Established in 1924, Hannis T. Bourgeois, LLP, is one of the oldest, largest and most respected accounting firms in Louisiana. With a total staff of over 70, half of which are CPAs, HTB is large enough to provide a full range of accounting, tax, audit and consulting services, while also providing prompt, personalized service. Because HTB has been working with financial institutions for more than 50 years, our audit team members are specialists in evaluating internal controls, conducting compliance tests, reviewing loans and obtaining sufficient competent evidential matter to support opinions. HTB also implements the most effective accounting methods for financial statement presentation and tax planning.

Contact: Tim Nielsen
P.O. Box 1607
Shreveport, LA 71165-1607
Tel. (318) 429-2043
Fax: (318) 429-2070

Heard, McElroy, & Vestal, LLP, is a locally owned and based professional service and certified public accounting firm with offices in Shreveport, Bossier City and West Monroe. Since 1946, Heard, McElroy, & Vestal has strived to be a pillar of trust, integrity and competence, remaining focused on the same goal, striving for the unconditional confidence of its clients. No matter what the scope of the engagement, HMV seeks to understand the client’s ultimate goals and motivations and searches beyond fiscal information for answers to their questions. For the past nine years, Practical Accountant has ranked HMV in the top 15 accounting firms in the Southwest region of the United States. With 12 partners, an affiliation with Business Valuation Consultants, LLP, and a partnership with Enterprise Computer Services, LLP, a business computer firm, Heard, McElroy, & Vestal has endless ways to help clients reach their full wealth potential. At Heard, McElroy, & Vestal we’re well prepared to meet both your business and personal financial needs. From basic accounting issues to the most complex business transactions, we are staffed with the right people to help you make the right decisions.

Contact: Cheryl Haspel
110 Veterans Memorial Blvd., Ste. 200
Metairie, LA 70005-4913 
Tel. (504) 835-5522
Fax: (504) 835-5535

Today, LaPorte Sehrt Romig Hand is one of the largest independent accounting, tax and business-consulting firms in southeast Louisiana, with offices in Metairie and Covington. LSRH, established in 1946, provides both a full range of highly responsive local services and access to the depth and breadth of resources typically available only through a national firm. LSRH is an integral part of the RSM McGladrey Network. This Network of 100 affiliated firms combined with McGladrey & Pullen, is recognized as one of the largest providers of accounting, tax, and consulting services in the U.S. LSRH’s extensive base of financial institution clients receives timely updates and industry insights through its publication, Bank Notes, and directly through its Financial Services Industry Group. These professionals meet monthly to share best practices, and ensure they are up-to-date and communicating the changes affecting the industry.

Contact: Candace E. Wright 
8550 United Plaza Blvd., Ste. 1001 
Baton Rouge, LA 70809-0200
Tel. (225) 922-4600
Fax: (225) 922-4611

With more than 270 employees, Postlethwaite & Netterville is the largest Louisiana-based accounting and business consulting firm and one of the top 100 US accounting firms (2007 INSIDE Public Accounting). Our clients include national, state, and savings banks, as well as other financial institutions ranging in size from $10 million to $850 million in assets. P&N offers professionals with extensive audit and taxation experience with financial institutions. Our CPAs and valuation analysts have the ability to provide due diligence for mergers/acquisitions, collateral audits and Board of Directors/Audit Committee training. Our Certified Internal Auditors work with banks in outsourced, co-sourced and training roles to develop/perform the internal audit function. P&N Technologies, a subsidiary, has systems engineers and Certified Information System Security Professionals who conduct data security reviews, penetration testing and information systems consulting.

Contact: Benny Jeansonne
P.O. Box 1027
Natchez, MS 39120
Tel. (601) 442-7411
Fax: (601) 442-8551

Established in 1932 and being one of the oldest and most respected firms in the region, currently with a staff of 34, Silas Simmons, LLP offers a complete range of accounting, auditing, tax preparation, tax planning and business advisory services including financial statement, audits, tax consulting, compliance, and preparation for banks and holding companies, S corporation tax issues, internal audits, trust department audits, IT examinations, ACH audits and loan review engagements, and mergers and acquisitions. Silas Simmons, LLP, is a member of AICPA Private Companies Practice Section and The Firm Foundation.

Contact: Jason Blanchard
279 S Hollywood Rd
Houma, LA 70360
Tel. (985) 580-3040
Fax: (985) 580-3359

Contact: Mikell Tomlinson
8500 Freeport Pkwy., Ste. 130
Irving, TX 75063-1931
Tel. (972) 929-0771
Fax: (972) 929-5161

Shay Financial has been serving the needs of banks since 1981.  The company was established to meet the unique investment demands and regulatory requirements faced by financial institutions.  From eight offices across the country, from Wall Street to Main Street, we only serve community banks, helping them build more profitable balance sheets.  Shay utilizes a “balance sheet based investment approach” to our core competencies of:  Securities Analysis and Selection; A/L IRR Modeling; Investment Portfolio Analysis and Modeling; Asset Management via the highly acclaimed Asset Management Fund family of bank specific mutual funds; Wholesale Growth Program; Sweep Account; and Wholesale Funding strategies via National Market CD’s.  In order to maintain an unbiased perspective when assisting clients, the firm chooses not to own an extensive inventory of securities for resale.  At Shay Financial Services, Inc., we take pride in our history, our accomplishments, our commitment to community banking, and our enduring client relationships.

Contact: Kip Tullos
800 Shades Creek Parkway, Suite 775
Birmingham, AL 35209
Tel. (205) 949-3591
Fax: (205) 949-3602 

New Orleans Office
639 Loyola Ave.
New Orleans, LA 70113
Tel. (800) 763-9589

At Sterne Agee, our mission is to build wealth for our clients. For more than a century, we have worked in the belief that we succeed only when our clients thrive. For a brokerage firm to survive for more than 100 years is hard enough. One can only thrive that long, though, by ensuring that your clients thrive first. Sterne Agee is one of the oldest and largest privately held brokerage firms left in the industry. We are a member of the New York Stock Exchange, and a registered Broker Dealer. We offer clients all the advantages of a full-service firm, yet retain the flexibility and personal attention that are rarely found in the huge names. Our expertise includes Retail and Institutional Brokerage, BOLI, Asset and Liability Management and Modeling, Investment Banking and Underwriting; Secondary Trading of Corporate, Municipal, and Government Securities, and Market Making in Over-the-counter Stocks. Headquartered in Birmingham, Alabama, Sterne Agee has offices located in Alabama, Arkansas, California, Florida, Georgia, Illinois, Kentucky, Louisiana, Maine, Massachusetts, Minnesota, Mississippi, Missouri, New Jersey, New York, North Carolina, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, and Wisconsin.

