BKD, LLP, one of the 10 largest CPA and advisory firms in the U.S., provides accounting, auditing, tax, loan review, regulatory compliance, information technology systems assessment and implementation, information security, strategic planning, and merger and acquisition strategies to community banks.

Contact: E. Michael Thomas
950 East Paces Ferry Rd., N.E., Ste. 3315
Atlanta, GA 30326-1388
Tel. (404) 442-1607
Fax: (404) 442-1616
mike.thomas@crowehorwath.com

Contact: Wally Dunn, CPA
2140 Eleventh Avenue South
The Park Building, Suite 400
Birmingham, AL 35205
Tel. (205) 212-5350
Fax: (205) 212- 5382
wally.dunn@dhgllp.com

Contact David Wiggins, CPA
500 Ridgefield Court
Asheville, NC 28806
Tel. (828) 254-2254
Fax: (828) 253-8914
david.wiggins@dhgllp.com

The Dixon Hughes Goodman Financial Institution Services Group combines significant industry resources, a broad knowledge of the financial institutions industry and a deep understanding of how financial institutions operate and what makes them unique. We currently serve more than 100 banks across the Southern U.S., including community, regional and U.S. Top 10 banks, all with a hands-on, responsive service philosophy. Currently, the Financial Institution Services Group has 20 Partners and more than 125 professionals dedicated to serving your industry and committed to delivering the highest-quality professional services at a reasonable cost. Our services include: external audit, tax compliance and consulting, internal audit, risk assessments, IT reviews and consulting, SEC reporting, Sarbanes-Oxley assistance, FDICIA assistance, merger due diligence and loan defeasance services. To excel in today’s environment, you need an independent CPA firm to provide an objective view on your bank’s financial and operating performance, as well as one committed to accessibility and responsiveness. At Dixon Hughes Goodman, our Financial Institution Services Group delivers on both sides of the service equation.

Contact: Tim Nielsen
P.O. Box 1607
Shreveport, LA 71165-1607
Tel. (318) 429-2043
Fax: (318) 429-2070

Heard, McElroy & Vestal, LLP is a locally owned and based professional service and certified public accounting firm with offices in Shreveport and Monroe.  Since 1946, Heard, McElroy & Vestal has strived to be a pillar of trust, integrity and competence, remaining focused on the same goal, striving for the unconditional confidence of its clients.  Our extensive number of banking clients range in size from $150 million to over $1.5 billion in assets. No matter what the scope of the engagement, HMV seeks to understand the client’s ultimate goals and motivations and searches beyond fiscal information for answers to their questions.  With 15 partners, an affiliation with Business Valuation Consultants, LLP, and a partnership with Enterprise Computer Services, LLP, a business computer firm, Heard, McElroy, & Vestal, LLP has endless ways to help clients reach their full wealth potential.  Heard, McElroy & Vestal, LLP is registered with the PCAOB, a member of the AICPA Large Firm Network, and a member of the Private Companies Practice and Center for SEC Practice Sections of the Division of Firms of the AICPA.

Contact: Jeff Aucoin, CPA, CFF, CFE, CIA
8550 United Plaza Blvd., Ste. 300
Baton Rouge, LA 70809
Tel. (225) 755-9798
Fax: (225) 926-3309
jeff.aucoin@horne-llp.com

HORNE LLP serves financial institutions including banks, holding companies, consumer finance companies and mortgage banking companies, advising them on economics, operations and trends in the industry. Services include accounting, audit, tax compliance and consulting, IT audits, benefits plans, compensation issues, mergers and acquisitions, SEC and regulatory filings, and fraud, forensic and litigation consulting. HORNE is a Top 50 accounting and business advisory firm in the nation and a Top 10 firm in the Southeast. Further detailed information about HORNE, their service areas, and their team can be found at http://www.horne-llp.com/.

Contact: Cheryl Haspel, CPA 
111 Veterans Memorial Blvd., Ste. 600  
Metairie, LA 70005
Tel. (504) 835-5522
Fax: (504) 835-5535
chaspel@laporte.com

LSRH, established in 1946, has over 140 employees and is the one of the largest, independent accounting and consulting firms in Southeast Louisiana with offices in Baton Rouge, Metairie, and Covington. Our firm is organized into multi-disciplinary industry groups and Financial Institutions has long been a focus industry of our firm.  This commitment has translated into a significant financial institution client base and state recognition as a leader in serving financial institutions.

In addition, our affiliation with the RSM McGladrey Network provides immediate access to other professionals serving financial institutions across the nation.  Our clients benefit from our local experience as well as from the boundless resources available to us.  A few of our services include Financial Statement Audits, Internal Audit, Internal Control Evaluations, Benefit Plan Audits, Deferred Compensation Plans, Tax Consulting and Return Preparation, Cost Segregation Studies, Multi State Issues as well as Information Technology Audit Services.

Contact: Sonny MacArthur
235 Peachtree St. NE, Ste. 1800
Atlanta, GA 30303
Tel. (404) 588-4200
Fax: (404) 588-4222
smacarthur@pkm.com

Since our inception in 1977 PKM’s knowledge of the financial services industry has been a core competency of the firm. Today, this knowledge encompasses multiple facets of the community banking industry including banks registered with the Securities and Exchange Commission (SEC), S Corporation banks, and De Novo banks. PKM works with more than 130 bank clients in 26 states, ranging in size from $20 million to more than $8 billion in assets. As such, all PKM professionals work on bank engagements, with experience ranging from one to over thirty years. These statistics have earned PKM a place on Public Accounting Report’s national list of “Public Community Bank Audit Leaders;" PKM was also named one of "America's Top 100 Auditors" and America's 50 "Best of the Best" firms.

Contact: Candace E. Wright 
8550 United Plaza Blvd., Ste. 1001 
Baton Rouge, LA 70809-0200
Tel. (225) 922-4600
Fax: (225) 922-4611

Contact: Roy Chenevert
14635 S. Harrells Ferry Road, Suite 2B
Baton Rouge, LA 70816-2959
Tel. (225) 292-1190
Fax: (225) 292-1195
roy@chenevertcpa.com

The firm of Roy Chenevert, CPA provides audit, tax and consulting services to community banks throughout Louisiana.  Our CPAs, with 90 years combined experience, are continuously serving the banking industry throughout the year by conducting financial statement audits, BSA independent reviews, internal audit outsourcing, and tax planning and preparation.  The majority of our time is dedicated to serving Louisiana banks.  With our extensive experience in the banking industry, our CPAs are familiar with the needs of Louisiana community bankers.  This familiarity helps us in providing prompt personalized services for reasonable fees.  Our internal audit outsourcing and BSA review services assist Louisiana community bankers in implementing required procedures that may not be available or affordable internally.  With the number of banks that we serve, our CPAs have the ability to offer efficient solutions to today's banking challenges.

Contact: Benny Jeansonne
P.O. Box 1027
Natchez, MS 39121
Tel. (601) 442-7411
Fax: (601) 442-8551

Established in 1932 and being one of the oldest and most respected firms in the region, currently with a staff of 46, Silas Simmons, LLP offers a complete range of accounting, auditing, tax preparation, tax planning and business advisory services including financial statement, audits, tax consulting, compliance, and preparation for banks and holding companies, S corporation tax issues, internal audits, trust department audits, IT examinations, ACH audits and loan review engagements, and mergers and acquisitions. Silas Simmons, LLP, is a member of AICPA Private Companies Practice Section and The Firm Foundation.

Contact: Louis Greenblatt
6120 Perkins Rd., Ste. 150
Baton Rouge, LA 70808
Tel. (225) 767-7233 or (888) 252-7330
Fax: (225) 767-7235
louis@evergreenwc.com

Lafayette Offices:
Contact: Bob Bacon
345 Doucet Rd., Ste. 200
Lafayette, LA 70503
Tel. (337) 989-7050

Contact: David Cortez
307 La Rue France
Lafayette, LA 70508
Tel. (337) 456-6848

NEED AN ANSWER FOR RECEIVABLE FINANCING? Now more than ever bankers are calling on Evergreen when they are faced with turning down a line of credit request. Commercial and industrial businesses depend on lines of credit to meet cash flow needs, so rather than lose the account, let Evergreen build you a bridge to safer banking. All it takes is a referral to Evergreen. Evergreen finances the accounts receivable of C&I customers while you take care of their other financial needs.

WHAT’S THE ENDGAME? Evergreen allows you to grow your business banking unit without exposure to the inherent risks in accounts receivable lending. On average Evergreen customers improve their financial condition within 12-24 months to the point of being bankable again. When the time is right, your bank can easily replace Evergreen with a line of credit.

GROW CORE DEPOSITS. Evergreen’s customers normally experience significant growth in their deposit balances once they begin factoring receivables. Frequently overdrawn accounts can change overnight to solid deposit balances.

EARN NON-INTEREST INCOME. Evergreen offers a referral fee to your bank based on the ongoing factoring revenue.

Call today to find out if we can help you keep your customer before it’s too late.

Contact: Otto Mehrgut 
1710 Orleans St 
Mandeville, LA 70448
Tel. (985) 674-5757, Ext. 224
Fax: (985) 727-7927
otto@profit-on-hold.com

Profit-On-Hold is an on-hold teleadvertising company in business since 1991, providing on-hold marketing systems and programs for more than 3,000 clients in 35 states and Ireland, with orders for Germany, France and Japan pending. Profit-On-Hold began as a subsidiary of a telecommunications conglomerate which divested itself of its on-hold division, which was purchased by its existing Vice President of Sales Mr. Otto Mehrgut. Mr. Mehrgut is today the president/chief executive officer of Profit-On-Hold with headquarters in Mandeville, LA. Leah McKee is Profit-On-Hold’s production coordinator and copywriter, with an extensive background in advertising and marketing.

Contact: Jim Reber 
775 Ridge Lake Boulevard, Suite 175
Memphis, TN  38120
Tel. (800) 422-6442 or (901) 762-5880
Fax: (901) 762-5333

ICBA Securities provides community bankers with quality investment products, services and education at competitive prices.  Included are asset/liability and liquidity assistance, bond accounting and safekeeping, transaction analysis, performance profiles, and research assistance.  ICBA Securities also has a mandated set of policies for the protection of the banker:  rigorous sales rep requirements, a suitable security list, and a pricing policy that is determined by the Board of Directors (also community bankers).  ICBA Securities is a wholly-owned subsidiary of the Independent Community Bankers of America.
--LBA Endorsed Vendor

Contact: Jeff Desind, Director of Fixed Income Marketing
1715 Aaron Brenner Dr
Memphis, Tn 38120
jeff.desind@raymondjames.com

Founded in 1962, Raymond James is one of the largest financial services firms in the United Stated, with locations worldwide. Our Institional Taxable Fixed Income group has well-established relationships with more than 2,400 domestic and foreign institutional clients. Our strategies are customized to the specific needs of our clients and supported by the experience and expertise of the division's more than 300 professionals.We have extensive fixed income reasearch and trading capabilities and  our clients know they can rely on our proven expertise in a wide variety of markets including: Treasury and Agencies,Corporate Bonds, MBS, SBA's, Whole Loan's, CMO's, CMBS's, Preferred Securities and Taxable and non-taxable municipal bonds.

Contact: Mikell Tomlinson
8500 Freeport Pkwy., Ste. 130
Irving, TX 75063-1931
Tel. (972) 929-0771
Fax: (972) 929-5161

Shay Financial has been serving the needs of banks since 1981.  The company was established to meet the unique investment demands and regulatory requirements faced by financial institutions.  From eight offices across the country, from Wall Street to Main Street, we only serve community banks, helping them build more profitable balance sheets.  Shay utilizes a “balance sheet based investment approach” to our core competencies of:  Securities Analysis and Selection; A/L IRR Modeling; Investment Portfolio Analysis and Modeling; Asset Management via the highly acclaimed Asset Management Fund family of bank specific mutual funds; Wholesale Growth Program; Sweep Account; and Wholesale Funding strategies via National Market CD’s.  In order to maintain an unbiased perspective when assisting clients, the firm chooses not to own an extensive inventory of securities for resale.  At Shay Financial Services, Inc., we take pride in our history, our accomplishments, our commitment to community banking, and our enduring client relationships.

800 Shades Creek Parkway, Ste. 775
Birmingham, AL 35209
Tel. (205) 949-3591
Fax: (205) 949-3602

Our Mission is to build wealth for clients. For over a century, we have worked in the belief that we succeed only when our clients thrive. For a brokerage firm to survive for more than 100 years is hard enough. One can only thrive that long, though, by ensuring that your clients thrive first. Sterne Agee is one of the oldest and largest privately held brokerage firms left in the industry. We are a member of the New York Stock Exchange and a registered Broker Dealer. We offer clients all the advantages of a full-service firm, yet retain the flexibility and personal attention that are rarely found in the huge names. Our expertise includes Retail and Institutional Brokerage, BOLI, Asset and Liability Management and Modeling, Investment Banking and Underwriting; Secondary Trading of Corporate, Municipal and Government Securities and Market Making in Over-the-counter Stocks. Headquartered in Birmingham, Alabama, Sterne Agee has offices located in Alabama, Arkansas, California, Florida, Georgia, Illinois, Kentucky, Louisiana, Maine, Massachusetts, Minnesota, Mississippi, Nebraska, New Jersey, New York, North Carolina, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Utah and Washington.

