular bank buildings for institutions across the United States. MPA offers enrollment in our Disaster Recovery Program, which in the event of a declared disaster, guarantees delivery of a fully-equipped ready-to-use modular unit, free of charge for a period of up to six months for a low annual fee. MPA’s modular units are available for lease or purchase with the combined ease of portability and the integrity of a permanent structure. These buildings are often used by financial institutions for new charters or branch expansions, during remodeling of an existing location, and for permanent facilities. --LBA Endorsed Vendor
Crescent Mortgage Company is a Community Bank owned Wholesale and Correspondent mortgage lender that promises to not be your competitor like most lenders. Crescent is a wholly owned subsidiary of CresCom Bank. Crescent's primary customers include Community Banks, Credit Unions, and high quality Mortgage Brokers throughout the country. Crescent offers products including Fannie Mae, Freddie Mac, FHA, VA, USDA, Jumbo and One-Time Close Construction-to-Permanent options allowing your institute to retain the interim and interest. We also offer Processing Services and Training for clients that do not have a full mortgage staff as well as FHA Sponsorships. Crescent is the closest to true agency guidelines and therefore offer 5-10 property financing, 1 day off MLS, Scores down to 620, CP loans off Appraised Value, and DTI’s up to 55%. Join a lender that understands you offer mortgages not just to make money on one loan but because your relationships need to last well beyond just one transaction.
Contact: Shy Tittlebaum 5901 Peachtree Dunwoody Rd, NE Bldg C, Suite 250 Atlanta, GA. 30328 Tel: (225) 810-6085 or (800) 851-0263 st@crescentmortgage.net
Whether your bank is looking to start a mortgage program and wholesale loans or you already have a full service in-house mortgage program and are a correspondent, we have a full range of services to fit your needs. Mortgage Services III, LLC's goal is to help you, help your customer. Wholesale Lending Division: http://www.msiloans.biz/. Correspondent Lending Division: http://www.msicorr.com/.
Contact: Donald C. Starks, National Sales Director/Affinity Banking 502 N Hershey Rd Bloomington, IL 61704 Tel. (815) 935-2300, Ext. 25 Fax: (815) 935-9871 dstarks@msiloans.biz
TIB Mortgage offers a full array of products for any-sized institution. We offer the latest in on-line locking functionality, backed by the expertise of a staff that is committed to serving your customer and making your bank look good in the process. Expand your offering, increase your bottom line and retain your valuable customers for years to come by contacting TIB Mortgage Company today!
Contact: Barry Musgrove, Kenny Dunaway 910 Pierremont Rd. Shreveport, LA 71106 Tel. (877) 346-4842 Fax: (318) 841-1216
TIB Mortgage Company (A Division of TIB-The Independent BankersBank) Contact: David Linaburg 350 Phelps Dr. Irving, TX 75038 Tel. (888) 776-4842 Fax: (972) 541-0264 TIBMortgage@mybankersbank.com
Endorsed by the Louisiana Automobile Dealers Association and established in 1957, Casey & Casey is the largest licensed Public Tag Agent (PTA) in Louisiana, with 7 locations state-wide and over 50 years of service and experience.
Now, Casey & Casey is part of Dealertrack, an industry leader in retail auto industry and auto lending technology. Together, we’re providing a suite of products and services designed to help streamline your process. Our solutions include:
In-state motor vehicle registration and titling*
Cross-border and out-of-state registration and titling*
Vehicle Inquiry service*
Lien perfection*
Duplicate Title*
Plate issuance (including Special Interest and Personalized)*
Same-day “rush” processing
Monthly Penalties & Interest reports
Itemized invoices
Free OMV training seminars
Temporary markers
Notary services*
Improve transaction accuracy, reduce rejected deals and virtually eliminate visits to your local DMV. Receive completed deals faster, and improve the customer experience. Pass the fee* along to your customer, and our services are free to you.
For more information, contact your local area Sales Manager at 888.284.8537 or visit us online at dealertrack.com/rts or autotitle.com.
* Additional fees apply for selected services. Not all fees can be passed to customer, please speak with a sales representative for details.