Contact: Rick Turner 
P.O. Box 1646
Jacksonville, TX 75766-1646
Tel. (903) 589-1397
Fax: (903) 589-3165

Computer Services, Inc., provides service and software solutions for community banks. In addition to core processing, our integrated banking solutions include imaging, cash management, Internet banking, corporate intranets, secure web hosting, e-messaging, online shopping, teller and platform services, ATM and debit card service and support, risk assessment, network management, and compliance software and services for regulatory compliance, homeland security and fraud prevention.

Contact: Harold Coggins
7000 Goodlett Farms Parkway
Cordova, TN. 38016
Tel: (803) 796-0010
Fax: (803) 796-2410 

First Data provides complete debit services to financial institutions, including ATM driving and monitoring; PIN, signature and stored value card processing; gateway management; a broad range of fraud protection services; and cardholder account access to more than 1.9 million ATM and retail locations across the U.S. via the STAR® Network. For more information, visit http://www.firstdata.com/ or http://www.star.com/.
--LBA Endorsed Vendor

Since 1975, TransFund has been helping banks grow deposits with ATM programs, unique debit card products and marketing promotions.  Card products include mini debit cards for the key chain, health savings account debit cards, home equity access cards, business debit cards, photo debit cards, credit cards and more.  We offer access to  more than 13,000 surcharge-free ATMs, a single point-of-contact relationship manager for each client, full-service chargeback processing , one-day turnaround on card production, excellent fraud prevention tools, and marketing support for custom card design and promotions.  Visit our site at http://www.transfund.com/, or call us toll free at (800) 588-6816, option 3.

ComCo Direct is an industry leader in backroom integration and teller systems innovations. In addition to our patented dual-sided technology remote transaction units we offer a full line of conventional banking equipment which includes pneumatic systems, vaults, safes, video surveillance systems and alarm systems. ComCo Direct services all brands of banking equipment, including Diebold, Mosler, LeFebure, Hamilton Air, American Vault, SSE and Fortis and we stock a wide variety of replacement pneumatic carriers at extremely competitive prices. 

A one-source resource specialist in the financial industry, Optimum System Products provides outsourcing services to community banks nationwide. Offering many ways to reduce the cost of printed products and office supplies, Optimum works closely with banks to individualize a program for their operation. Backed by state-of-the-art software and top notch customer service, Optimum guarantees significant savings for their clients. Supplies outsourcing covers a wide range of services, and saves time and money.

Contact:  Steven J. Cochlan
303 West Madison Street, Suite 2600
Chicago, Illinois 60606 
Tel:  (312) 759-2700
Fax:  (312) 759-2711

Bank Consulting Group, Inc. (“BCG”) is a nationally recognized firm that works with banks to analyze, implement, administer and provide regulatory documentation for Bank Owned Life Insurance (“BOLI”), which includes the Northwestern Mutual’s BOLI product, to enhance the bottom-line net income for the bank’s shareholders.  With 22 years of experience, BCG’s team of experts have implemented and administered custom designed plans across the country.  In addition to helping clients evaluate BOLI for the first time, we offer a no obligation analysis of a bank’s existing BOLI portfolio, if applicable; to demonstrate how we can, perhaps, improve a bank’s earnings.

Clark Consulting leads the industry in providing tailored executive benefit programs and strategic financing and investment solutions that help banks manage risk, optimize earnings, improve shareholder value, and realize key financial goals. Our consultative approach has benefited nearly 2,000 financial institutions and their shareholders nationwide for over 25 years. Clark Consulting's customized products and services and multiple client solutions include placement of General Account, Separate Account and Hybrid Separate Account Bank-Owned Life Insurance (BOLI), nonqualified deferred compensation plans, long-term care programs, asset administrative solutions and assistance in the retention of key executives that assures the continuity of the banking organization. Confidence in the expertise of Clark Consulting is reflected in its endorsement by numerous banking organizations including the American Bankers Association through its subsidiary, the Corporation for American Banking (CAB).

Contact: Steve Shaner 
845 Crossover Lane, Ste. 150
Memphis, TN 38117
Tel. (901) 435-7951 or (866) 256-7951
Fax: (901) 537-7569

FTN Financial is a full-service provider of financial products for the investment and banking community. Simply put, we help financial institutions increase their profitability and manage risks through our five business lines—Capital Markets, Equity Research, Investment Banking, Correspondent Services and Strategic Alliances. Because we serve thousands of depository and non-depository institutions across the globe, we can leverage these relationships to build resources and distribute critical products and services to increase your productivity. It is our philosophy that building strong relationships is vital to our business, and we look forward to providing you a quality of services that is best in the market.

Contact: Kip Tullos
800 Shades Creek Parkway, Suite 775
Birmingham, AL 35209
Tel. (205) 949-3591
Fax: (205) 949-3602 

New Orleans Office
639 Loyola Ave.
New Orleans, LA 70113
Tel. (800) 763-9589

At Sterne Agee, our mission is to build wealth for our clients. For more than a century, we have worked in the belief that we succeed only when our clients thrive. For a brokerage firm to survive for more than 100 years is hard enough. One can only thrive that long, though, by ensuring that your clients thrive first. Sterne Agee is one of the oldest and largest privately held brokerage firms left in the industry. We are a member of the New York Stock Exchange, and a registered Broker Dealer. We offer clients all the advantages of a full-service firm, yet retain the flexibility and personal attention that are rarely found in the huge names. Our expertise includes Retail and Institutional Brokerage, BOLI, Asset and Liability Management and Modeling, Investment Banking and Underwriting; Secondary Trading of Corporate, Municipal, and Government Securities, and Market Making in Over-the-counter Stocks. Headquartered in Birmingham, Alabama, Sterne Agee has offices located in Alabama, Arkansas, California, Florida, Georgia, Illinois, Kentucky, Louisiana, Maine, Massachusetts, Minnesota, Mississippi, Missouri, New Jersey, New York, North Carolina, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, and Wisconsin.