Contact: Rick Hansing
1601 Northwest Expressway, 20th Floor
Oklahoma City, OK 73118
Tel. (405) 415-7200
Fax: (405) 415-7366
Rick@GoBaker.com

The Baker Group is a leader in the development of innovative asset/liability and investment portfolio management services for community banks.  Baker's products and services include:  Asset/Liability Management, Investment Portfolio Accounting, Investment Portfolio Analysis, Budget and Board Reporting, Broker/Dealer Services plus educational programs concerning regulatory issues, interest rate risk and portfolio management. Baker is endorsed by 5 state community banking associations: the Community Bankers Association of Alabama, the Community Bankers Association of Illinois, the Indiana Bankers Association, the North Dakota Bankers Association, and the Independent Bankers Association of Texas.  Baker’s main office is located in Oklahoma City with branch offices in Austin, Indianapolis, Springfield, and Salt Lake City.   You can reach any office by calling 1-800-937-2257 or find us on the web at http://www.gobaker.com/

Contact: Rick Turner
P.O. Box 1646
Jacksonville, TX 75766-1646
Tel. (903) 589-1397
Fax: (903) 589-3165
rturner@csiweb.com

Computer Services, Inc., provides service and software solutions for community banks. In addition to core processing, our integrated banking solutions include imaging, cash management, Internet banking, corporate intranets, secure web hosting, e-messaging, online shopping, teller and platform services, ATM and debit card service and support, risk assessment, network management, and compliance software and services for regulatory compliance, homeland security and fraud prevention.

Payment Express Systems in partnership with Sage is a leading supplier of Electronic Payment Processing Services, Merchant Accounts, and Merchant Accounting services for retail, mail order/telephone order and Internet businesses.  PES believes in empowering its customers by creating one-stop solutions that simplify payment processing. We are committed to providing secure payment options through advanced technology, diligent anti-fraud procedures and solid industry relationships. Our products and services have been designed to offer “one stop solutions” that improve our customer’s operating efficiencies and convert their cost to profit.  Our management team brings over 50 years experience in the processing industry to insure the success of our relationships with our partners.  We are a registered MSP of Harris Bank-Chicago with Visa®, MasterCard®, Registered ISP with Discover®, Global E Telecom®, Valutec Card Solutions® and American Express®, along with our proud memberships with the Chamber of Commerce and Better Business Bureau. We listen to our customers and their needs drive the development of our products and services. We believe that value is created when our customers receive exemplary services for reasonable, competitive rates.  For more information, please call us or visit our website at http://www.paymentes.com/. 

Contact: Rob Buchanan
392 Empressor Cove Collierville, TN 38017 
Tel. (800) 717-4460 or (901) 854-4339
Fax: (901) 854-4340
rbuchanan@shazam.net

The SHAZAM network is one of the last remaining member-owned and -controlled EFT networks and processors in the industry. This independence allows SHAZAM to remain in control of its systems and guarantees access to the electronic payments system for its Financial Institution participants. SHAZAM offers ATM processing, Visa® check card and Debit MasterCard® national debit products, card authorization services, merchant processing, ACH services, and information security solutions. SHAZAM serves more than 1,500 community financial institutions in 30 states. Visit http://www.shazam.net/ for more information. Or contact Rob Buchanan at (800) 717-4460. E-mail - rbuchan@shazam.net.

BKD, LLP, one of the 10 largest CPA and advisory firms in the U.S., provides accounting, auditing, tax, loan review, regulatory compliance, information technology systems assessment and implementation, information security, strategic planning, and merger and acquisition strategies to community banks.

Contact: E. Michael Thomas
950 East Paces Ferry Rd., N.E., Ste. 3315
Atlanta, GA 30326-1388
Tel. (404) 442-1607
Fax: (404) 442-1616
mike.thomas@crowehorwath.com

Contact: Wally Dunn, CPA
2140 Eleventh Avenue South
The Park Building, Suite 400
Birmingham, AL 35205
Tel. (205) 212-5350
Fax: (205) 212- 5382
wally.dunn@dhgllp.com

Contact David Wiggins, CPA
500 Ridgefield Court
Asheville, NC 28806
Tel. (828) 254-2254
Fax: (828) 253-8914
david.wiggins@dhgllp.com

The Dixon Hughes Goodman Financial Institution Services Group combines significant industry resources, a broad knowledge of the financial institutions industry and a deep understanding of how financial institutions operate and what makes them unique. We currently serve more than 100 banks across the Southern U.S., including community, regional and U.S. Top 10 banks, all with a hands-on, responsive service philosophy. Currently, the Financial Institution Services Group has 20 Partners and more than 125 professionals dedicated to serving your industry and committed to delivering the highest-quality professional services at a reasonable cost. Our services include: external audit, tax compliance and consulting, internal audit, risk assessments, IT reviews and consulting, SEC reporting, Sarbanes-Oxley assistance, FDICIA assistance, merger due diligence and loan defeasance services. To excel in today’s environment, you need an independent CPA firm to provide an objective view on your bank’s financial and operating performance, as well as one committed to accessibility and responsiveness. At Dixon Hughes Goodman, our Financial Institution Services Group delivers on both sides of the service equation.

Contact: Tim Nielsen
P.O. Box 1607
Shreveport, LA 71165-1607
Tel. (318) 429-2043
Fax: (318) 429-2070

Heard, McElroy & Vestal, LLP is a locally owned and based professional service and certified public accounting firm with offices in Shreveport and Monroe.  Since 1946, Heard, McElroy & Vestal has strived to be a pillar of trust, integrity and competence, remaining focused on the same goal, striving for the unconditional confidence of its clients.  Our extensive number of banking clients range in size from $150 million to over $1.5 billion in assets. No matter what the scope of the engagement, HMV seeks to understand the client’s ultimate goals and motivations and searches beyond fiscal information for answers to their questions.  With 15 partners, an affiliation with Business Valuation Consultants, LLP, and a partnership with Enterprise Computer Services, LLP, a business computer firm, Heard, McElroy, & Vestal, LLP has endless ways to help clients reach their full wealth potential.  Heard, McElroy & Vestal, LLP is registered with the PCAOB, a member of the AICPA Large Firm Network, and a member of the Private Companies Practice and Center for SEC Practice Sections of the Division of Firms of the AICPA.

Contact: Jeff Aucoin, CPA, CFF, CFE, CIA
8550 United Plaza Blvd., Ste. 300
Baton Rouge, LA 70809
Tel. (225) 755-9798
Fax: (225) 926-3309
jeff.aucoin@horne-llp.com

HORNE LLP serves financial institutions including banks, holding companies, consumer finance companies and mortgage banking companies, advising them on economics, operations and trends in the industry. Services include accounting, audit, tax compliance and consulting, IT audits, benefits plans, compensation issues, mergers and acquisitions, SEC and regulatory filings, and fraud, forensic and litigation consulting. HORNE is a Top 50 accounting and business advisory firm in the nation and a Top 10 firm in the Southeast. Further detailed information about HORNE, their service areas, and their team can be found at http://www.horne-llp.com/.

Contact: Amy Casey
3939 Veterans Blvd., Ste. 204   
Metairie, LA 70002
Tel. (504) 456-7438
Fax (504) 456-7419
acasey@autotitle.com
       

Endorsed by the Louisiana Automobile Dealers Association and established in 1957, our family owned business, Casey & Casey, has become the largest licensed public tag agent in Louisiana with seven locations to better serve you. We work for you, the financial institution, as your own personal motor vehicle office, where customer service matters. Services Include:

• Registering of Motor Vehicles in Louisiana
• Recording Liens and Issuing Duplicate Titles
• Issuing Plates including Special Interest and Personalized
• “Rushed Files” same day processing
• Monthly Penalties & Interest Reports
• Itemized Invoices
• Free OMV Training Seminars
• Temporary Markers
• For a minimum fee: Notarization of Documents,  Electronic Registration Transfer Service, Registering files in other states

Our services will improve cash flow, eliminate visits to your local DMV, receive registrations quickly, reduce rejected files and paperwork, have information electronically at your finger tips, and the technology that will bring you at the forefront of Electronic Lien, Registration, and Titling. Because we are a licensed and bonded Public Tag Agent, our company is allowed, under law, to collect a convenience fee. This fee is set up so you as the financial institution can pass this onto the consumer. For more information, please call Amy Casey toll free 888-284-8537 and visit http://www.autotitle.com/

ComCo Direct is an industry leader in backroom integration and teller systems innovations. In addition to our patented dual-sided technology remote transaction units we offer a full line of conventional banking equipment which includes pneumatic systems, vaults, safes, video surveillance systems and alarm systems. ComCo Direct services all brands of banking equipment, including Diebold, Mosler, LeFebure, Hamilton Air, American Vault, SSE and Fortis and we stock a wide variety of replacement pneumatic carriers at extremely competitive prices. 

Contact: Sally Pace, SVP
845 Crossover Lane, Suite 150
Memphis, TN 38117
Tel. (800) 456-5460 or (901) 435-7956
Fax: (901) 537-8163
sally.pace@ftnfinancial.com

FTN Financial is an industry leader in fixed income sales, trading and strategies for institutional clients in the U.S. and abroad. FTN Financial also provides investment services and balance sheet management solutions. With an average daily trading volume of $7 billion, FTN transacts business with approximately 30% of all domestic depository institutions with $25MM+ in total assets.

FTN Financial is also a leading underwriter of callable agency debt and a top performer in the overall agency market with maturities of 18 months and longer. FTN Financial has offices in the United States in Atlanta, Boston, Charlotte, Chicago, Cleveland, Dallas, Kansas City, Los Angeles, Memphis, Mobile, New York, Philadelphia, San Francisco, Scottsdale, Stamford, Westbury, and internationally in Hong Kong and Tokyo.

To learn more about FTN Financial, please visit us at www.ftnfinancial.com.

Contact: Charles Abboud, CLU, CFP  
PO Box 3809 
Baton Rouge, LA 70821-3809
Tel. (225) 336-3295  
Fax: (225) 490-9295
cabboud@wright-percy.com

The acquisition and management of BOLI has entered a new era with new challenges. Bankers are seeking practical guidance from trusted advisors who can bring a new approach to address issues that have only recently begun to surface.  Renaissance Bank Advisors (RBA) has developed the processes, assessment tools, and deliverables that are designed to help bankers navigate and thrive in this new era. In this new era of BOLI Portfolio Management, community bankers must place increased emphasis on insurance product knowledge as well as advanced understanding of the legal, tax, accounting and regulatory issues surrounding the purchase and maintenance of bank owned life insurance. Renaissance Bank Advisors (RBA) has put together the best minds and experience in the industry to bridge the gap between the sale and annual administration. Renaissance technical advisors offer banking organizations: Extensive insurance general and separate account expertise, knowledgeable legal, tax and accounting assistance, credible regulatory experience, compensation and benefit design specialization. RBA has developed the processes, assessment tools, and deliverables that are designed to help bankers navigate and thrive in this new era.

Contact: Bo Gilbert
9800 Fredericksburg
San Antonio, TX 78288
Tel. (210) 498-9930
Fax: (877) 851-6488
bo.gilbert@usaa.com

USAA provides insurance, banking, investment and retirement products and services to 8 million members of the U.S. military and their families. Known for its legendary commitment to its members, USAA is consistently recognized for outstanding service, employee well-being and financial strength. USAA membership is open to all who are serving or have honorably served our nation in the U.S. military, and their families.

Contact: Rick Calhoun, First Vice President
521 President Clinton Ave., Suite 800
Little Rock, AR 72201
Tel. (800) 766-2000
Fax: (501) 907-4048
rcalhoun@crewsfs.com

Contact: Sally Pace, SVP
845 Crossover Lane, Suite 150
Memphis, TN 38117
Tel. (800) 456-5460 or (901) 435-7956
Fax: (901) 537-8163
sally.pace@ftnfinancial.com

FTN Financial is an industry leader in fixed income sales, trading and strategies for institutional clients in the U.S. and abroad. FTN Financial also provides investment services and balance sheet management solutions. With an average daily trading volume of $7 billion, FTN transacts business with approximately 30% of all domestic depository institutions with $25MM+ in total assets.

FTN Financial is also a leading underwriter of callable agency debt and a top performer in the overall agency market with maturities of 18 months and longer. FTN Financial has offices in the United States in Atlanta, Boston, Charlotte, Chicago, Cleveland, Dallas, Kansas City, Los Angeles, Memphis, Mobile, New York, Philadelphia, San Francisco, Scottsdale, Stamford, Westbury, and internationally in Hong Kong and Tokyo.