SWACHA—The Electronic Payments Resource, a not-for-profit regional payments association, has been the resource of choice since 1974 in providing education, training and knowledge regarding electronic payments and payments systems risks. SWACHA provides a broad range of training in electronic payments, risk management and regulatory compliance in the development of rules that support electronic payments. SWACHA is a leader in representing our membership’s interest in national and regional forums. We are dedicated to anticipating and meeting the needs of our constituents—more than 1,000 members across the Southwest.
John M. Floyd & Associates (JMFA) is a profitability and performance improvement consulting firm and a leading provider of overdraft privilege programs serving more than 2,000 financial institutions in 50 states and Central America. JMFA is also recognized for training, account acquisition, executive placement and earnings enhancement programs, as well as product, service, pricing and technology improvement consulting. As a direct result of our programs JMFA has helped thousands of clients dramatically improve their performance and bottom line. --LBA Endorsed Vendor
BKD, LLP, one of the 10 largest CPA and advisory firms in the U.S., provides accounting, auditing, tax, loan review, regulatory compliance, information technology systems assessment and implementation, information security, strategic planning, and merger and acquisition strategies to community banks.
Hunton & Williams LLP provides legal services to corporations, financial institutions, governments and individuals, as well as to abroad array of other entities. Since our establishment more than a century ago, Hunton & Williams has grown to more than 975 attorneys serving clients in 100 countries from 19 offi ces around the world. While our practice has a strong industry focus on energy, fi nancial services and life sciences, the depth and breadth of our experience extends to more than 100 separate practice areas, including bankruptcy and creditors rights, commercial litigation, corporate transactions and securities law, intellectual property, international and government relations, regulatory law, products liability and privacy and information management.
Legal Services to Community Banks,
Mergers & Acquisitions,
Regulatory Compliance Consultants
Contact: Peter G. Weinstock 1445 Ross Ave., Ste. 3700 Dallas, TX 75202 Tel. (214) 468-3395 Fax: (214) 740-7182 pweinstock@hunton.com
The mission of the Senior Housing Crime Prevention Foundation is to provide safe and secure living environments for our nation’s senior housing residents, HUD communities and Veterans homes through the administration of the nationally-acclaimed Senior Crimestoppers program. Funded exclusively by the banking industry, the Foundation enables banks to earn Community Reinvestment Act credit through the sponsorship of the Senior Crimestoppers program in low and moderate income senior housing facilities in each bank’s CRA assessment area. Funding for the Senior Crimestoppers program is provided in the form of community development loans, CRA-qualified investments, and recently, in the form of CRA-qualified grants.
The Foundation’s process for funding traditional loans and investments has not changed but in response to requests from the banking industry, the Foundation has developed a new grant funding option that allows banks of all sizes and charter types to provide the nationally-acclaimed Senior Crimestoppers program with less of a financial commitment for a shorter term. By becoming a partner in the Foundation through any of the available funding options, a bank can fund the Senior Crimestoppers program, earn valuable CRA credit, and gain positive public relations in its community for protecting vulnerable senior housing residents. Senior Crimestoppers is a multi-faceted program that protects the elderly from theft, abuse and financial exploitation, and is administered by the Foundation who is endorsed by the ICBA, the ABA, and bankers associations in 38 states. For more information please contact us at 1-877-232-0859 and visit www.SHCPFoundation.org.
TRUPOINT Partners is an independent regulatory compliance consulting and data-analytics firm. The Charlotte-based organization actively serves over 350 community banks across the country. We have empowered our clients to successfully navigate thousands of compliance examinations. Our commitment to client service means that we bring the right skills and resources for your bank’s specific needs. Whether your needs relate generally to consumer compliance (i.e. Risk Assessments, Transaction Testing, etc.) or are more specific to certain compliance areas (such as CRA, HMDA, Fair lending, BSA/AML, etc.), we will bring the right people with the right experience. TRUPOINT Partners’ confidence in its high-quality services is summed up in this guarantee: If customers are not completely satisfied, they will receive a complete refund.
NewGround is a leading brand, design and build firm in the financial services industry. For more than a century, NewGround has been the provider of growth solutions, helping banks advance by focusing on the design and delivery of customer and employee experiences, both in the physical spaces and virtual platforms. NewGround provides these progressive solutions through the integration of their core operating areas: Build and Design, Retail Services, and Digital Signage and Content.