Amalfi Consulting, formerly Clark Consulting's Compensation Group, is a full-service consulting firm focused on providing compensation solutions to community banks throughout the United States. Amalfi Consulting serves more than 400 banks with 20 professionals who are dedicated exclusively to executive, employee and director compensation issues. Our charter is to help organizations become better through the design and implementation of short-term and long-term compensation solutions. Listed below is a sample of services Amalfi Consulting delivers to its banking clients.

• Overall Compensation Reviews for Executives and Officers
• Board of Director Overall Compensation Reviews
• Performance Management Planning for Staff Employees
• Annual Incentive Plan Design and Implementation (cash bonus structures)
• Long-Term Incentive Plan Design and Implementation (equity and equity alternatives)
• Compensation Committee Best Practices
• CD & A and other Proxy Support Services
• Tally Sheet Analysis
• Plan Document and Agreement Review (Employment Agreements, Change-in-Control provisions, Equity Plans, etc.)

Amalfi Consulting, LLC, conveniently serves its clients nationally through our four primary office locations: Minneapolis, MN, (main office) Atlanta, GA, Boston, MA and Dallas, TX.

Started in 1903, Mitchell Signs is a complete, full service identity resource. We can offer your financial institution creative design services, up to date "in house" manufacturing capabilities, experienced professional installation personnel, factory trained service technicians and an internet based "Identity System" to manage all your locations; all this from one source! Project management is our one of our strengths --- from reimaging 4 locations to over 400 hundred, we can work with you to ensure everything is on time, on budget and meets or exceeds your expectations. Our banking and financial experience reaches across the country. No project is too large or too small. Pylon signs, building letters, directional signs, ATM signage, window graphics, electronic message centers; we are your full service resource. Mitchell Signs looks to develop long-lasting customer relationships through fulfilling their needs with quality service and/or products delivered on time at a reasonable price.

Contact: Steve Shaner 
845 Crossover Lane, Ste. 150
Memphis, TN 38117
Tel. (901) 435-7951 or (866) 256-7951
Fax: (901) 537-7569

FTN Financial is a full-service provider of financial products for the investment and banking community. Simply put, we help financial institutions increase their profitability and manage risks through our five business lines—Capital Markets, Equity Research, Investment Banking, Correspondent Services and Strategic Alliances. Because we serve thousands of depository and non-depository institutions across the globe, we can leverage these relationships to build resources and distribute critical products and services to increase your productivity. It is our philosophy that building strong relationships is vital to our business, and we look forward to providing you a quality of services that is best in the market.

Contact: Jim Reber 
775 Ridge Lake Boulevard, Suite 175
Memphis, TN  38120
Tel. (800) 422-6442 or (901) 762-5880
Fax: (901) 762-5333

ICBA Securities provides community bankers with quality investment products, services and education at competitive prices.  Included are asset/liability and liquidity assistance, bond accounting and safekeeping, transaction analysis, performance profiles, and research assistance.  ICBA Securities also has a mandated set of policies for the protection of the banker:  rigorous sales rep requirements, a suitable security list, and a pricing policy that is determined by the Board of Directors (also community bankers).  ICBA Securities, thru its Capital Markets division, can also provide a comprehensive set of investment banking services, including market making, research, and a full range of corporate finance options.  ICBA Securities is a wholly-owned subsidiary of the Independent Community Bankers of America.
--LBA Endorsed Vendor

Contact: Mikell Tomlinson
8500 Freeport Pkwy., Ste. 130
Irving, TX 75063-1931
Tel. (972) 929-0771
Fax: (972) 929-5161

Shay Financial has been serving the needs of banks since 1981.  The company was established to meet the unique investment demands and regulatory requirements faced by financial institutions.  From eight offices across the country, from Wall Street to Main Street, we only serve community banks, helping them build more profitable balance sheets.  Shay utilizes a “balance sheet based investment approach” to our core competencies of:  Securities Analysis and Selection; A/L IRR Modeling; Investment Portfolio Analysis and Modeling; Asset Management via the highly acclaimed Asset Management Fund family of bank specific mutual funds; Wholesale Growth Program; Sweep Account; and Wholesale Funding strategies via National Market CD’s.  In order to maintain an unbiased perspective when assisting clients, the firm chooses not to own an extensive inventory of securities for resale.  At Shay Financial Services, Inc., we take pride in our history, our accomplishments, our commitment to community banking, and our enduring client relationships.

Contact: Kip Tullos
800 Shades Creek Parkway, Suite 775
Birmingham, AL 35209
Tel. (205) 949-3591
Fax: (205) 949-3602 

New Orleans Office
639 Loyola Ave.
New Orleans, LA 70113
Tel. (800) 763-9589

At Sterne Agee, our mission is to build wealth for our clients. For more than a century, we have worked in the belief that we succeed only when our clients thrive. For a brokerage firm to survive for more than 100 years is hard enough. One can only thrive that long, though, by ensuring that your clients thrive first. Sterne Agee is one of the oldest and largest privately held brokerage firms left in the industry. We are a member of the New York Stock Exchange, and a registered Broker Dealer. We offer clients all the advantages of a full-service firm, yet retain the flexibility and personal attention that are rarely found in the huge names. Our expertise includes Retail and Institutional Brokerage, BOLI, Asset and Liability Management and Modeling, Investment Banking and Underwriting; Secondary Trading of Corporate, Municipal, and Government Securities, and Market Making in Over-the-counter Stocks. Headquartered in Birmingham, Alabama, Sterne Agee has offices located in Alabama, Arkansas, California, Florida, Georgia, Illinois, Kentucky, Louisiana, Maine, Massachusetts, Minnesota, Mississippi, Missouri, New Jersey, New York, North Carolina, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, and Wisconsin.

Contact: Barry Musgrove, Kenny Dunaway  
2325 Weymouth Drive Suite D
Baton Rouge, Louisiana 70809
Tel. (877) 346-4842
Fax: (318) 841-1216

One of the nation’s oldest and largest bankers’ banks, TIB provides correspondent banking products and services to more than 80 community banks in Louisiana and over 1,300 independent community banks nationwide. From traditional bank stock financing to the latest in electronic banking, investment and card solutions, TIB is uniquely equipped to serve as your one-stop correspondent needs. With total assets of more than $1.8 billion and offices in both Shreveport and Baton Rouge, TIB is large enough to help you and local enough to serve you.