To learn more about FTN Financial, please visit us at www.ftnfinancial.com.

Contact: Jim Reber 
775 Ridge Lake Boulevard, Suite 175
Memphis, TN  38120
Tel. (800) 422-6442 or (901) 762-5880
Fax: (901) 762-5333

ICBA Securities provides community bankers with quality investment products, services and education at competitive prices.  Included are asset/liability and liquidity assistance, bond accounting and safekeeping, transaction analysis, performance profiles, and research assistance.  ICBA Securities also has a mandated set of policies for the protection of the banker:  rigorous sales rep requirements, a suitable security list, and a pricing policy that is determined by the Board of Directors (also community bankers).  ICBA Securities is a wholly-owned subsidiary of the Independent Community Bankers of America.
--LBA Endorsed Vendor

Contact: Jeff Desind, Director of Fixed Income Marketing
1715 Aaron Brenner Dr
Memphis, Tn 38120
jeff.desind@raymondjames.com

Founded in 1962, Raymond James is one of the largest financial services firms in the United Stated, with locations worldwide. Our Institional Taxable Fixed Income group has well-established relationships with more than 2,400 domestic and foreign institutional clients. Our strategies are customized to the specific needs of our clients and supported by the experience and expertise of the division's more than 300 professionals.We have extensive fixed income reasearch and trading capabilities and  our clients know they can rely on our proven expertise in a wide variety of markets including: Treasury and Agencies,Corporate Bonds, MBS, SBA's, Whole Loan's, CMO's, CMBS's, Preferred Securities and Taxable and non-taxable municipal bonds.

Contact: Mikell Tomlinson
8500 Freeport Pkwy., Ste. 130
Irving, TX 75063-1931
Tel. (972) 929-0771
Fax: (972) 929-5161

Shay Financial has been serving the needs of banks since 1981.  The company was established to meet the unique investment demands and regulatory requirements faced by financial institutions.  From eight offices across the country, from Wall Street to Main Street, we only serve community banks, helping them build more profitable balance sheets.  Shay utilizes a “balance sheet based investment approach” to our core competencies of:  Securities Analysis and Selection; A/L IRR Modeling; Investment Portfolio Analysis and Modeling; Asset Management via the highly acclaimed Asset Management Fund family of bank specific mutual funds; Wholesale Growth Program; Sweep Account; and Wholesale Funding strategies via National Market CD’s.  In order to maintain an unbiased perspective when assisting clients, the firm chooses not to own an extensive inventory of securities for resale.  At Shay Financial Services, Inc., we take pride in our history, our accomplishments, our commitment to community banking, and our enduring client relationships.

800 Shades Creek Parkway, Ste. 775
Birmingham, AL 35209
Tel. (205) 949-3591
Fax: (205) 949-3602

Our Mission is to build wealth for clients. For over a century, we have worked in the belief that we succeed only when our clients thrive. For a brokerage firm to survive for more than 100 years is hard enough. One can only thrive that long, though, by ensuring that your clients thrive first. Sterne Agee is one of the oldest and largest privately held brokerage firms left in the industry. We are a member of the New York Stock Exchange and a registered Broker Dealer. We offer clients all the advantages of a full-service firm, yet retain the flexibility and personal attention that are rarely found in the huge names. Our expertise includes Retail and Institutional Brokerage, BOLI, Asset and Liability Management and Modeling, Investment Banking and Underwriting; Secondary Trading of Corporate, Municipal and Government Securities and Market Making in Over-the-counter Stocks. Headquartered in Birmingham, Alabama, Sterne Agee has offices located in Alabama, Arkansas, California, Florida, Georgia, Illinois, Kentucky, Louisiana, Maine, Massachusetts, Minnesota, Mississippi, Nebraska, New Jersey, New York, North Carolina, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Utah and Washington.

Contact: Barry Musgrove, Kenny Dunaway
2325 Weymouth Drive Suite D
Baton Rouge, Louisiana 70809
Tel. (877) 346-4842
Fax: (318) 841-1216

TIB Capital Markets (A Division of TIB-The Independent BankersBank)
Contact: Bruce Taylor 
350 Phelps Dr. 
Irving, TX 75038 
Tel. (800) 374-4842
Fax: (972) 541-2211
TIBCM@mybankersbank.com

TIB Mortgage Company (A Division of TIB-The Independent BankersBank)
Contact: Joe Collins 
350 Phelps Dr. Irving, TX 75038 
Tel. (888) 776-4842
Fax: (972) 541-0264
TIBMortgage@mybankersbank.com

Contact: Ken McKay 
775 Ridge Lake Blvd.
Memphis, TN 38120-9459
Tel. (800) 786-1107
Fax: (901) 766-3397

Vining Sparks is nationally recognized as a leading broker/dealer in serving the investment needs of institutional investors. The firm was started in 1981 by Jim Vining to serve the investment and asset/liability needs of community banks. Vining Sparks currently employs more than 300 people in 12 domestic offices and one in London. The firm has a strong presence in the banking industry and transacts securities business with more than 2,600 banks and savings & loans. The customer base additionally includes hundreds of other clients such as municipalities, money managers, trust departments, insurance companies, pension funds, and investment advisors. Vining Sparks has over $45 million in capital and an annual trading volume exceeding $250 billion with customers located in all 50 states and many foreign countries.

Contact: Roy Chenevert
14635 S. Harrells Ferry Road, Suite 2B
Baton Rouge, LA 70816-2959
Tel. (225) 292-1190
Fax: (225) 292-1195
roy@chenevertcpa.com

The firm of Roy Chenevert, CPA provides audit, tax and consulting services to community banks throughout Louisiana.  Our CPAs, with 90 years combined experience, are continuously serving the banking industry throughout the year by conducting financial statement audits, BSA independent reviews, internal audit outsourcing, and tax planning and preparation.  The majority of our time is dedicated to serving Louisiana banks.  With our extensive experience in the banking industry, our CPAs are familiar with the needs of Louisiana community bankers.  This familiarity helps us in providing prompt personalized services for reasonable fees.  Our internal audit outsourcing and BSA review services assist Louisiana community bankers in implementing required procedures that may not be available or affordable internally.  With the number of banks that we serve, our CPAs have the ability to offer efficient solutions to today's banking challenges.

Contact: Jay Toups 
122 Kristen Ln.
Lafayette, LA 70508
Tel. (337) 412-6746
Fax: (337) 412-6746

Retail Management Resources, Inc., is a sales, marketing and management resource company that focuses on providing your company with a valuable management, consulting and training resource that will bring your vision to reality. Our mission is to provide clients with a valuable sales, marketing, management and training resource that will aid in the growth and retention of current clients as well as win new profitable clients.

Contact: Jeff Fair 
P.O. Box 14720
Baton Rouge, LA 70898-4720
Tel. (225) 765-7100
Fax: (225) 765-7200

American Planning Corporation has served the community banking market since 1972.  Our services are designed to assist our clients in setting financial and strategic goals, to monitor progress toward those goals, and to assist in solving problems that prevent accomplishment of those goals. While our 30+ years of service to the industry give us a strong foundation, we continue to offer leading-edge consulting services to meet the financial and regulatory challenges our clients face. Our services include Short and Long Term Financial Modeling; Strategic Business Planning; Board and Management Consulting; Monthly, Quarterly and Annual Financial Reporting Services; Merger & Acquisition Services; Stock Valuations and Regulatory Consulting. At American Planning, we believe in customer service — both to you, our client, and to your customers and the communities you serve.  We invite you to consider us as your partner in continuing a time-honored tradition of providing personalized, community-based banking products and services to your customers. Please visit us at http://www.americanplanning.com/ to learn more.Fax: (225) 765-7200  

BKD, LLP, one of the 10 largest CPA and advisory firms in the U.S., provides accounting, auditing, tax, loan review, regulatory compliance, information technology systems assessment and implementation, information security, strategic planning, and merger and acquisition strategies to community banks.

Contact: David Ruffin, Member
4140 Parklake Avenue, Suite 530
Raleigh, NC 27612
Tel. (919) 846-1601
Fax: (919) 846-5760
druffin@creditriskmgt.com

Credit Risk Management, L.L.C., established in 1989 and staffed by experienced bankers, provides consultative, collaborative and relational credit management solutions to over 200 community and regional banks in 30 states: external loan and due diligence reviews; credit, compliance and documentation training; online manuals and transactional and portfolio risk analytical tools.

Contact: E. Michael Thomas
950 East Paces Ferry Rd., N.E., Ste. 3315
Atlanta, GA 30326-1388
Tel. (404) 442-1607
Fax: (404) 442-1616
mike.thomas@crowehorwath.com

John M. Floyd & Associates (JMFA) is a profitability and performance improvement consulting firm and a leading provider of overdraft privilege programs serving more than 2,000 financial institutions in 50 states and Central America.  JMFA is also recognized for training, account acquisition, executive placement and earnings enhancement programs, as well as product, service, pricing and technology improvement consulting.  As a direct result of our programs JMFA has helped thousands of clients dramatically improve their performance and bottom line.
--LBA Endorsed Vendor

Contact: Sonny MacArthur
235 Peachtree St. NE, Ste. 1800
Atlanta, GA 30303
Tel. (404) 588-4200
Fax: (404) 588-4222
smacarthur@pkm.com

Since our inception in 1977 PKM’s knowledge of the financial services industry has been a core competency of the firm. Today, this knowledge encompasses multiple facets of the community banking industry including banks registered with the Securities and Exchange Commission (SEC), S Corporation banks, and De Novo banks. PKM works with more than 130 bank clients in 26 states, ranging in size from $20 million to more than $8 billion in assets. As such, all PKM professionals work on bank engagements, with experience ranging from one to over thirty years. These statistics have earned PKM a place on Public Accounting Report’s national list of “Public Community Bank Audit Leaders;" PKM was also named one of "America's Top 100 Auditors" and America's 50 "Best of the Best" firms.

Contact: Phil Gay
4800 S.W. 51st St., Ste. 101
Ft. Lauderdale, FL 33314
Tel. (800) 390-6227
Fax: (954) 327-1226
pgay2@aol.com  

Profit Protection, LLC, also very familiarly known as the National Association for Bank Security, is a bank security educational and consulting firm that has served members of the financial industry for more than 25 years with its products and services. Those services are offered in not only all areas of bank security governed by the mandates of the five regulators, but all facets of Bank Secrecy Act regulation requirements. In performing these services, Profit Protection offers bankers Security Management and Bank Secrecy Act Seminars on an annual basis, including a telephone consulting service at no extra charge to the client; The Advisor, a casehistory-driven bank security newsletter; comprehensive textbooks, manuals, and shorter printed information of topical interest dealing with security and Bank Secrecy Act matters; and videotapes oriented towards training in a wide variety of areas relative to bank security and Bank Secrecy Act compliance functions.

Contact: Mike Corbin, Regional Sales Manager
2315 Encino Hollow
San Antonio, TX 78259
Tel. (866) 232-7436
Fax: (210) 495-6009
mcorbin@cardinalsoftwareinc.com

Customers come first at Cardinal Software®. Every level of our organization is dedicated to insuring our customers feel valued and are provided with tools to make them successful.  Cardinal Software has been serving the banking industry with a full suite of integrated solutions for more than 15 years. Our range of in-house and data center integrated services include core processing, Internet banking, voice banking, teller, loan and deposit platforms, item processing services, remote and branch capture solutions, check 21 with electronic presentment, full document imaging and management solutions, customer relationship management (CRM), ATM debit, cold storage, disaster recovery, and regulatory compliance. With our browser-based solutions and attention to service, Cardinal Software will “change your core experience.”  Cardinal Software is now a subsidiary of SHAZAM®. Please give us a call or visit www.cardinalsoftwareinc.com to explore how our integration of technology, people, and process can benefit your bank.

Contact: Rick Turner
P.O. Box 1646
Jacksonville, TX 75766-1646
Tel. (903) 589-1397
Fax: (903) 589-3165
rturner@csiweb.com

Computer Services, Inc., provides service and software solutions for community banks. In addition to core processing, our integrated banking solutions include imaging, cash management, Internet banking, corporate intranets, secure web hosting, e-messaging, online shopping, teller and platform services, ATM and debit card service and support, risk assessment, network management, and compliance software and services for regulatory compliance, homeland security and fraud prevention.

Contact: Pat Spencer (pat.spencer@fiscdp.com)
500 Pavilion Road
West Monroe, LA 71292-9490
Tel. (318) 387-0691
Fax: (318) 387-9620

FISC is a bank service corporation owned by its 45 member banks which collectively represent more than $10 billion in assets.  FISC offers the latest technology in data processing, check imaging, document imaging, image statement rendering, internet banking, networking and bookkeeping services designed specifically for the strategic environment of the community bank.  In addition to these services, FISC offers check image forward and receipt, branch and merchant capture, and platform automation.  We welcome the opportunity to discuss our services with you and encourage you to contact our users.  Ask them for their opinions about our systems, our service and support.  For more information about FISC, please call us at 318-387-0691.