At Pentegra, we create retirement plans that help banks build a competitive advantage. Pentegra offers a full array of retirement programs, including 401(k) plans, defined benefit pension plans, KSOPs, ESOPs, profit sharing plans, executive benefit and director compensation plans and BOLI. With more than $8 billion in retirement plan assets, we manage more than 3,600 retirement plans nationwide, including nearly 1,200 community bank retirement plans. Benefit from over 70 years of expertise with retirement plan solutions designed to drive your success. --LBA Endorsed Vendor
Executive Compensation & Benefit Consulting,
Human Resource Services,
Retirement Plans
Contact: Mark Hogan, Regional Director 2 Enterprise Dr., Ste. 408 Shelton, CT 06484 Tel. (800) 872-3473 or (513) 321-5807 Fax: (888) 244-5311 mhogan@pentegra.com
Charles J. Abboud, CLU®, CFP® 4041 Essen Lane, Suite 501 Baton Rouge, LA 70809 Tel. (225) 215-9400, office; or (225) 252-3295, cell Charlie.Abboud@bxsi.com
Retail Management Resources, Inc., is a sales, marketing and management resource company that focuses on providing your company with a valuable management, consulting and training resource that will bring your vision to reality. Our mission is to provide clients with a valuable sales, marketing, management and training resource that will aid in the growth and retention of current clients as well as win new profitable clients.
Contact: D. Ann Komar 920 Memorial City Way, Suite 1100 Houston, TX 77024 Tel. (713) 435-4300 Fax: (713) 435-4530 dak@coastalsecurities.com
Louisiana Capital Certified Development is a private/non-profit corporation which markets and facilitates the SBA 504 loan program. We are most commonly referred to as a “CDC”. There are approximately 275 CDCs located in various parts of the country. We are the most active SBA 504 lender in Louisiana given that over the last 10 years we have facilitated slightly over 50% of all the 504 loan production within the state. SBA 504 is a program that enhances economic development through fixed asset financing, whereby long term (20 year fixed rates) financing is available for owner occupied real-estate and/or some of the fixed (non-moveable) equipment needs (10 years fixed rates) of all Louisiana small businesses. The 504 structure is unique in that the SBA actually participates in the funding, taking a second mortgage or security interest for up to 40% of the project cost and the participating bank will fund 50% of the long term financing secured by a first mortgage. Many banks have recognized the 504 program as a value added product given the benefits of risk mitigation and alternate financing options.
Contact: Karen Angelle Louisiana Capital CDC, Inc. 307 La Rue France Lafayette, LA 70508 Tel. (337) 234-2977 Fax: (337) 234-5535 kangelle@louisianacapital.com
Vining Sparks is nationally recognized as a leading broker/dealer in serving the investment needs of institutional investors. The firm was started in 1981 by Jim Vining to serve the investment and asset/liability needs of community banks. Vining Sparks currently employs more than 300 people in 12 domestic offices and one in London. The firm has a strong presence in the banking industry and transacts securities business with more than 2,600 banks and savings & loans. The customer base additionally includes hundreds of other clients such as municipalities, money managers, trust departments, insurance companies, pension funds, and investment advisors. Vining Sparks has over $45 million in capital and an annual trading volume exceeding $250 billion with customers located in all 50 states and many foreign countries.
Contact: Ken McKay 775 Ridge Lake Blvd. Memphis, TN 38120-9459 Tel. (800) 786-1107 Fax: (901) 766-3397
Wolters Kluwer Financial Services is a trusted compliance partner that provides innovative banking compliance and operational risk management solutions and services to banks of all sizes. For over 50 years, we have been helping customers manage compliance and risk to improve efficiency and effectiveness across their enterprise.
From pre-printed documents to stand-alone software solutions to fully-integrated technology platforms, Wolters Kluwer Financial Services provides community banks with comprehensive regulatory compliance, operational risk management, and work flow solutions for lending, mortgage, deposit and individual retirement accounts (IRAs). Our solutions can also help address the complex compliance requirements related to almost all regulations.
Contact: D. Ann Komar 920 Memorial City Way, Suite 1100 Houston, TX 77024 Tel. (713) 435-4300 Fax: (713) 435-4530 dak@coastalsecurities.com
Crews & Associates, Inc. is a full-service broker/dealer with over 150 investment professionals registered in all 50 states. The firm specializes in trading fixed-income securities, including municipal and corporate bonds, government agency bonds, US Treasury bonds, mortgage-backed securities and mutual funds. With public finance offices around the country, the firm underwrites new issue municipal bonds and private placements. Crews also offers free account maintenance and safekeeping services.