Contact: Ken McKay 
775 Ridge Lake Blvd.
Memphis, TN 38120-9459
Tel. (800) 786-1107
Fax: (901) 766-3397

Vining Sparks is nationally recognized as a leading broker/dealer in serving the investment needs of institutional investors. The firm was started in 1981 by Jim Vining to serve the investment and asset/liability needs of community banks. Vining Sparks currently employs more than 300 people in 12 domestic offices and one in London. The firm has a strong presence in the banking industry and transacts securities business with more than 2,600 banks and savings & loans. The customer base additionally includes hundreds of other clients such as municipalities, money managers, trust departments, insurance companies, pension funds, and investment advisors. Vining Sparks has over $45 million in capital and an annual trading volume exceeding $250 billion with customers located in all 50 states and many foreign countries.

Contact: Paul Melton 
7919 Palm Park Lane
Baton Rouge, LA 70809-8637
Tel. (225) 931-6892

SMARTS is a PC based sales management and sales tracking system for financial institutions. It greatly helps the bank to create new business because it offers the sales tools that will energize the bank’s sales efforts. Banks are better able to create new business because they can measure and manage sales results throughout the organization. Incentives, referrals and sales can be reported on all product activities selected. Management has continuous information for monitoring sales strategies and results by branches and departments. SMARTS can track all branch and officer call results.

Amalfi Consulting, formerly Clark Consulting's Compensation Group, is a full-service consulting firm focused on providing compensation solutions to community banks throughout the United States. Amalfi Consulting serves more than 400 banks with 20 professionals who are dedicated exclusively to executive, employee and director compensation issues. Our charter is to help organizations become better through the design and implementation of short-term and long-term compensation solutions. Listed below is a sample of services Amalfi Consulting delivers to its banking clients.

• Overall Compensation Reviews for Executives and Officers
• Board of Director Overall Compensation Reviews
• Performance Management Planning for Staff Employees
• Annual Incentive Plan Design and Implementation (cash bonus structures)
• Long-Term Incentive Plan Design and Implementation (equity and equity alternatives)
• Compensation Committee Best Practices
• CD & A and other Proxy Support Services
• Tally Sheet Analysis
• Plan Document and Agreement Review (Employment Agreements, Change-in-Control provisions, Equity Plans, etc.)

Amalfi Consulting, LLC, conveniently serves its clients nationally through our four primary office locations: Minneapolis, MN, (main office) Atlanta, GA, Boston, MA and Dallas, TX.

Contact: Timothy Dees, Regional Sales Mgr. 
11669 Balsam Court
Spanish Fort, AL 36527
Tel: (251) 621-9762 or (251) 654-1377

Contact: Karen Dun, Account Executive 
5500 Prytania St., #119 
New Orleans, LA 70115
Tel. (504) 897-3717

Wolters Kluwer Financial Services is the leading provider of regulatory compliance solutions and services for banking, securities, and insurance. We bring together some of the industry’s most trusted and reliable solutions to help financial organizations address compliance requirements, reduce risk, and operate more efficiently. Our leading brands include AuthenticWeb™, Bankers Systems, CCH® Capital Changes, CCH® Wall Street, Expere®, GainsKeeper®, GulfPak, PCi, NILS INSource®, Uniform Forms™, and VMP® Mortgage Solutions. From paper documents, software, and training resources to fully integrated technology solutions, we deliver the products and services you need in today’s rapidly and constantly changing financial services industry. For more information, visit http://www.wolterskluwerfs.com/ or contact Pam Braland at 800-397-2341, Extension 5313.

MAPP Construction, LLC, founded in 1991, is headquartered in Baton Rouge, Louisiana with offices in New Orleans, Dallas, Houston, and Orlando. MAPP provides preconstruction and construction services for commercial projects and has experience with projects including banking, retail, office, warehouse and distribution, hospitality, interiors, and healthcare. Since its inception, MAPP has completed over $1 Billion in projects throughout the Southeast, with 99.8% completing on time or better. MAPP also has a group in place that focuses exclusively on tenant build-outs and interior remodels.

Contact: Jeff Fair 
P.O. Box 14720
Baton Rouge, LA 70898-4720
Tel. (225) 765-7100
Fax: (225) 765-7200

American Planning Corporation has served the community banking market since 1972.  Our services are designed to assist our clients in setting financial and strategic goals, to monitor progress toward those goals, and to assist in solving problems that prevent accomplishment of those goals. While our 30+ years of service to the industry give us a strong foundation, we continue to offer leading-edge consulting services to meet the financial and regulatory challenges our clients face. Our services include Short and Long Term Financial Modeling; Strategic Business Planning; Board and Management Consulting; Monthly, Quarterly and Annual Financial Reporting Services; Merger & Acquisition Services; Stock Valuations and Regulatory Consulting. At American Planning, we believe in customer service — both to you, our client, and to your customers and the communities you serve.  We invite you to consider us as your partner in continuing a time-honored tradition of providing personalized, community-based banking products and services to your customers. Please visit us at www.americanplanning.com to learn more.Fax: (225) 765-7200  

John M. Floyd & Associates (JMFA) is a profitability and performance improvement consulting firm and a leading provider of overdraft privilege programs serving more than 2,000 financial institutions in 50 states and Central America.  JMFA is also recognized for training, account acquisition, executive placement and earnings enhancement programs, as well as product, service, pricing and technology improvement consulting.  As a direct result of our programs JMFA has helped thousands of clients dramatically improve their performance and bottom line.
--LBA Endorsed Vendor

Contact: Steve Thompson 
6850 Austin Center Blvd., Ste. 310
Austin, TX 78731
Tel: (972) 635-5124
Fax: (512) 275-1726

Customers come first at Cardinal Software.  Every level of our organization is dedicated to insuring our customers feel valued and are provided with tools to make them successful.  Cardinal Software has been serving the banking industry with a full suite of integrated solutions for over 15 years.  Our range of in-house and data center integrated services include core processing, internet banking, voice banking, teller, loan and deposit platforms, item processing services, remote and branch capture solutions, check 21 with electronic presentment, full document imaging and management solutions, CRM, ATM debit, cold storage, disaster recovery and regulatory compliance. With our browser based solutions and attention to service, Cardinal Software will “change your core experience.”  Please give us a call or visit www.cardinal400.com to explore how our integration of technology, people, and process can benefit your bank.