Contact: Jackie Binks  
595 Orleans, Ste. 200 
Beaumont, TX 77701
Tel. (409) 839-0782
Fax: (409) 839-0689

Fiserv is a leading technology resource for information management systems used by the financial industry. Headquartered in Brookfield, WI, with offices in Beaumont, Houston, San Antonio and Oklahoma City serving Louisiana and Southwest Region, Fiserv provides information management technology and related services to banks, broker-dealers, credit unions, financial planners and investment advisers, insurance companies and agents, leasing companies, mortgage banks and savings institutions. Our company operates centers nationwide for full-service financial data processing, software system development, item processing and check imaging, technology support and related product businesses. In addition, the company has business support centers in Argentina, Australia, Colombia, Indonesia, the Philippines, Poland, Singapore and the United Kingdom. Fiserv, Inc., common stock trades on The NASDAQ Stock Market under the symbol FISV.

Contact: Mack Harper, Senior Sales Executive
1906 Shelby Ln.
Ocean Springs, MS
Tel. (228) 818-8334
mack.harper@harlandfs.com

Harland Financial Solutions is a leader is compliant loan and deposit origination, compliance training, branch automation, mortgage lending, core systems and customer relationship management solutions. Laser Pro® has a 20-year history of documenting simple to complex loans for more than 2,800 financial institutions. The Laser Pro design leads a loan processor through the necessary data collection tasks and automatically selects and completes the exact documents needed for a specific transaction. Laser Pro is reviewed by a 50-state network of attorneys ensuring compliance nationwide. Optional modules include an extensive set of SBA lending documents, Participation Agreements & Certificates, ability to email loan documents, and other workflow tools to meet the needs of specific bank procedures.
--LBA Endorsed Vendor

Contact: Gary Stockton (gstockton@javkhenrybanking.com)
663 W Hwy 60
Monett MO 65708
Tel. (417) 235-6652
Fax: (417) 230-3959

Contact: Jesse Jackson 
P.O. Box 619026 
Dallas, TX 75261
Tel. (214) 441-8541
Fax: (214) 441-8551

For more than 70 years, the Federal Home Loan Bank of Dallas has provided valuable financial services to hundreds of financial institutions throughout Texas, Arkansas, Louisiana, Mississippi and New Mexico. A member owned financial intermediary, the bank also supports housing and economic development by providing low cost funds and grants to our members.

Contact: Cheryl Kennedy 
7813 Office Park Boulevard Baton Rouge, LA 70809 
Tel. (800) 421-6182
ckennedy@bankers-bank.com

North Louisiana Office:
Contact: Pat Nelson
333 Texas Street, Suite 1280 
Shreveport, LA 71101
Tel. (866) 453-5150

FNBB Services Corp.:
Contact: Reggie David
300 Concourse Boulevard, Suite 100
Ridgeland, MS 39157
Tel. (888) 355-8739 or (601) 856-4069
Fax: (601) 856-9231 

Since 1984, we have been a trusted partner to our shareholders and customer banks. Our mission is to provide high quality correspondent products and services which encourage the growth of community banks in Louisiana and the Southeastern United States. As a banker’s bank we view ourselves as an extension of the community bank’s management and financial strengths, never as a competitor for their customers. We provide Lending Services, including but not limited to participations, bank merger and acquisition financing and holding company loans. We also provide a complete array of Investment Services, Retirement Programs, Operations Services, Image Exchange Network, Audit, and Compliance Services. Our philosophy and commitment to personalized service beyond comparison remains the same today as it did 25 years ago when we opened Louisiana’s first banker’s bank. We invite you to contact one of our Business Development Officers in our Baton Rouge or Shreveport offices to learn more about any of our services. Additional information can also be found on our website at http://www.bankers-bank.com/.

Contact: Donald C. Starks, National Sales Director/Affinity Banking
502 N Hershey Rd
Bloomington, IL 61704
Tel. (815) 935-2300, Ext. 25
Fax: (815) 935-9871
dstarks@msiloans.biz

Whether your bank is looking to start a mortgage program and wholesale loans or you already have a full service in-house mortgage program and are a correspondent, we have a full range of services to fit your needs. Mortgage Services III, LLC's goal is to help you, help your customer. Wholesale Lending Division: http://www.msiloans.biz/. Correspondent Lending Division: http://www.msicorr.com/.

Contact: Barry Musgrove, Kenny Dunaway
2325 Weymouth Drive Suite D
Baton Rouge, Louisiana 70809
Tel. (877) 346-4842
Fax: (318) 841-1216

TIB Capital Markets (A Division of TIB-The Independent BankersBank)
Contact: Bruce Taylor 
350 Phelps Dr. 
Irving, TX 75038 
Tel. (800) 374-4842
Fax: (972) 541-2211
TIBCM@mybankersbank.com

TIB Mortgage Company (A Division of TIB-The Independent BankersBank)
Contact: Joe Collins 
350 Phelps Dr. Irving, TX 75038 
Tel. (888) 776-4842
Fax: (972) 541-0264
TIBMortgage@mybankersbank.com

Contact: Joell Maddox
1445 Ross Ave., Ste 455
Dallas, Texas 75202
Tel. (214) 740-1337
Fax: (214) 303-1876
http://www.wellsfargo.com/
joell.j.maddox@wellsfargo.com
 

The Senior Housing Crime Prevention Foundation (SHCPF) is a national non-profit organization that serves as a risk-free, profitable conduit for banks to use to fulfill their federally mandated Community Reinvestment Act (CRA) requirements. The Foundation's mission is to provide safe and secure living environments for our nation's senior housing residents through the operation of the nationally-acclaimed Senior Crimestoppers program in each participating bank's CRA assessment area. Participating banks enjoy positive public relations exposure in their communities, gain access to a proven profitable business development opportunity, and earn CRA credit - all without taking risk or adding an administrative burden. Crime against the elderly in our society is a longstanding, constant battle that can be reduced and prevented through the operation of the Senior Crimestoppers program in nursing homes and assisted living facilities. Senior Crimestoppers is a coordinated set of components that work together to create a zero tolerance-to-crime platform in senior housing facilities. Components include personal lockboxes for the residents, cash rewards up to $1,000 paid anonymously for information about wrongdoing of any kind, and effective, on-going education and training for staff members and residents. Senior Crimestoppers is in operation in more than 4,000 nursing home facilities in 45 states, and has reduced all aspects of crime in participating facilities by a certified 92.70% through December 31, 2010. For more information, contact Peter Gwaltney at (877) 232-0859, or email him at Peter.Gwaltney@SHCPFoundation.org.

Contact: Emily Finkelstein
2715 M St., NW
Washington, DC 20007
Tel. (202) 455-8731
Fax: (202) 450-3967
emily@everfi.com

EverFi, Inc., is an education technology company with the nation's leading online Financial Literacy Platform. The platform is used in over 3,000 schools in 49 states and is a channel connecting banks to their local communities. EverFi partners with national and local financial organizations to ensure all students have access to engaging financial education. Our partners to date include U.S. Bank, Regions Bank, Principal Financial Group, Capital One, Synovus, BB&T and other community banks across the country.  In addition to fostering these valuable relationships, the program serves to increase bank visibility, demonstrate community reinvestment and link with potential customers in an exclusive way.

The Senior Housing Crime Prevention Foundation (SHCPF) is a national non-profit organization that serves as a risk-free, profitable conduit for banks to use to fulfill their federally mandated Community Reinvestment Act (CRA) requirements. The Foundation's mission is to provide safe and secure living environments for our nation's senior housing residents through the operation of the nationally-acclaimed Senior Crimestoppers program in each participating bank's CRA assessment area. Participating banks enjoy positive public relations exposure in their communities, gain access to a proven profitable business development opportunity, and earn CRA credit - all without taking risk or adding an administrative burden. Crime against the elderly in our society is a longstanding, constant battle that can be reduced and prevented through the operation of the Senior Crimestoppers program in nursing homes and assisted living facilities. Senior Crimestoppers is a coordinated set of components that work together to create a zero tolerance-to-crime platform in senior housing facilities. Components include personal lockboxes for the residents, cash rewards up to $1,000 paid anonymously for information about wrongdoing of any kind, and effective, on-going education and training for staff members and residents. Senior Crimestoppers is in operation in more than 4,000 nursing home facilities in 45 states, and has reduced all aspects of crime in participating facilities by a certified 92.70% through December 31, 2010. For more information, contact Peter Gwaltney at (877) 232-0859, or email him at Peter.Gwaltney@SHCPFoundation.org.

Contact: Belinda Morales 
11606 Southfork Ave., Ste. 100
Baton Rouge, LA  70816
Tel. (225) 922-4703
Fax: (225) 922-4793

Noesis Data, an Equifax Sales Agent, is the leading provider of consumer information products and services to businesses and governmental agencies in Louisiana. Founded in 1923 as the Credit Bureau of Baton Rouge, Inc., Noesis Data provides a comprehensive bundle of innovative, industry-leading, consumer information solutions that enlighten, enable and empower businesses across a wide range of industries.  Our focus is on delivering complete and competitive customized business solutions to our clients with the speed, reliability and accuracy that industry participants increasingly demand. We serve our customers by utilizing technology and information that provide customized business solutions to assist them in making crucial decisions.  Noesis Data operates under a strict code of conduct to ensure the highest levels of integrity, trust, ethics, and privacy in all of our business activities.   We are committed to the responsible use of information to ensure the proper balance between the public's right to know and the individual's right to privacy. It's a responsibility and trust that we take very seriously.

Contact: Billie Jo Rogers
615 Chevelle Ct
Baton Rouge, LA 70806
Tel. (866) 515-2227
Fax: (225) 926-7912
billiejo.rogers@moneymanagement.org

Money Management International (MMI), formerly known locally as Consumer Credit Counseling Services (CCCS), has been serving individuals and families in Louisiana since 1965. By providing high quality credit counseling and financial education, MMI has helped thousands of people regain control of their finances and get out of debt. Many consumers that are struggling financially simply need assistance in prioritizing their finances. Credit counseling can help during this often difficult and tedious process. During a confidential and free counseling session, MMI’s certified credit counselors take the time to thoroughly understand the needs of the consumers’ they help and provide the most appropriate education and advice to address their specific situation. Whether advice about credit, a personalized budget and action plan, or a credit report and analysis is needed, MMI is available to help. In addition to counseling services, MMI offers financial education workshops to financial institutions, businesses, community organizations, churches and schools. Programs are designed to focus specifically on issues that have the biggest impact on the local community. Some of the standard workshops conducted include: Understanding Money and Credit, Understanding Your Credit Report and When the Income Decreases. Visit moneymanagement.org to learn more about the services that MMI provides.

Contact: Mike Corbin, Regional Sales Manager
2315 Encino Hollow
San Antonio, TX 78259
Tel. (866) 232-7436
Fax: (210) 495-6009
mcorbin@cardinalsoftwareinc.com

Customers come first at Cardinal Software®. Every level of our organization is dedicated to insuring our customers feel valued and are provided with tools to make them successful.  Cardinal Software has been serving the banking industry with a full suite of integrated solutions for more than 15 years. Our range of in-house and data center integrated services include core processing, Internet banking, voice banking, teller, loan and deposit platforms, item processing services, remote and branch capture solutions, check 21 with electronic presentment, full document imaging and management solutions, customer relationship management (CRM), ATM debit, cold storage, disaster recovery, and regulatory compliance. With our browser-based solutions and attention to service, Cardinal Software will “change your core experience.”  Cardinal Software is now a subsidiary of SHAZAM®. Please give us a call or visit www.cardinalsoftwareinc.com to explore how our integration of technology, people, and process can benefit your bank.

Contact: Rick Turner
P.O. Box 1646
Jacksonville, TX 75766-1646
Tel. (903) 589-1397
Fax: (903) 589-3165
rturner@csiweb.com

Computer Services, Inc., provides service and software solutions for community banks. In addition to core processing, our integrated banking solutions include imaging, cash management, Internet banking, corporate intranets, secure web hosting, e-messaging, online shopping, teller and platform services, ATM and debit card service and support, risk assessment, network management, and compliance software and services for regulatory compliance, homeland security and fraud prevention.

Contact: Pat Spencer (pat.spencer@fiscdp.com)
500 Pavilion Road
West Monroe, LA 71292-9490
Tel. (318) 387-0691
Fax: (318) 387-9620

FISC is a bank service corporation owned by its 45 member banks which collectively represent more than $10 billion in assets.  FISC offers the latest technology in data processing, check imaging, document imaging, image statement rendering, internet banking, networking and bookkeeping services designed specifically for the strategic environment of the community bank.  In addition to these services, FISC offers check image forward and receipt, branch and merchant capture, and platform automation.  We welcome the opportunity to discuss our services with you and encourage you to contact our users.  Ask them for their opinions about our systems, our service and support.  For more information about FISC, please call us at 318-387-0691.