Contact: Rick Calhoun, First Vice President 521 President Clinton Ave., Suite 800 Little Rock, AR 72201 Tel. (800) 766-2000 Fax: (501) 907-4048 rcalhoun@crewsfs.com
Contact: Jim Reber 775 Ridge Lake Boulevard, Suite 175 Memphis, TN 38120 Tel. (800) 422-6442 or (901) 762-5880 Fax: (901) 762-5333
Since 1901, Sterne Agee has guided investors like you through the ever-changing currents of the marketplace. During the early years, our founders prominently established themselves in the financial services industry in the southeastern United States. Today, we have expanded to serve all regions of the country. Headquartered in Birmingham, Alabama, Sterne Agee has 46 offices located in 21 states. These include: Alabama, Arkansas, California, Florida, Georgia, Illinois, Louisiana, Maine, Massachusetts, Minnesota, Mississippi, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah and Virginia. As we grow, we continue the tradition of integrity, innovation and stability established by our firm's founders over 100 years ago. The Sterne Agee family of companies now holds over $20 billion in client assets and serves over 140,000 clients. Employing nearly 1,300 professionals, we operate seven subsidiaries which provide a total investment solution for individual and corporate clients.
Vining Sparks is nationally recognized as a leading broker/dealer in serving the investment needs of institutional investors. The firm was started in 1981 by Jim Vining to serve the investment and asset/liability needs of community banks. Vining Sparks currently employs more than 300 people in 12 domestic offices and one in London. The firm has a strong presence in the banking industry and transacts securities business with more than 2,600 banks and savings & loans. The customer base additionally includes hundreds of other clients such as municipalities, money managers, trust departments, insurance companies, pension funds, and investment advisors. Vining Sparks has over $45 million in capital and an annual trading volume exceeding $250 billion with customers located in all 50 states and many foreign countries.
Contact: Chris Gredig 3921 Outlook Blvd. Pueblo, CO 81008 Tel. (719) 583-8004 chrisg@accusystem.net
Jack Henry Banking®, a division of Jack Henry & Associates, Inc.® (NASDAQ: JKHY), currently serves more than 1,300 banks as a single source for integrated, enterprise-wide automation and as a single point of contact and support. Our core banking platforms are SilverLake System®, a highly customizable IBM® Power™ System-based solution for commercial banks; CIF 20/20®, a parameter-driven IBM Power System-based solution; and Core Director®, a Windows®-based client/server solution. Our customers have selected these core systems to replace every major competitive alternative marketed today. We provide more than 140 integrated complementary products and services that enhance the functionality of these core systems and enable banks to respond to diverse business opportunities and challenges. Visit www.jackhenrybanking.com for more information.
For over 50 years, High Cotton has delivered client communication solutions. We use the latest technologies to provide our customers peace of mind that their statements and notices, both electronic and paper, are secure, accurate and delivered on time
American Planning Corporation has served the community banking market since 1972. Our services are designed to assist our clients in setting financial and strategic goals, to monitor progress toward those goals, and to assist in solving problems that prevent accomplishment of those goals. While our 30+ years of service to the industry give us a strong foundation, we continue to offer leading-edge consulting services to meet the financial and regulatory challenges our clients face. Our services include Short and Long Term Financial Modeling; Strategic Business Planning; Board and Management Consulting; Monthly, Quarterly and Annual Financial Reporting Services; Merger & Acquisition Services; Stock Valuations and Regulatory Consulting. At American Planning, we believe in customer service — both to you, our client, and to your customers and the communities you serve. We invite you to consider us as your partner in continuing a time-honored tradition of providing personalized, community-based banking products and services to your customers. Please visit us at http://www.americanplanning.com/ to learn more.Fax: (225) 765-7200
HORNE LLP’s financial institutions team understands the difficult and complex challenges you face within a highly regulated environment. To help you succeed and meet these increasing demands, you need a team of experienced, dedicated professionals who understand your operations, internal controls and goals for growth. HORNE provides just that across a number of areas including: audit services; SEC compliance; tax services; enterprise risk management (internal audit); mergers and acquisitions; information technology; and fraud, forensic and litigation support. Further detailed information about HORNE, their financial institution services and their team can be found at http://www.horne-llp.com/.