Contact: Rick Turner 
P.O. Box 1646
Jacksonville, TX 75766-1646
Tel. (903) 589-1397
Fax: (903) 589-3165

Computer Services, Inc., provides service and software solutions for community banks. In addition to core processing, our integrated banking solutions include imaging, cash management, Internet banking, corporate intranets, secure web hosting, e-messaging, online shopping, teller and platform services, ATM and debit card service and support, risk assessment, network management, and compliance software and services for regulatory compliance, homeland security and fraud prevention.

Contact: Pat Spencer 
500 Pavilion Road
West Monroe, LA 71292-9490
Tel. (318) 387-0691
Fax: (318) 387-9620

FISC is a bank service corporation owned by its 38 member banks which collectively represent over $5 billion in assets. FISC offers the latest technology in data processing, check imaging, document imaging, internet banking, networking and bookkeeping services designed specifically for the strategic environment of the community bank.

Contact: Jackie Binks  
P.O. Box 346
Beaumont, TX 77704-0346
Tel. (409) 839-0722
Fax: (409) 839-0689

Fiserv is a leading technology resource for information management systems used by the financial industry. Headquartered in Brookfield, WI, Fiserv provides information management technology and related services to banks, broker-dealers, credit unions, financial planners and investment advisers, insurance companies and agents, leasing companies, mortgage banks and savings institutions. Our company operates centers nationwide for full-service financial data processing, software system development, item processing and check imaging, technology support and related product businesses. In addition, the company has business support centers in Argentina, Australia, Colombia, Indonesia, the Philippines, Poland, Singapore and the United Kingdom. Fiserv, Inc., common stock trades on The NASDAQ Stock Market under the symbol FISV.

Contact: Shannon Lynch 
400 SW 6th Ave
Portland, OR 97204-1628
Tel. (503) 274-7280
Fax: (503) 790-9248

Harland Financial Solutions is a leader is compliant loan and deposit origination, compliance training, branch automation, mortgage lending, core systems and customer relationship management solutions. Laser Pro® has a 20-year history of documenting simple to complex loans for more than 2,800 financial institutions. The Laser Pro design leads a loan processor through the necessary data collection tasks and automatically selects and completes the exact documents needed for a specific transaction. Laser Pro is reviewed by a 50-state network of attorneys ensuring compliance nationwide. Optional modules include an extensive set of SBA lending documents, Participation Agreements & Certificates, ability to email loan documents, and other workflow tools to meet the needs of specific bank procedures.
--LBA Endorsed Vendor

Contact: Debbie Wood, General Manager, Marketing and Strategic Initiatives
663 W Hwy 60
Monett MO 65708
Tel. (417) 235-6652

Jack Henry & Associates, Inc. (Nasdaq: JKHY) is a leading provider of computer systems and ATM/debit card/ACH transaction processing services primarily for financial services organizations, currently supporting more than 8,700 customers nationwide with its technology solutions.  Jack Henry Banking™ supports banks ranging from de novo to mid-tier institutions with information and transaction processing solutions.  ProfitStars® provides highly specialized products and services that enable financial institutions of every asset size and charter to mitigate and control risks, optimize revenue and growth opportunities, and contain costs.  Additional information is available at http://www.jackhenry.com/.

Contact: Gene Lederer 
711 E. Altamonte Dr.
Altamonte Springs, FL 32701-4804
Tel. (407) 831-3001
Fax: (407) 831-2572

Metavante (NYSE: MV) delivers banking and payments technologies to over 8,600 financial services firms and businesses worldwide. Metavante products and services drive account processing for deposit, loan and trust systems, image-based and conventional check processing, electronic funds transfer, consumer healthcare payments, electronic presentment and payment, and business transformation services. Metavante is headquartered in Milwaukee.

Contact: Mickey Goldwasser
455 Winding Brook Drive
Glastonbury, CT 06033
Tel. (860) 652-3155
Fax: (860) 652-3156

Open Solutions Inc.® offers a fully featured strategic product platform that integrates core data processing applications built on a single centralized Oracle relational database, with Internet banking, cash management, CRM/business intelligence, financial accounting and management, profitability, wealth management, imaging, digital documents, interactive voice response, network services, HSAs, payments and loan origination solutions. Open Solutions’ full suite of products and services allows banks around the world better compete in today’s aggressive financial services marketplace.

Contact: Jesse Jackson 
P.O. Box 619026 
Dallas, TX 75261
Tel. (214) 441-8541
Fax: (214) 441-8551

For more than 70 years, the Federal Home Loan Bank of Dallas has provided valuable financial services to hundreds of financial institutions throughout Texas, Arkansas, Louisiana, Mississippi and New Mexico. A member owned financial intermediary, the bank also supports housing and economic development by providing low cost funds and grants to our members.

Contact: Steve Shaner 
845 Crossover Lane, Ste. 150
Memphis, TN 38117
Tel. (901) 435-7951 or (866) 256-7951
Fax: (901) 537-7569

FTN Financial is a full-service provider of financial products for the investment and banking community. Simply put, we help financial institutions increase their profitability and manage risks through our five business lines—Capital Markets, Equity Research, Investment Banking, Correspondent Services and Strategic Alliances. Because we serve thousands of depository and non-depository institutions across the globe, we can leverage these relationships to build resources and distribute critical products and services to increase your productivity. It is our philosophy that building strong relationships is vital to our business, and we look forward to providing you a quality of services that is best in the market.

Silverton Bank headquartered in Atlanta, Georgia, is a leading national correspondent bank chartered specifically to serve the needs of community financial institutions across the United States. Our product and service offerings include Clearing/Cash Management, International, Investments and Investment Banking, Bankcard, Lending and Consulting. Silverton Bank has grown to more than $2 billion in assets, more than 400 employees and a customer base of more than 1,400 community financial institutions. Silverton Bank has been serving the Louisiana market since 2006 and the people of Silverton Bank have been inspired by the great response from bankers in Louisiana.

Silverton Bank headquartered in Atlanta, Georgia, is a leading national correspondent bank chartered specifically to serve the needs of community financial institutions across the United States.  Our product and service offerings include Clearing/Cash Management, International, Investments and Investment Banking, Bankcard, Lending, and Consulting.  Silverton Bank has grown to over $2 billion in assets, over 400 employees, and a customer base of more than 1,400 community financial institutions. Silverton Bank has been serving the Louisiana market since 2006 and the people of Silverton Bank have been inspired by the great response from bankers in Louisiana.   