Contact: Jackie Binks  
595 Orleans, Ste. 200 
Beaumont, TX 77701
Tel. (409) 839-0782
Fax: (409) 839-0689

Fiserv is a leading technology resource for information management systems used by the financial industry. Headquartered in Brookfield, WI, with offices in Beaumont, Houston, San Antonio and Oklahoma City serving Louisiana and Southwest Region, Fiserv provides information management technology and related services to banks, broker-dealers, credit unions, financial planners and investment advisers, insurance companies and agents, leasing companies, mortgage banks and savings institutions. Our company operates centers nationwide for full-service financial data processing, software system development, item processing and check imaging, technology support and related product businesses. In addition, the company has business support centers in Argentina, Australia, Colombia, Indonesia, the Philippines, Poland, Singapore and the United Kingdom. Fiserv, Inc., common stock trades on The NASDAQ Stock Market under the symbol FISV.

Contact: Gary Stockton (gstockton@javkhenrybanking.com)
663 W Hwy 60
Monett MO 65708
Tel. (417) 235-6652
Fax: (417) 230-3959

Contact: Joe Morgan
1124 Bristol Street
Costa Mesa, CA 92626
Tel. (714) 708-6950
Fax: (714) 908-7950
JoeM@meridianlink.com

MeridianLink Inc. is a leading provider of enterprise business solutions for the financial industry. With LoansPQ and Xpress Accounts we offer the industries first, fully automated multi-channel account opening and loan origination platform. We provide point of sale cross selling and up selling, a 100% paperless workflow, dynamic document preparation engine and integration to over 150 third party vendors.

Since 1989, Agility Recovery has provided business continuity services to organizations across North America. Agility is revolutionizing the business continuity industry by offering a simple, cost-effective and easy-to-use recovery solution called ReadySuite Financial.

OUR PROMISE:
If you have a disaster, we’ll rescue your business. We will deliver any of the four key elements of recovery: power, technology, space and connectivity.

Other financial-specific options include:

• Teller Counter
• Reception / Information Area
• Check Counter
• Customer Lobby Area
• Customer Service Desk
• Management Office

For more than 20 years we have been helping banks plan, test and recover. In the past 3 years, Agility has responded to more than 650 disaster-related events in the United States, DC and Canada. Agility has also averaged nearly 300 recovery test exercises yearly, completed within the same time frame. Agility members may test within a mobile office unit, at their own location, or at an Agility Test facility in Atlanta, GA or Toronto, Canada.

It’s our core belief that every business should have access to continuity services that are affordable and easy to use. Our success rate is 100 percent. Business as usual. No matter what. That’s the promise we make. That’s the promise we keep.

Contact: Jim Crouse  
P.O. Box 838 
Sanger, TX 76266-0838 
Tel. (940) 458-2600 or (800) 233-1584
Fax: (940) 458-2700
jim.crouse@fs.utc.com

MPA Systems, Inc, a trusted name in the financial industry for more than 40 years, provides modular bank buildings for institutions across the United States. MPA  offers enrollment in our Disaster Recovery Program, which in the event of a declared disaster, guarantees delivery of a fully-equipped ready-to-use modular unit, free of charge for a period of up to six months for a low annual fee.  MPA’s modular units are available for lease or purchase with the combined ease of portability and the integrity of a permanent structure. These buildings are often used by financial institutions for new charters or branch expansions, during remodeling of an existing location, and for permanent facilities.
--LBA Endorsed Vendor

Payment Express Systems in partnership with Sage is a leading supplier of Electronic Payment Processing Services, Merchant Accounts, and Merchant Accounting services for retail, mail order/telephone order and Internet businesses.  PES believes in empowering its customers by creating one-stop solutions that simplify payment processing. We are committed to providing secure payment options through advanced technology, diligent anti-fraud procedures and solid industry relationships. Our products and services have been designed to offer “one stop solutions” that improve our customer’s operating efficiencies and convert their cost to profit.  Our management team brings over 50 years experience in the processing industry to insure the success of our relationships with our partners.  We are a registered MSP of Harris Bank-Chicago with Visa®, MasterCard®, Registered ISP with Discover®, Global E Telecom®, Valutec Card Solutions® and American Express®, along with our proud memberships with the Chamber of Commerce and Better Business Bureau. We listen to our customers and their needs drive the development of our products and services. We believe that value is created when our customers receive exemplary services for reasonable, competitive rates.  For more information, please call us or visit our website at http://www.paymentes.com/. 

Contact: Denise Stigge
1301 McKinney, Ste. 2500
Houston, TX 77010
Tel. (832) 214-0181
or (800) 420-2122
Fax: (832) 214-0333
dstigge@pulsenetwork.com

Contact: Rob Buchanan
392 Empressor Cove Collierville, TN 38017 
Tel. (800) 717-4460 or (901) 854-4339
Fax: (901) 854-4340
rbuchanan@shazam.net

The SHAZAM network is one of the last remaining member-owned and -controlled EFT networks and processors in the industry. This independence allows SHAZAM to remain in control of its systems and guarantees access to the electronic payments system for its Financial Institution participants. SHAZAM offers ATM processing, Visa® check card and Debit MasterCard® national debit products, card authorization services, merchant processing, ACH services, and information security solutions. SHAZAM serves more than 1,500 community financial institutions in 30 states. Visit http://www.shazam.net/ for more information. Or contact Rob Buchanan at (800) 717-4460. E-mail - rbuchan@shazam.net.

ICBA Bancard/TCM Bank
1615 L Street NW, Ste. 900
Washington, DC  20036
(800) 242-4770
bancard@icba.org

ICBA Bancard/TCM Bank provides community banks access to comprehensive and competitive electronic payment solutions, including credit card issuing, debit/ATM card programs for both consumers and small businesses. Additionally Bancard offers an exclusive Fraud Loss Protection program, training & education and robust customizable marketing solutions. Competitive credit card portfolio valuation, consultation and purchase options are also available.
--LBA Endorsed Vendor

Contact: Amy Casey
3939 Veterans Blvd., Ste. 204   
Metairie, LA 70002
Tel. (504) 456-7438
Fax (504) 456-7419
acasey@autotitle.com
       

Endorsed by the Louisiana Automobile Dealers Association and established in 1957, our family owned business, Casey & Casey, has become the largest licensed public tag agent in Louisiana with seven locations to better serve you. We work for you, the financial institution, as your own personal motor vehicle office, where customer service matters. Services Include:

• Registering of Motor Vehicles in Louisiana
• Recording Liens and Issuing Duplicate Titles
• Issuing Plates including Special Interest and Personalized
• “Rushed Files” same day processing
• Monthly Penalties & Interest Reports
• Itemized Invoices
• Free OMV Training Seminars
• Temporary Markers
• For a minimum fee: Notarization of Documents,  Electronic Registration Transfer Service, Registering files in other states

Our services will improve cash flow, eliminate visits to your local DMV, receive registrations quickly, reduce rejected files and paperwork, have information electronically at your finger tips, and the technology that will bring you at the forefront of Electronic Lien, Registration, and Titling. Because we are a licensed and bonded Public Tag Agent, our company is allowed, under law, to collect a convenience fee. This fee is set up so you as the financial institution can pass this onto the consumer. For more information, please call Amy Casey toll free 888-284-8537 and visit http://www.autotitle.com/

Contact: Belinda Morales 
11606 Southfork Ave., Ste. 100
Baton Rouge, LA  70816
Tel. (225) 922-4703
Fax: (225) 922-4793

Noesis Data, an Equifax Sales Agent, is the leading provider of consumer information products and services to businesses and governmental agencies in Louisiana. Founded in 1923 as the Credit Bureau of Baton Rouge, Inc., Noesis Data provides a comprehensive bundle of innovative, industry-leading, consumer information solutions that enlighten, enable and empower businesses across a wide range of industries.  Our focus is on delivering complete and competitive customized business solutions to our clients with the speed, reliability and accuracy that industry participants increasingly demand. We serve our customers by utilizing technology and information that provide customized business solutions to assist them in making crucial decisions.  Noesis Data operates under a strict code of conduct to ensure the highest levels of integrity, trust, ethics, and privacy in all of our business activities.   We are committed to the responsible use of information to ensure the proper balance between the public's right to know and the individual's right to privacy. It's a responsibility and trust that we take very seriously.

Contact: Chad Jones
210 Interstate North Pkwy., Ste. 400
Atlanta, GA 30339
Tel. (800) 962-9654
Fax: (770) 690-8240
chad.jones@qbefirst.com

QBE First offer innovative solutions for the financial industry.  Our totalescrowservicing.com solution allows community bankers to offer escrowed accounts to their customers via a convenient Web interface.

Contact: Louis Greenblatt
6120 Perkins Rd., Ste. 150
Baton Rouge, LA 70808
Tel. (225) 767-7233 or (888) 252-7330
Fax: (225) 767-7235
louis@evergreenwc.com

Lafayette Offices:
Contact: Bob Bacon
345 Doucet Rd., Ste. 200
Lafayette, LA 70503
Tel. (337) 989-7050

Contact: David Cortez
307 La Rue France
Lafayette, LA 70508
Tel. (337) 456-6848

NEED AN ANSWER FOR RECEIVABLE FINANCING? Now more than ever bankers are calling on Evergreen when they are faced with turning down a line of credit request. Commercial and industrial businesses depend on lines of credit to meet cash flow needs, so rather than lose the account, let Evergreen build you a bridge to safer banking. All it takes is a referral to Evergreen. Evergreen finances the accounts receivable of C&I customers while you take care of their other financial needs.

WHAT’S THE ENDGAME? Evergreen allows you to grow your business banking unit without exposure to the inherent risks in accounts receivable lending. On average Evergreen customers improve their financial condition within 12-24 months to the point of being bankable again. When the time is right, your bank can easily replace Evergreen with a line of credit.

GROW CORE DEPOSITS. Evergreen’s customers normally experience significant growth in their deposit balances once they begin factoring receivables. Frequently overdrawn accounts can change overnight to solid deposit balances.

EARN NON-INTEREST INCOME. Evergreen offers a referral fee to your bank based on the ongoing factoring revenue.

Call today to find out if we can help you keep your customer before it’s too late.

Contact: Jeff Fair 
P.O. Box 14720
Baton Rouge, LA 70898-4720
Tel. (225) 765-7100
Fax: (225) 765-7200

American Planning Corporation has served the community banking market since 1972.  Our services are designed to assist our clients in setting financial and strategic goals, to monitor progress toward those goals, and to assist in solving problems that prevent accomplishment of those goals. While our 30+ years of service to the industry give us a strong foundation, we continue to offer leading-edge consulting services to meet the financial and regulatory challenges our clients face. Our services include Short and Long Term Financial Modeling; Strategic Business Planning; Board and Management Consulting; Monthly, Quarterly and Annual Financial Reporting Services; Merger & Acquisition Services; Stock Valuations and Regulatory Consulting. At American Planning, we believe in customer service — both to you, our client, and to your customers and the communities you serve.  We invite you to consider us as your partner in continuing a time-honored tradition of providing personalized, community-based banking products and services to your customers. Please visit us at http://www.americanplanning.com/ to learn more.Fax: (225) 765-7200  

Contact: Tim Nielsen
P.O. Box 1607
Shreveport, LA 71165-1607
Tel. (318) 429-2043
Fax: (318) 429-2070

Heard, McElroy & Vestal, LLP is a locally owned and based professional service and certified public accounting firm with offices in Shreveport and Monroe.  Since 1946, Heard, McElroy & Vestal has strived to be a pillar of trust, integrity and competence, remaining focused on the same goal, striving for the unconditional confidence of its clients.  Our extensive number of banking clients range in size from $150 million to over $1.5 billion in assets. No matter what the scope of the engagement, HMV seeks to understand the client’s ultimate goals and motivations and searches beyond fiscal information for answers to their questions.  With 15 partners, an affiliation with Business Valuation Consultants, LLP, and a partnership with Enterprise Computer Services, LLP, a business computer firm, Heard, McElroy, & Vestal, LLP has endless ways to help clients reach their full wealth potential.  Heard, McElroy & Vestal, LLP is registered with the PCAOB, a member of the AICPA Large Firm Network, and a member of the Private Companies Practice and Center for SEC Practice Sections of the Division of Firms of the AICPA.

Contact: Cheryl Haspel, CPA 
111 Veterans Memorial Blvd., Ste. 600  
Metairie, LA 70005
Tel. (504) 835-5522
Fax: (504) 835-5535
chaspel@laporte.com

LSRH, established in 1946, has over 140 employees and is the one of the largest, independent accounting and consulting firms in Southeast Louisiana with offices in Baton Rouge, Metairie, and Covington. Our firm is organized into multi-disciplinary industry groups and Financial Institutions has long been a focus industry of our firm.  This commitment has translated into a significant financial institution client base and state recognition as a leader in serving financial institutions.

In addition, our affiliation with the RSM McGladrey Network provides immediate access to other professionals serving financial institutions across the nation.  Our clients benefit from our local experience as well as from the boundless resources available to us.  A few of our services include Financial Statement Audits, Internal Audit, Internal Control Evaluations, Benefit Plan Audits, Deferred Compensation Plans, Tax Consulting and Return Preparation, Cost Segregation Studies, Multi State Issues as well as Information Technology Audit Services.