Computer Services, Inc. (CSI) is a customer service company that delivers innovative technology solutions to financial institutions nationwide. A total solutions provider, CSI offers core processing, managed services, mobile and Internet solutions, payments processing, print and electronic distribution, and regulatory compliance solutions. With nearly 50 years as an industry leader in innovation and service, CSI serves financial institutions as a trusted technology partner that understands their needs and delivers solutions that empower them to be more competitive, compliant and profitable.
Core Processors,
Data Processing,
Technology Management
Contact: Giovanni Mastronardi, Vice President of Sales Tel. (800) 545-4274 associations@csiweb.com
As the only Top 100 U.S. accounting firm based in Louisiana, Postlethwaite & Netterville serves clients that include national, state, and savings banks as well as other financial institutions ranging in size from approximately $10 million to almost $1 billion in assets. Included in our staff of over 500 are professionals with extensive audit and tax experience with financial institutions, including valuation analysts with the ability to provide due diligence for mergers/acquisitions, collateral audits and Board of Directors/Audit Committee training. We also offer a group of Certified Internal Auditors that work with banks in outsourced, co-sourced and training roles to develop/perform the internal audit function. In addition, our technology consultants can provide systems engineers and Certified Information System Security Professionals who conduct data security reviews, penetration testing and information systems consulting.
Profit Protection, LLC, also very familiarly known as the National Association for Bank Security, is a bank security educational and consulting firm that has served members of the financial industry for more than 25 years with its products and services. Those services are offered in not only all areas of bank security governed by the mandates of the five regulators, but all facets of Bank Secrecy Act regulation requirements. In performing these services, Profit Protection offers bankers Security Management and Bank Secrecy Act Seminars on an annual basis, including a telephone consulting service at no extra charge to the client; The Advisor, a casehistory-driven bank security newsletter; comprehensive textbooks, manuals, and shorter printed information of topical interest dealing with security and Bank Secrecy Act matters; and videotapes oriented towards training in a wide variety of areas relative to bank security and Bank Secrecy Act compliance functions.
Contact: Phil Gay 4800 S.W. 51st St., Ste. 101 Ft. Lauderdale, FL 33314 Tel. (800) 390-6227 Fax: (954) 327-1226 pgay2@aol.com
SWACHA—The Electronic Payments Resource, a not-for-profit regional payments association, has been the resource of choice since 1974 in providing education, training and knowledge regarding electronic payments and payments systems risks. SWACHA provides a broad range of training in electronic payments, risk management and regulatory compliance in the development of rules that support electronic payments. SWACHA is a leader in representing our membership’s interest in national and regional forums. We are dedicated to anticipating and meeting the needs of our constituents—more than 1,000 members across the Southwest.
Payments Systems Education & Risk Management,
Training
Contact: Tim Quisenberry 1999 Bryan St., Ste. 3600 Dallas, TX 75201-3127 Tel. (214) 438-4506 Fax: (214) 438-4515
Traina & Associates provides IT Audit services to over 80 community financial institutions. Services include IS General Controls Reviews, Network Security & Vulnerability Testing, ACH Audits and a variety of internal IT audits.
Focusing strictly on IT Auditing since 1999, the Firm has a tremendous depth of knowledge in the area and continually researches new technologies and security threats so audit procedures remain up to date.
The team of professionals has extensive experience and certifications, performing over 200 audit engagements per year. The Firm also provides employee Information Security training and technology consulting services.
Louisiana Workers’ Compensation Corporation (LWCC), the largest writer of workers’ compensation insurance in Louisiana, is rated “A” (Excellent) by A.M. Best Company and has total assets of $1.5 billion. LWCC is particularly recognized in the financial community for its strength and stability. It has a history of being named one of the 50 top-performing property-casualty insurers in America, previously earning this honor nine times. LWCC has lowered overall rates by 52% since beginning operations in 1992. In the past 10 years, the company has paid more than $231 million in dividends to its policyholders. LWCC offers extremely competitive pricing for all sizes of banks, with special pricing tiers for the smaller operations (under $5,000 in premium) on up to the very largest of banking operations.