Contact: Barry Musgrove, Kenny Dunaway  
2325 Weymouth Drive Suite D
Baton Rouge, Louisiana 70809
Tel. (877) 346-4842
Fax: (318) 841-1216

One of the nation’s oldest and largest bankers’ banks, TIB provides correspondent banking products and services to more than 80 community banks in Louisiana and over 1,300 independent community banks nationwide. From traditional bank stock financing to the latest in electronic banking, investment and card solutions, TIB is uniquely equipped to serve as your one-stop correspondent needs. With total assets of more than $1.8 billion and offices in both Shreveport and Baton Rouge, TIB is large enough to help you and local enough to serve you.

Senior Crimestoppers is a multi-faceted, crime prevention and quality of life program that is administered by the Senior Housing Crime Prevention Foundation, a national non-profit organization headquartered in Memphis, TN. With the support of numerous partners representing banking, health care, non-profits, state and federal government agencies and law enforcement, Senior Crimestoppers has grown to more than 4,000 locations in 45 states. Since the beginning of the program in 1995, Senior Crimestoppers has reduced incidents of crime in  nursing homes and HUD/USDA housing venues by a certified 91.38%. The program consists of a toll free anonymous Tip Line with up to $1,000 in cash rewards paid anonymously. Personal lock boxes are installed in the room to provide a way to store valuables. The charter plaque and signs are placed in and around the nursing home to inform all who enter the facility that crime will not be tolerated and continuing education provided for management and staff serves as continual reinforcement of the facility’s “Zero Tolerance” policy. The benefits are a qualified CRA loan or investment which can yield up to 10% with no risk, no administrative burden or overhead associated with participation.
--LBA Endorsed Vendor

Contact: Belinda Morales 
9489 Interline Ave.
Baton Rouge, LA 70809-1912
Tel. (225) 922-4703
Fax: (225) 922-4793

Equifax/Noesis Data is the leading provider of credit reporting information in the state of Louisiana. We are a member owned organization founded in 1923 as the Credit Bureau of Baton Rouge, Inc. Our mission, then as it is today, is to facilitate commerce between business and consumers. What has changed since that time is that we now not only serve consumers and businesses in the Baton Rouge area but in 57 of the 64 Louisiana parishes making us Equifax’s largest partner in Louisiana. Equifax is one of the three major credit reporting networks in North America.

Since 1975, TransFund has been helping banks grow deposits with ATM programs, unique debit card products and marketing promotions.  Card products include mini debit cards for the key chain, health savings account debit cards, home equity access cards, business debit cards, photo debit cards, credit cards and more.  We offer access to  more than 13,000 surcharge-free ATMs, a single point-of-contact relationship manager for each client, full-service chargeback processing , one-day turnaround on card production, excellent fraud prevention tools, and marketing support for custom card design and promotions.  Visit our site at http://www.transfund.com/, or call us toll free at (800) 588-6816, option 3.

Contact: John Cotton
1 Independence Plaza, Ste. 814                                  
Birmingham, AL 35209
Tel. (800) 943-9638 or (205) 949-9950
Fax: (205) 949-8860

Want to add 30-50% sustainable profit to your bottom-line?  IntegratedQSG, in partnership with your bank, can help you get there!  IntegratedQSG is your one-stop resource to grow profitability through employee performance!  Best-Place-to-Work is a proprietary QSG solution to significantly improve employee buy-in, commitment, morale and proactive performance.  Business Development Strategies drives bottom-line results by increasing new net loans and core deposits through new customer acquisition and customer retention.  Performance-based Incentive Architecture enhances employee performance and retention.   Bank Trainers Academy provides trainers with comprehensive skills, tools and resources to develop your employee’s knowledge and performance.  Integrated Consulting Services provides bank executives with a top-down/bottom-up evaluation of your current performance base-line, including ‘next level’ financial projections for the untapped potential.  Call John Cotton at (800) 943-9638 to discuss your needs and potential.   

Contact: Steve Thompson 
6850 Austin Center Blvd., Ste. 310
Austin, TX 78731
Tel: (972) 635-5124
Fax: (512) 275-1726

Customers come first at Cardinal Software.  Every level of our organization is dedicated to insuring our customers feel valued and are provided with tools to make them successful.  Cardinal Software has been serving the banking industry with a full suite of integrated solutions for over 15 years.  Our range of in-house and data center integrated services include core processing, internet banking, voice banking, teller, loan and deposit platforms, item processing services, remote and branch capture solutions, check 21 with electronic presentment, full document imaging and management solutions, CRM, ATM debit, cold storage, disaster recovery and regulatory compliance. With our browser based solutions and attention to service, Cardinal Software will “change your core experience.”  Please give us a call or visit www.cardinal400.com to explore how our integration of technology, people, and process can benefit your bank.

Contact: Rick Turner 
P.O. Box 1646
Jacksonville, TX 75766-1646
Tel. (903) 589-1397
Fax: (903) 589-3165

Computer Services, Inc., provides service and software solutions for community banks. In addition to core processing, our integrated banking solutions include imaging, cash management, Internet banking, corporate intranets, secure web hosting, e-messaging, online shopping, teller and platform services, ATM and debit card service and support, risk assessment, network management, and compliance software and services for regulatory compliance, homeland security and fraud prevention.

Contact: Pat Spencer 
500 Pavilion Road
West Monroe, LA 71292-9490
Tel. (318) 387-0691
Fax: (318) 387-9620

FISC is a bank service corporation owned by its 38 member banks which collectively represent over $5 billion in assets. FISC offers the latest technology in data processing, check imaging, document imaging, internet banking, networking and bookkeeping services designed specifically for the strategic environment of the community bank.

Contact: Debbie Wood, General Manager, Marketing and Strategic Initiatives
663 W Hwy 60
Monett MO 65708
Tel. (417) 235-6652

Jack Henry & Associates, Inc. (Nasdaq: JKHY) is a leading provider of computer systems and ATM/debit card/ACH transaction processing services primarily for financial services organizations, currently supporting more than 8,700 customers nationwide with its technology solutions.  Jack Henry Banking™ supports banks ranging from de novo to mid-tier institutions with information and transaction processing solutions.  ProfitStars® provides highly specialized products and services that enable financial institutions of every asset size and charter to mitigate and control risks, optimize revenue and growth opportunities, and contain costs.  Additional information is available at http://www.jackhenry.com/.