Contact: Candace E. Wright 
8550 United Plaza Blvd., Ste. 1001 
Baton Rouge, LA 70809-0200
Tel. (225) 922-4600
Fax: (225) 922-4611

Contact: Charles Abboud, CLU, CFP  
PO Box 3809 
Baton Rouge, LA 70821-3809
Tel. (225) 336-3295  
Fax: (225) 490-9295
cabboud@wright-percy.com

The acquisition and management of BOLI has entered a new era with new challenges. Bankers are seeking practical guidance from trusted advisors who can bring a new approach to address issues that have only recently begun to surface.  Renaissance Bank Advisors (RBA) has developed the processes, assessment tools, and deliverables that are designed to help bankers navigate and thrive in this new era. In this new era of BOLI Portfolio Management, community bankers must place increased emphasis on insurance product knowledge as well as advanced understanding of the legal, tax, accounting and regulatory issues surrounding the purchase and maintenance of bank owned life insurance. Renaissance Bank Advisors (RBA) has put together the best minds and experience in the industry to bridge the gap between the sale and annual administration. Renaissance technical advisors offer banking organizations: Extensive insurance general and separate account expertise, knowledgeable legal, tax and accounting assistance, credible regulatory experience, compensation and benefit design specialization. RBA has developed the processes, assessment tools, and deliverables that are designed to help bankers navigate and thrive in this new era.

Contact: Benny Jeansonne
P.O. Box 1027
Natchez, MS 39121
Tel. (601) 442-7411
Fax: (601) 442-8551

Established in 1932 and being one of the oldest and most respected firms in the region, currently with a staff of 46, Silas Simmons, LLP offers a complete range of accounting, auditing, tax preparation, tax planning and business advisory services including financial statement, audits, tax consulting, compliance, and preparation for banks and holding companies, S corporation tax issues, internal audits, trust department audits, IT examinations, ACH audits and loan review engagements, and mergers and acquisitions. Silas Simmons, LLP, is a member of AICPA Private Companies Practice Section and The Firm Foundation.

Contact: Billie Jo Rogers
615 Chevelle Ct
Baton Rouge, LA 70806
Tel. (866) 515-2227
Fax: (225) 926-7912
billiejo.rogers@moneymanagement.org

Money Management International (MMI), formerly known locally as Consumer Credit Counseling Services (CCCS), has been serving individuals and families in Louisiana since 1965. By providing high quality credit counseling and financial education, MMI has helped thousands of people regain control of their finances and get out of debt. Many consumers that are struggling financially simply need assistance in prioritizing their finances. Credit counseling can help during this often difficult and tedious process. During a confidential and free counseling session, MMI’s certified credit counselors take the time to thoroughly understand the needs of the consumers’ they help and provide the most appropriate education and advice to address their specific situation. Whether advice about credit, a personalized budget and action plan, or a credit report and analysis is needed, MMI is available to help. In addition to counseling services, MMI offers financial education workshops to financial institutions, businesses, community organizations, churches and schools. Programs are designed to focus specifically on issues that have the biggest impact on the local community. Some of the standard workshops conducted include: Understanding Money and Credit, Understanding Your Credit Report and When the Income Decreases. Visit moneymanagement.org to learn more about the services that MMI provides.

Contact: Billie Jo Rogers
615 Chevelle Ct
Baton Rouge, LA 70806
Tel. (866) 515-2227
Fax: (225) 926-7912
billiejo.rogers@moneymanagement.org

Money Management International (MMI), formerly known locally as Consumer Credit Counseling Services (CCCS), has been serving individuals and families in Louisiana since 1965. By providing high quality credit counseling and financial education, MMI has helped thousands of people regain control of their finances and get out of debt. Many consumers that are struggling financially simply need assistance in prioritizing their finances. Credit counseling can help during this often difficult and tedious process. During a confidential and free counseling session, MMI’s certified credit counselors take the time to thoroughly understand the needs of the consumers’ they help and provide the most appropriate education and advice to address their specific situation. Whether advice about credit, a personalized budget and action plan, or a credit report and analysis is needed, MMI is available to help. In addition to counseling services, MMI offers financial education workshops to financial institutions, businesses, community organizations, churches and schools. Programs are designed to focus specifically on issues that have the biggest impact on the local community. Some of the standard workshops conducted include: Understanding Money and Credit, Understanding Your Credit Report and When the Income Decreases. Visit moneymanagement.org to learn more about the services that MMI provides.

Contact: Ray Tiernan, Esq., Senior Partner
734 15th St NW Fl 12
Washington, DC 20005-1013
Tel: (202) 347-0300
Fax: (202) 347-4983

A Washington, DC-based law firm specializing in the representation of community banks and savings institutions. The firm’s practice includes mutual to stock conversions, mutual holding company reorganizations, mergers/acquisitions, executive compensation and employee benefits and general regulatory and corporate practice. The firm represents its clients before such agencies as the Securities and Exchange Commission, the Federal Deposit Insurance Corporation, the Office of the Comptroller of the Currency, the Office of Thrift Supervision, the Louisiana Office of Financial Institutions, the Board of Governors of the Federal Reserve System and the Federal Trade Commission.

Contact: Chet A. Fenimore
111 Congress Avenue, Ste. 820
Austin TX  78701
Tel. (512) 583-5900
Fax: (512) 583-5940
cfenimore@fkhpartners.com

Contact: Emily Finkelstein
2715 M St., NW
Washington, DC 20007
Tel. (202) 455-8731
Fax: (202) 450-3967
emily@everfi.com

EverFi, Inc., is an education technology company with the nation's leading online Financial Literacy Platform. The platform is used in over 3,000 schools in 49 states and is a channel connecting banks to their local communities. EverFi partners with national and local financial organizations to ensure all students have access to engaging financial education. Our partners to date include U.S. Bank, Regions Bank, Principal Financial Group, Capital One, Synovus, BB&T and other community banks across the country.  In addition to fostering these valuable relationships, the program serves to increase bank visibility, demonstrate community reinvestment and link with potential customers in an exclusive way.

Contact: Rick Taylor, CIC, CRM - Vice President 
P.O. Box 920037 
Norcross, GA  30010-0037 
Tel. (770) 409-9005
Fax: (770) 446-2193
rtaylor@leeandmason.com

Lee & Mason offers over 50 years of experience and expertise in providing specialty  insurance protection for financial institutions.  Our programs are designed to protect the financial insitution lending operations from physical loss and can be tailored to meet your specific needs.   These programs can include blanket lenders single interest, blanket mortgage coverage, force placed property, foreclosed property, flood insurance, collateral protection insurance and others.  We emphasize outstanding service, protecting assets, reducing operations cost and improving efficency through insurance and risk management expertise.

Using Promontory Interfinancial Network's CDARS®, ICS, and IND® services, financial institutions can build multi-million-dollar relationships, manage liquidity by selling excess deposits for fee income, and tap cost-effective fixed- or floating-rate funding (available without collateralization or stock purchase requirements). Promontory has established the nationwide Promontory Network, comprised of more than 3,000 financial institutions, through which members place billions of dollars in deposits every week.

As a service to the banking industry, Promontory also offers Prepaid Assessment MarketplaceSM, a free service that helps depository institutions buy and sell prepaid FDIC assessments.

To learn more, please visit www.promnetwork.com or contact Kenny Heredia at (866) 776-6426, ext. 3486 or kheredia@promnetwork.com.

Limits and other terms and conditions apply. CDARS and IND are registered service marks and Prepaid Assessment Marketplace is a service mark of Promontory Interfinancial Network, LLC.

John M. Floyd & Associates (JMFA) is a profitability and performance improvement consulting firm and a leading provider of overdraft privilege programs serving more than 2,000 financial institutions in 50 states and Central America.  JMFA is also recognized for training, account acquisition, executive placement and earnings enhancement programs, as well as product, service, pricing and technology improvement consulting.  As a direct result of our programs JMFA has helped thousands of clients dramatically improve their performance and bottom line.
--LBA Endorsed Vendor

Contact: Rene Martinez 
3850 N. Causeway Blvd., Ste. 1240
Two Lakeway Center
Metairie, LA 70002
Tel. (800) 611-3969
Fax: (504) 553-5335

Pinnacle Affirmative Action Services, LLC, while headquartered in New Orleans, provides LBA members with technically accurate, cost effective solutions to all their affirmative action planning needs—guaranteed. From obtaining and enhancing their employee data through the development of their Affirmative Action Plans, to providing customer support for implementation and consulting support for compliance reviews and training, Pinnacle is your LBA partner throughout the process. The main principals in Pinnacle have been providing affirmative action planning solutions, audit support and training for clients throughout the U.S. and have a combined 50 years of Affirmative Action Planning experience. Partner with Pinnacle and let our expertise work for you!

Contact: Wally Dunn, CPA
2140 Eleventh Avenue South
The Park Building, Suite 400
Birmingham, AL 35205
Tel. (205) 212-5350
Fax: (205) 212- 5382
wally.dunn@dhgllp.com

Contact David Wiggins, CPA
500 Ridgefield Court
Asheville, NC 28806
Tel. (828) 254-2254
Fax: (828) 253-8914
david.wiggins@dhgllp.com

The Dixon Hughes Goodman Financial Institution Services Group combines significant industry resources, a broad knowledge of the financial institutions industry and a deep understanding of how financial institutions operate and what makes them unique. We currently serve more than 100 banks across the Southern U.S., including community, regional and U.S. Top 10 banks, all with a hands-on, responsive service philosophy. Currently, the Financial Institution Services Group has 20 Partners and more than 125 professionals dedicated to serving your industry and committed to delivering the highest-quality professional services at a reasonable cost. Our services include: external audit, tax compliance and consulting, internal audit, risk assessments, IT reviews and consulting, SEC reporting, Sarbanes-Oxley assistance, FDICIA assistance, merger due diligence and loan defeasance services. To excel in today’s environment, you need an independent CPA firm to provide an objective view on your bank’s financial and operating performance, as well as one committed to accessibility and responsiveness. At Dixon Hughes Goodman, our Financial Institution Services Group delivers on both sides of the service equation.

Contact: Cheryl Kennedy 
7813 Office Park Boulevard Baton Rouge, LA 70809 
Tel. (800) 421-6182
ckennedy@bankers-bank.com

North Louisiana Office:
Contact: Pat Nelson
333 Texas Street, Suite 1280 
Shreveport, LA 71101
Tel. (866) 453-5150

FNBB Services Corp.:
Contact: Reggie David
300 Concourse Boulevard, Suite 100
Ridgeland, MS 39157
Tel. (888) 355-8739 or (601) 856-4069
Fax: (601) 856-9231 

Since 1984, we have been a trusted partner to our shareholders and customer banks. Our mission is to provide high quality correspondent products and services which encourage the growth of community banks in Louisiana and the Southeastern United States. As a banker’s bank we view ourselves as an extension of the community bank’s management and financial strengths, never as a competitor for their customers. We provide Lending Services, including but not limited to participations, bank merger and acquisition financing and holding company loans. We also provide a complete array of Investment Services, Retirement Programs, Operations Services, Image Exchange Network, Audit, and Compliance Services. Our philosophy and commitment to personalized service beyond comparison remains the same today as it did 25 years ago when we opened Louisiana’s first banker’s bank. We invite you to contact one of our Business Development Officers in our Baton Rouge or Shreveport offices to learn more about any of our services. Additional information can also be found on our website at http://www.bankers-bank.com/.

Contact: Lisa Traina 
5469 Highland Road
Baton Rouge, LA 70808-6551
Tel. (225) 978-6567
Fax: (225) 766-2775

The firm, Lisa D. Traina, CPA, LLC, works primarily in the information systems/technology area providing information systems auditing for community financial institutions, serving more than 75 institutions in Louisiana and Mississippi. The firm provides traditional IT audit services as well as network security reviews and vulnerability assessments.  The firm’s team of professionals has over 90 years of combined experience in the information technology/information systems, banking and audit areas; they have combined 40 years experience as bank employees working directly in the IT arena and over 30 years combined audit experience.  Professional certifications include:

• Certified Public Accountant (CPA)
• Certified Information Technology Professional - AICPA (CITP)
• Certified Information Systems Auditor (CISA)
• Microsoft Certified Professional (MCP)
• Master Certified Netware Engineer (MCNE)
• Master Certified GroupWise Engineer (MCGE)
• Cisco Certified Network Administrator (CCNA)
• CompTIA A+ Certification (A+)
  

Contact: Richard Flenner
5910 Landerbrook Dr, Suite 100
Mayfield Heights, OH 44124
Tel. (800) 274-5222
Fax: (800) 456-6590
rflenner@abais.com

For nearly twenty-five years, the ABA Insurance Services program has been providing D&O and Bond coverages specifically for community banks, including Employment Practices Liability and Internet Banking Liability insurance as well as STAMP Surety Bonds. Opportunity to participate in a unique program that has declared a profit-sharing for the 21st consecutive year, totaling $75.5 million in profits to participating banks. Visit our Web site: http://www.abais.com/.

Contacts: Eugene Montgomery, President and CEO emontgomery@cf-ins.com; Jeanette Credo, Sr. V.P. – Financial Institution Division jcredo@cf-ins.com; Kristy Golson, Employee Benefits kgolson@cf-ins.com
2201 Forsythe Ave.
Monroe, LA 71201
Tel. (318) 388-3904
Fax: (318) 387-9171

Community Financial Insurance Center is an independent insurance agency owned by 46 Louisiana community banks with an admirable history of over one hundred years. Our mission is to provide our customers with the best insurance options available while maximizing the earnings of our participating member bank agencies. Community Financial sells and services traditional property, casualty, life and health policies and has a Financial Institution Division that insures and consults with more financial institutions than any other agency in Louisiana. Products include Financial Institution Bonds and Professional Liability. The agency’s Life and Health Department is the endorsed agency of the LBA for its group life, health and supplemental benefit programs.
--LBA Endorsed Vendor

Contact: A. J. Roy, III
PO Box 584
Marksville, LA  71351-0584
Tel. (318) 240-8696
Fax: (318) 253-4472

Contact: C. Lyon Gavel
P.O. Box 2486
Mandeville, LA 70470-2486
Tel. (888) 893-7269 X 111
Fax: (985) 674-7709
l.gavel@ficllc.net

Financial Insurance Consultants, LLC has been providing insurance programs for Louisiana banks since 1973.  FIC specializes in Force Placed Hazard and Flood Programs for Mortgage Loans and Force Placed Coverage for Collateral Loans (Rolling Stock & Movables). We have both internet based and full service insurance tracking programs. Flood Zone Determinations are available with an innovative approach, an additional Map showing the location of the property in a Special Flood Hazard Zone. To help you increase your Bottom-Line income we offer Automobile, Boat and Motorcycle GAP, Auto Mechanical Protection Program, Credit Life & Disability Insurance, and Life Programs for the larger and longer term loans.

Contact: Dennis Brooks
P.O. Box 12409
Jackson, MA 39236-2409
Tel. (601) 981-4920
Fax: (601) 981-3402
dennis@gulfguaranty.com

Gulf Guaranty provides credit life and disability insurance to protect the banks assets in the event of death or disability of the insured. Collateral protection insurance is used to provide coverage on real estate, flood and physical damage on automobiles. Quick Quote software is used to provide an accurate method to calculate premiums on financial products and to provide the necessary documents.

Contact: Rick Taylor, CIC, CRM - Vice President 
P.O. Box 920037 
Norcross, GA  30010-0037 
Tel. (770) 409-9005
Fax: (770) 446-2193
rtaylor@leeandmason.com

Lee & Mason offers over 50 years of experience and expertise in providing specialty  insurance protection for financial institutions.  Our programs are designed to protect the financial insitution lending operations from physical loss and can be tailored to meet your specific needs.   These programs can include blanket lenders single interest, blanket mortgage coverage, force placed property, foreclosed property, flood insurance, collateral protection insurance and others.  We emphasize outstanding service, protecting assets, reducing operations cost and improving efficency through insurance and risk management expertise.

Using Promontory Interfinancial Network's CDARS®, ICS, and IND® services, financial institutions can build multi-million-dollar relationships, manage liquidity by selling excess deposits for fee income, and tap cost-effective fixed- or floating-rate funding (available without collateralization or stock purchase requirements). Promontory has established the nationwide Promontory Network, comprised of more than 3,000 financial institutions, through which members place billions of dollars in deposits every week.

As a service to the banking industry, Promontory also offers Prepaid Assessment MarketplaceSM, a free service that helps depository institutions buy and sell prepaid FDIC assessments.

To learn more, please visit www.promnetwork.com or contact Kenny Heredia at (866) 776-6426, ext. 3486 or kheredia@promnetwork.com.

Limits and other terms and conditions apply. CDARS and IND are registered service marks and Prepaid Assessment Marketplace is a service mark of Promontory Interfinancial Network, LLC.

Contact: Charles Abboud, CLU, CFP  
PO Box 3809 
Baton Rouge, LA 70821-3809
Tel. (225) 336-3295  
Fax: (225) 490-9295
cabboud@wright-percy.com

The acquisition and management of BOLI has entered a new era with new challenges. Bankers are seeking practical guidance from trusted advisors who can bring a new approach to address issues that have only recently begun to surface.  Renaissance Bank Advisors (RBA) has developed the processes, assessment tools, and deliverables that are designed to help bankers navigate and thrive in this new era. In this new era of BOLI Portfolio Management, community bankers must place increased emphasis on insurance product knowledge as well as advanced understanding of the legal, tax, accounting and regulatory issues surrounding the purchase and maintenance of bank owned life insurance. Renaissance Bank Advisors (RBA) has put together the best minds and experience in the industry to bridge the gap between the sale and annual administration. Renaissance technical advisors offer banking organizations: Extensive insurance general and separate account expertise, knowledgeable legal, tax and accounting assistance, credible regulatory experience, compensation and benefit design specialization. RBA has developed the processes, assessment tools, and deliverables that are designed to help bankers navigate and thrive in this new era.

Contact: Tandy E. Jackson
P.O. Box 2187
Natchitoches, LA 71457-2187
Tel. (800) 559-9889
Fax: (318) 357-7997
andy@tejagency.com

For over 30 years, Tandy E. Jackson Agency has provided a wide variety of loan-related products and services to over 100 community lenders in Louisiana. Our goal is to help protect your loan portfolios and increase profits. We specialize in Collateral and Mortgage Protection Insurance, VSI, forced placed flood insurance, flood determination services, online loan tracking, Credit Life, A&H and Unemployment  Insurance, GAP Insurance and Mechanical Breakdown Insurance. Please visit our website for a complete description of all of our products and service. Let us design a program to meet your needs!

Contact: Neal Balog 
4600 Fuller Dr., 3rd Floor
Irving, TX 75038
Tel. (972) 650-3351
Fax: (972) 650-3118

The Travelers Insurance Companies offer a wide range of insurance products through Travelers SelectOne For Community Banks, our portfolio of products designed specifically for financial institutions. We have been providing effective insurance solutions for financial institutions since 1890. Our product line includes the Financial Institution Blanket Bond, Directors & Officers Liability coverage, Employment Practices Liability coverage, Property & General Liability coverage, Automobile coverage, Workers Compensation coverage, Identity Theft coverage, as well as a variety of products designed to address specific Electronic Banking exposures.

Contact: Bo Gilbert
9800 Fredericksburg
San Antonio, TX 78288
Tel. (210) 498-9930
Fax: (877) 851-6488
bo.gilbert@usaa.com

USAA provides insurance, banking, investment and retirement products and services to 8 million members of the U.S. military and their families. Known for its legendary commitment to its members, USAA is consistently recognized for outstanding service, employee well-being and financial strength. USAA membership is open to all who are serving or have honorably served our nation in the U.S. military, and their families.

Contact: Mark A. DeLawter
5209 Fairvista Drive
Charlotte, NC  28269
Tel. (704) 516-7442
Fax: (866) 637-0441
mark.delawter@zurichna.com

Contact: Tandy E. Jackson
P.O. Box 2187
Natchitoches, LA 71457-2187
Tel. (800) 559-9889
Fax: (318) 357-7997
andy@tejagency.com

For over 30 years, Tandy E. Jackson Agency has provided a wide variety of loan-related products and services to over 100 community lenders in Louisiana. Our goal is to help protect your loan portfolios and increase profits. We specialize in Collateral and Mortgage Protection Insurance, VSI, forced placed flood insurance, flood determination services, online loan tracking, Credit Life, A&H and Unemployment  Insurance, GAP Insurance and Mechanical Breakdown Insurance. Please visit our website for a complete description of all of our products and service. Let us design a program to meet your needs!

Contact: Rick Hansing
1601 Northwest Expressway, 20th Floor
Oklahoma City, OK 73118
Tel. (405) 415-7200
Fax: (405) 415-7366
Rick@GoBaker.com

The Baker Group is a leader in the development of innovative asset/liability and investment portfolio management services for community banks.  Baker's products and services include:  Asset/Liability Management, Investment Portfolio Accounting, Investment Portfolio Analysis, Budget and Board Reporting, Broker/Dealer Services plus educational programs concerning regulatory issues, interest rate risk and portfolio management. Baker is endorsed by 5 state community banking associations: the Community Bankers Association of Alabama, the Community Bankers Association of Illinois, the Indiana Bankers Association, the North Dakota Bankers Association, and the Independent Bankers Association of Texas.  Baker’s main office is located in Oklahoma City with branch offices in Austin, Indianapolis, Springfield, and Salt Lake City.   You can reach any office by calling 1-800-937-2257 or find us on the web at http://www.gobaker.com/

Contact: Joell Maddox
1445 Ross Ave., Ste 455
Dallas, Texas 75202
Tel. (214) 740-1337
Fax: (214) 303-1876
http://www.wellsfargo.com/
joell.j.maddox@wellsfargo.com
 

Contact: Roy Chenevert
14635 S. Harrells Ferry Road, Suite 2B
Baton Rouge, LA 70816-2959
Tel. (225) 292-1190
Fax: (225) 292-1195
roy@chenevertcpa.com

The firm of Roy Chenevert, CPA provides audit, tax and consulting services to community banks throughout Louisiana.  Our CPAs, with 90 years combined experience, are continuously serving the banking industry throughout the year by conducting financial statement audits, BSA independent reviews, internal audit outsourcing, and tax planning and preparation.  The majority of our time is dedicated to serving Louisiana banks.  With our extensive experience in the banking industry, our CPAs are familiar with the needs of Louisiana community bankers.  This familiarity helps us in providing prompt personalized services for reasonable fees.  Our internal audit outsourcing and BSA review services assist Louisiana community bankers in implementing required procedures that may not be available or affordable internally.  With the number of banks that we serve, our CPAs have the ability to offer efficient solutions to today's banking challenges.

Contact: Rick Calhoun, First Vice President
521 President Clinton Ave., Suite 800
Little Rock, AR 72201
Tel. (800) 766-2000
Fax: (501) 907-4048
rcalhoun@crewsfs.com

Contact: Jeff Desind, Director of Fixed Income Marketing
1715 Aaron Brenner Dr
Memphis, Tn 38120
jeff.desind@raymondjames.com

Founded in 1962, Raymond James is one of the largest financial services firms in the United Stated, with locations worldwide. Our Institional Taxable Fixed Income group has well-established relationships with more than 2,400 domestic and foreign institutional clients. Our strategies are customized to the specific needs of our clients and supported by the experience and expertise of the division's more than 300 professionals.We have extensive fixed income reasearch and trading capabilities and  our clients know they can rely on our proven expertise in a wide variety of markets including: Treasury and Agencies,Corporate Bonds, MBS, SBA's, Whole Loan's, CMO's, CMBS's, Preferred Securities and Taxable and non-taxable municipal bonds.

800 Shades Creek Parkway, Ste. 775
Birmingham, AL 35209
Tel. (205) 949-3591
Fax: (205) 949-3602

Our Mission is to build wealth for clients. For over a century, we have worked in the belief that we succeed only when our clients thrive. For a brokerage firm to survive for more than 100 years is hard enough. One can only thrive that long, though, by ensuring that your clients thrive first. Sterne Agee is one of the oldest and largest privately held brokerage firms left in the industry. We are a member of the New York Stock Exchange and a registered Broker Dealer. We offer clients all the advantages of a full-service firm, yet retain the flexibility and personal attention that are rarely found in the huge names. Our expertise includes Retail and Institutional Brokerage, BOLI, Asset and Liability Management and Modeling, Investment Banking and Underwriting; Secondary Trading of Corporate, Municipal and Government Securities and Market Making in Over-the-counter Stocks. Headquartered in Birmingham, Alabama, Sterne Agee has offices located in Alabama, Arkansas, California, Florida, Georgia, Illinois, Kentucky, Louisiana, Maine, Massachusetts, Minnesota, Mississippi, Nebraska, New Jersey, New York, North Carolina, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Utah and Washington.