Contact: Sharon Morris
3475 Lenox Rd. NE, Ste. 700
Atlanta, GA 30326-3233 
Tel:  (888) 201-6578
Fax:  (404) 812-3251

Design Build Concepts provides a single-source facility development program exclusively for financial institutions. DBC’s architects, interior designers, construction managers and bank marketing consultants offer comprehensive services from site selection and space planning through design and construction. Since 1975, DBC has completed more than 650 financial facility programs.

Contact: Sharon Miller
P.O. Box 838 Fax: (940) 458-2700
Sanger, TX 76266-0838
Tel. (940) 458-2600 or (800) 233-1584

MPA Systems, Inc, a trusted name in the financial industry for more than 40 years, provides modular bank buildings for institutions across the United States. MPA also offers enrollment in our Disaster Recovery Program, which guarantees delivery of a fully-equipped, ready-to-use modular unit in the event of a disaster. Additionally, our satellite-enabled Connectivity Package is the ideal solution for Disaster Recovery customers in need of a data recovery and communications contingency plan. MPA’s modular units are available for lease or purchase and combine ease of portability with the integrity of a permanent structure. These buildings are often used by financial institutions for new charters or branch expansions, during remodeling of an existing location, and for permanent facilities.
--LBA Endorsed Vendor

Contact: Stephen Barr 
2010 Corporate Ridge, Ste. 600
McLean, VA 22102
Tel. (703) 610-1016
Fax: (703) 610-1029

SES AMERICOM is an innovator in global satellite communications and the largest supplier of satellite services in the Americas. The company operates a fleet of 18 spacecraft, and was established more than thirty years ago with the first satellite circuit for the U.S. Department of Defense. SES recently launched its new REDiSat Network™, a satellite-delivered emergency communications solution designed to keep banks up and running even when network connections and phones are out. By putting back-up communications capabilities on site at branch locations, REDiSat Network delivers affordable around-the-clock connectivity and peace of mind. Financial institutions, branches and remote offices could be able to re-establish critical data and voice services virtually within minutes with capacity to meet emergency demand through high-speed connections that are independent of local on-the-ground systems.

EFT Network, Inc., a privately-held company since 1998 has extended its ACH and check processing expertise to provide a Comprehensive Payment Processing Modular System to financial institutions of every size. Our Web Based Remote Deposit Capture Modules are designed for financial institutions to increase fee revenue, improve and win commercial account relationships and to capture a leadership position in their market area. Remote Deposit Modules include: ARC, BOC, FAX, Check21Image/IRD, POP. EFT Network continues to provide its Remote Deposit Modules to banks to give them the ability to successfully offer remote deposit services to both existing and new commercial customers. Other  benefits offered by EFT Network include: its ability to integrate with leading Bank Core Systems; to offer Multiple Clearing Capabilities (either through the bank or its core processor, directly to the Federal Reserve on behalf of the Bank or through EFT Network’s own ODFI relationships); a complete line of low to high capacity Digital Scanners; Branch Capture capabilities and integration to a variety of Accounts Receivable Systems all for a fully integrated and complete payment processing experience for the end user.

Contact: Denise Stigge 
1301 McKinney, Ste. 2500
Houston, TX 77010
Tel. (832) 214-0181
or (800) 420-2122
Fax: (832) 214-0333

PULSE is one of the nation’s leading ATM/debit networks, currently serving more than 4,500 banks, credit unions and savings institutions across the country. PULSE is owned by Discover Financial Services (NYSE:DFS). The network links cardholders with more than 265,000 ATMs, as well as POS terminals at retail locations nationwide. The company is also a valued resource for industry research related to electronic payments and is committed to providing its participants with education on evolving products, services and trends in the payments industry. For more information, visit http://www.pulse-eft.com/.

Contact: Kurt Shunkey 
315 Esplanade Ave.
Conway, AR 72034
Tel. (800) 717-4460
Fax: (501) 327-6096

For more than 30 years, SHAZAM has been helping community financial institutions compete in their local markets by providing a comprehensive suite of EFT products and services, including ATM processing, Debit MasterCard® and Visa® Check national debit card products including business debit and health savings accounts (HSA), card authorization services, merchant processing, ACH services and information security solutions. SHAZAM is a not-for-profit, member-owned and controlled network and processor, which enables us to act as a strategic partner with each of our participants. Governance of SHAZAM is administered by elected financial institution representatives. SHAZAM remains responsive to all participants and decisions are made for the benefit of all SHAZAM customers. We are committed to our independent, not-for-profit philosophy. This assures you that our loyalties are not split. We will never be your competition.

Since 1975, TransFund has been helping banks grow deposits with ATM programs, unique debit card products and marketing promotions.  Card products include mini debit cards for the key chain, health savings account debit cards, home equity access cards, business debit cards, photo debit cards, credit cards and more.  We offer access to  more than 13,000 surcharge-free ATMs, a single point-of-contact relationship manager for each client, full-service chargeback processing , one-day turnaround on card production, excellent fraud prevention tools, and marketing support for custom card design and promotions.  Visit our site at http://www.transfund.com/, or call us toll free at (800) 588-6816, option 3.

EFT Network, Inc., a privately-held company since 1998 has extended its ACH and check processing expertise to provide a Comprehensive Payment Processing Modular System to financial institutions of every size. Our Web Based Remote Deposit Capture Modules are designed for financial institutions to increase fee revenue, improve and win commercial account relationships and to capture a leadership position in their market area. Remote Deposit Modules include: ARC, BOC, FAX, Check21Image/IRD, POP. EFT Network continues to provide its Remote Deposit Modules to banks to give them the ability to successfully offer remote deposit services to both existing and new commercial customers. Other  benefits offered by EFT Network include: its ability to integrate with leading Bank Core Systems; to offer Multiple Clearing Capabilities (either through the bank or its core processor, directly to the Federal Reserve on behalf of the Bank or through EFT Network’s own ODFI relationships); a complete line of low to high capacity Digital Scanners; Branch Capture capabilities and integration to a variety of Accounts Receivable Systems all for a fully integrated and complete payment processing experience for the end user.

1615 L Street, NW, Ste. 900 
Washington, DC  20036  
Tel. (800) 242-4770
Bancard@icba.org

ICBA Bancard/TCM Bank provides community banks access to comprehensive and competitive electronic payment solutions, including credit card issuing, debit/ATM card programs, prepaid debit/gift/payroll card programs, merchant services, remote deposit and Internet banking products. Competitive card portfolio purchase options and consultation programs are also available.
--LBA Endorsed Vendor

Contact: Belinda Morales 
9489 Interline Ave.
Baton Rouge, LA 70809-1912
Tel. (225) 922-4703
Fax: (225) 922-4793

Equifax/Noesis Data is the leading provider of credit reporting information in the state of Louisiana. We are a member owned organization founded in 1923 as the Credit Bureau of Baton Rouge, Inc. Our mission, then as it is today, is to facilitate commerce between business and consumers. What has changed since that time is that we now not only serve consumers and businesses in the Baton Rouge area but in 57 of the 64 Louisiana parishes making us Equifax’s largest partner in Louisiana. Equifax is one of the three major credit reporting networks in North America.

Coastal Ecology Group is a nationally recognized real estate due diligence services provider that conducts Phase I and Phase II Environmental Site Assessments and Property Condition Assessments for lenders, investors, developers, buyers and sellers of commercial and residential real estate.  While our many years of service to the banking industry gives us a strong foundation, we continue to offer leading-edge real estate due diligence products and services to meet the environmental and regulatory challenges our clients face.  We utilize a state of the art report template that is much more user friendly and easier to navigate through when searching for specific information.  In addition, all of our assessments conform to the latest ASTM Standards and meet the strict requirements for “All Appropriate Inquiry” as set in federal law.  Our report turn-around times are legendary.  We excel in delivering the fastest report turn-around time in the industry; in some instances in as little as 3 days after on-site activities.  Although the aforementioned is not a norm, we consistently deliver reports to our clients within 2 weeks after on-site activities.

Contact: Diane T. Baum  
P.O. Box 886
Baton Rouge, LA 70821-0886
Tel. (225) 383-5757
Fax: (225) 383-0449

EnviroScore is a report that scores commercial loans according to their environmental liability risks—similar to a credit score. No other product can exceed EnviroScore. It is the least expensive, easiest-to-understand and fastest environmental due diligence tool on the market. EnviroScore is better than expensive insurance products, which provide limited coverage for major losses but cannot exempt banks from FDIC and SBA compliance requirements. It is also better than Phase I reports, which are costly and time-consuming, and therefore not competitive for most loans. An EnviroScore report provides all required information for a cost of $550, compared to an industry average of $2,000 for a typical Phase I environmental assessment. EnviroScore reports have an index score that interprets all conclusive technical data so there is no need to review an extensive report…and with a turn-around time of 48 hours, it is the industry leader.

Amalfi Consulting, formerly Clark Consulting's Compensation Group, is a full-service consulting firm focused on providing compensation solutions to community banks throughout the United States. Amalfi Consulting serves more than 400 banks with 20 professionals who are dedicated exclusively to executive, employee and director compensation issues. Our charter is to help organizations become better through the design and implementation of short-term and long-term compensation solutions. Listed below is a sample of services Amalfi Consulting delivers to its banking clients.

• Overall Compensation Reviews for Executives and Officers
• Board of Director Overall Compensation Reviews
• Performance Management Planning for Staff Employees
• Annual Incentive Plan Design and Implementation (cash bonus structures)
• Long-Term Incentive Plan Design and Implementation (equity and equity alternatives)
• Compensation Committee Best Practices
• CD & A and other Proxy Support Services
• Tally Sheet Analysis
• Plan Document and Agreement Review (Employment Agreements, Change-in-Control provisions, Equity Plans, etc.)

Amalfi Consulting, LLC, conveniently serves its clients nationally through our four primary office locations: Minneapolis, MN, (main office) Atlanta, GA, Boston, MA and Dallas, TX.

Contact:  Steven J. Cochlan
303 West Madison Street, Suite 2600
Chicago, Illinois 60606 
Tel:  (312) 759-2700
Fax:  (312) 759-2711

Bank Consulting Group, Inc. (“BCG”) is a nationally recognized firm that works with banks to analyze, implement, administer and provide regulatory documentation for Bank Owned Life Insurance (“BOLI”), which includes the Northwestern Mutual’s BOLI product, to enhance the bottom-line net income for the bank’s shareholders.  With 22 years of experience, BCG’s team of experts have implemented and administered custom designed plans across the country.  In addition to helping clients evaluate BOLI for the first time, we offer a no obligation analysis of a bank’s existing BOLI portfolio, if applicable; to demonstrate how we can, perhaps, improve a bank’s earnings.

Clark Consulting leads the industry in providing tailored executive benefit programs and strategic financing and investment solutions that help banks manage risk, optimize earnings, improve shareholder value, and realize key financial goals. Our consultative approach has benefited nearly 2,000 financial institutions and their shareholders nationwide for over 25 years. Clark Consulting's customized products and services and multiple client solutions include placement of General Account, Separate Account and Hybrid Separate Account Bank-Owned Life Insurance (BOLI), nonqualified deferred compensation plans, long-term care programs, asset administrative solutions and assistance in the retention of key executives that assures the continuity of the banking organization. Confidence in the expertise of Clark Consulting is reflected in its endorsement by numerous banking organizations including the American Bankers Association through its subsidiary, the Corporation for American Banking (CAB).

At Pentegra, we understand the demanding retirement plan requirements of community banks and design retirement plans that meet them. Since our founding by the Federal Home Loan Bank System in 1943 as an independent, not-for-profit cooperative, today Pentegra is the retirement plan provider of choice for community banks nationwide. We’re focused on bringing capabilities to community banks that are usually available only to large corporate and public retirement plans. We offer a full range of retirement programs for community banks, including 401(k) plans; ESOPs; defined benefit pension plans; profit sharing plans; and executive benefit and director plans, and a full-service private label 401(k) program banks can offer their commercial customers. Our unique, independent approach has earned the endorsement of the Independent Community Bankers of America (ICBA), America’s Community Bankers (now a part of the ABA) as well as the Louisiana Bankers Association.
--LBA Endorsed Vendor