Contact: Rick Hansing
1601 Northwest Expressway, 20th Floor
Oklahoma City, OK 73118
Tel. (405) 415-7200
Fax: (405) 415-7366
Rick@GoBaker.com

The Baker Group is a leader in the development of innovative asset/liability and investment portfolio management services for community banks.  Baker's products and services include:  Asset/Liability Management, Investment Portfolio Accounting, Investment Portfolio Analysis, Budget and Board Reporting, Broker/Dealer Services plus educational programs concerning regulatory issues, interest rate risk and portfolio management. Baker is endorsed by 5 state community banking associations: the Community Bankers Association of Alabama, the Community Bankers Association of Illinois, the Indiana Bankers Association, the North Dakota Bankers Association, and the Independent Bankers Association of Texas.  Baker’s main office is located in Oklahoma City with branch offices in Austin, Indianapolis, Springfield, and Salt Lake City.   You can reach any office by calling 1-800-937-2257 or find us on the web at http://www.gobaker.com/

Contact: Bo Gilbert
9800 Fredericksburg
San Antonio, TX 78288
Tel. (210) 498-9930
Fax: (877) 851-6488
bo.gilbert@usaa.com

USAA provides insurance, banking, investment and retirement products and services to 8 million members of the U.S. military and their families. Known for its legendary commitment to its members, USAA is consistently recognized for outstanding service, employee well-being and financial strength. USAA membership is open to all who are serving or have honorably served our nation in the U.S. military, and their families.

Contact: Ray Tiernan, Esq., Senior Partner
734 15th St NW Fl 12
Washington, DC 20005-1013
Tel: (202) 347-0300
Fax: (202) 347-4983

A Washington, DC-based law firm specializing in the representation of community banks and savings institutions. The firm’s practice includes mutual to stock conversions, mutual holding company reorganizations, mergers/acquisitions, executive compensation and employee benefits and general regulatory and corporate practice. The firm represents its clients before such agencies as the Securities and Exchange Commission, the Federal Deposit Insurance Corporation, the Office of the Comptroller of the Currency, the Office of Thrift Supervision, the Louisiana Office of Financial Institutions, the Board of Governors of the Federal Reserve System and the Federal Trade Commission.

Contact: Chet A. Fenimore
111 Congress Avenue, Ste. 820
Austin TX  78701
Tel. (512) 583-5900
Fax: (512) 583-5940
cfenimore@fkhpartners.com

Contact: Peter G. Weinstock
1445 Ross Ave., Ste. 3700
Dallas, TX 75202
Tel. (214) 468-3395
Fax: (214) 740-7182
pweinstock@hunton.com

Hunton & Williams LLP provides legal services to corporations, financial institutions, governments and individuals, as well as to a broad array of other entities. Since our establishment more than a century ago, Hunton & Williams has grown to more than 975 attorneys serving clients in 100 countries from 19 offices around the world. While our practice has a strong industry focus on energy, financial services and life sciences, the depth and breadth of our experience extends to more than 100 separate practice areas, including bankruptcy and creditors rights, commercial litigation, corporate transactions and securities law, intellectual property, international and government relations, regulatory law, products liability, and privacy and information management.

Contact: Richard D. Broussard
P.O.Box 94185
Baton Rouge, LA 70804-9185
Tel. (225) 342-5675
Fax: (225) 342-0142
Broussard@la.gov

In 1988, the Louisiana State Legislature passed enabling legislation creating the Louisiana Economic Development Corporation (LEDC). LEDC’s mission is to serve as a catalyst for capital access for Louisiana businesses, enable new businesses to form and existing businesses to expand, provide for the sustained economic growth and an improved quality of life for the citizens of the State. LEDC small business programs are financed through the Vendor Compensation allocation, General Fund appropriations and the return of principal and interest and the return on investments from its loan and investment portfolios, respectively. The LEDC Board is comprised of eleven members who are appointed by the Governor of Louisiana for staggered terms. The Louisiana Economic Development Secretary serves as the LEDC President. One of LEDC’s primary programs is the Small Business Loan Program which provides loan guarantees to banks to mitigate lenders’ risk and facilitate capital access for Louisiana small businesses. Guarantees can range up to 75% of the bank loan, but cannot exceed $1.5 million. Applicants must have a business plan and a bank that is willing to fund the business loan. For additional LEDC information visit the LED website at OpportunityLouisiana.com or call (225) 342-5675.

Contact: Joe Morgan
1124 Bristol Street
Costa Mesa, CA 92626
Tel. (714) 708-6950
Fax: (714) 908-7950
JoeM@meridianlink.com

MeridianLink Inc. is a leading provider of enterprise business solutions for the financial industry. With LoansPQ and Xpress Accounts we offer the industries first, fully automated multi-channel account opening and loan origination platform. We provide point of sale cross selling and up selling, a 100% paperless workflow, dynamic document preparation engine and integration to over 150 third party vendors.

Contact: Donald C. Starks, National Sales Director/Affinity Banking
502 N Hershey Rd
Bloomington, IL 61704
Tel. (815) 935-2300, Ext. 25
Fax: (815) 935-9871
dstarks@msiloans.biz

Whether your bank is looking to start a mortgage program and wholesale loans or you already have a full service in-house mortgage program and are a correspondent, we have a full range of services to fit your needs. Mortgage Services III, LLC's goal is to help you, help your customer. Wholesale Lending Division: http://www.msiloans.biz/. Correspondent Lending Division: http://www.msicorr.com/.

Contact: Mack Harper, Senior Sales Executive
1906 Shelby Ln.
Ocean Springs, MS
Tel. (228) 818-8334
mack.harper@harlandfs.com

Harland Financial Solutions is a leader is compliant loan and deposit origination, compliance training, branch automation, mortgage lending, core systems and customer relationship management solutions. Laser Pro® has a 20-year history of documenting simple to complex loans for more than 2,800 financial institutions. The Laser Pro design leads a loan processor through the necessary data collection tasks and automatically selects and completes the exact documents needed for a specific transaction. Laser Pro is reviewed by a 50-state network of attorneys ensuring compliance nationwide. Optional modules include an extensive set of SBA lending documents, Participation Agreements & Certificates, ability to email loan documents, and other workflow tools to meet the needs of specific bank procedures.
--LBA Endorsed Vendor

Contact: Joe Morgan
1124 Bristol Street
Costa Mesa, CA 92626
Tel. (714) 708-6950
Fax: (714) 908-7950
JoeM@meridianlink.com

MeridianLink Inc. is a leading provider of enterprise business solutions for the financial industry. With LoansPQ and Xpress Accounts we offer the industries first, fully automated multi-channel account opening and loan origination platform. We provide point of sale cross selling and up selling, a 100% paperless workflow, dynamic document preparation engine and integration to over 150 third party vendors.

Contact: Emily Finkelstein
2715 M St., NW
Washington, DC 20007
Tel. (202) 455-8731
Fax: (202) 450-3967
emily@everfi.com

EverFi, Inc., is an education technology company with the nation's leading online Financial Literacy Platform. The platform is used in over 3,000 schools in 49 states and is a channel connecting banks to their local communities. EverFi partners with national and local financial organizations to ensure all students have access to engaging financial education. Our partners to date include U.S. Bank, Regions Bank, Principal Financial Group, Capital One, Synovus, BB&T and other community banks across the country.  In addition to fostering these valuable relationships, the program serves to increase bank visibility, demonstrate community reinvestment and link with potential customers in an exclusive way.

Using Promontory Interfinancial Network's CDARS®, ICS, and IND® services, financial institutions can build multi-million-dollar relationships, manage liquidity by selling excess deposits for fee income, and tap cost-effective fixed- or floating-rate funding (available without collateralization or stock purchase requirements). Promontory has established the nationwide Promontory Network, comprised of more than 3,000 financial institutions, through which members place billions of dollars in deposits every week.

As a service to the banking industry, Promontory also offers Prepaid Assessment MarketplaceSM, a free service that helps depository institutions buy and sell prepaid FDIC assessments.

To learn more, please visit www.promnetwork.com or contact Kenny Heredia at (866) 776-6426, ext. 3486 or kheredia@promnetwork.com.

Limits and other terms and conditions apply. CDARS and IND are registered service marks and Prepaid Assessment Marketplace is a service mark of Promontory Interfinancial Network, LLC.

Contact: Jay Toups 
122 Kristen Ln.
Lafayette, LA 70508
Tel. (337) 412-6746
Fax: (337) 412-6746

Retail Management Resources, Inc., is a sales, marketing and management resource company that focuses on providing your company with a valuable management, consulting and training resource that will bring your vision to reality. Our mission is to provide clients with a valuable sales, marketing, management and training resource that will aid in the growth and retention of current clients as well as win new profitable clients.

Payment Express Systems in partnership with Sage is a leading supplier of Electronic Payment Processing Services, Merchant Accounts, and Merchant Accounting services for retail, mail order/telephone order and Internet businesses.  PES believes in empowering its customers by creating one-stop solutions that simplify payment processing. We are committed to providing secure payment options through advanced technology, diligent anti-fraud procedures and solid industry relationships. Our products and services have been designed to offer “one stop solutions” that improve our customer’s operating efficiencies and convert their cost to profit.  Our management team brings over 50 years experience in the processing industry to insure the success of our relationships with our partners.  We are a registered MSP of Harris Bank-Chicago with Visa®, MasterCard®, Registered ISP with Discover®, Global E Telecom®, Valutec Card Solutions® and American Express®, along with our proud memberships with the Chamber of Commerce and Better Business Bureau. We listen to our customers and their needs drive the development of our products and services. We believe that value is created when our customers receive exemplary services for reasonable, competitive rates.  For more information, please call us or visit our website at http://www.paymentes.com/. 

Contact: Rob Buchanan
392 Empressor Cove Collierville, TN 38017 
Tel. (800) 717-4460 or (901) 854-4339
Fax: (901) 854-4340
rbuchanan@shazam.net

The SHAZAM network is one of the last remaining member-owned and -controlled EFT networks and processors in the industry. This independence allows SHAZAM to remain in control of its systems and guarantees access to the electronic payments system for its Financial Institution participants. SHAZAM offers ATM processing, Visa® check card and Debit MasterCard® national debit products, card authorization services, merchant processing, ACH services, and information security solutions. SHAZAM serves more than 1,500 community financial institutions in 30 states. Visit http://www.shazam.net/ for more information. Or contact Rob Buchanan at (800) 717-4460. E-mail - rbuchan@shazam.net.

Contact: Ray Tiernan, Esq., Senior Partner
734 15th St NW Fl 12
Washington, DC 20005-1013
Tel: (202) 347-0300
Fax: (202) 347-4983

A Washington, DC-based law firm specializing in the representation of community banks and savings institutions. The firm’s practice includes mutual to stock conversions, mutual holding company reorganizations, mergers/acquisitions, executive compensation and employee benefits and general regulatory and corporate practice. The firm represents its clients before such agencies as the Securities and Exchange Commission, the Federal Deposit Insurance Corporation, the Office of the Comptroller of the Currency, the Office of Thrift Supervision, the Louisiana Office of Financial Institutions, the Board of Governors of the Federal Reserve System and the Federal Trade Commission.

Contact: Chet A. Fenimore
111 Congress Avenue, Ste. 820
Austin TX  78701
Tel. (512) 583-5900
Fax: (512) 583-5940
cfenimore@fkhpartners.com

Contact: Peter G. Weinstock
1445 Ross Ave., Ste. 3700
Dallas, TX 75202
Tel. (214) 468-3395
Fax: (214) 740-7182
pweinstock@hunton.com

Hunton & Williams LLP provides legal services to corporations, financial institutions, governments and individuals, as well as to a broad array of other entities. Since our establishment more than a century ago, Hunton & Williams has grown to more than 975 attorneys serving clients in 100 countries from 19 offices around the world. While our practice has a strong industry focus on energy, financial services and life sciences, the depth and breadth of our experience extends to more than 100 separate practice areas, including bankruptcy and creditors rights, commercial litigation, corporate transactions and securities law, intellectual property, international and government relations, regulatory law, products liability, and privacy and information management.

Contact: Jim Crouse  
P.O. Box 838 
Sanger, TX 76266-0838 
Tel. (940) 458-2600 or (800) 233-1584
Fax: (940) 458-2700
jim.crouse@fs.utc.com

MPA Systems, Inc, a trusted name in the financial industry for more than 40 years, provides modular bank buildings for institutions across the United States. MPA  offers enrollment in our Disaster Recovery Program, which in the event of a declared disaster, guarantees delivery of a fully-equipped ready-to-use modular unit, free of charge for a period of up to six months for a low annual fee.  MPA’s modular units are available for lease or purchase with the combined ease of portability and the integrity of a permanent structure. These buildings are often used by financial institutions for new charters or branch expansions, during remodeling of an existing location, and for permanent facilities.
--LBA Endorsed Vendor

Contact: Donald C. Starks, National Sales Director/Affinity Banking
502 N Hershey Rd
Bloomington, IL 61704
Tel. (815) 935-2300, Ext. 25
Fax: (815) 935-9871
dstarks@msiloans.biz

Whether your bank is looking to start a mortgage program and wholesale loans or you already have a full service in-house mortgage program and are a correspondent, we have a full range of services to fit your needs. Mortgage Services III, LLC's goal is to help you, help your customer. Wholesale Lending Division: http://www.msiloans.biz/. Correspondent Lending Division: http://www.msicorr.com/.

Contact: Chad Jones
210 Interstate North Pkwy., Ste. 400
Atlanta, GA 30339
Tel. (800) 962-9654
Fax: (770) 690-8240
chad.jones@qbefirst.com

QBE First offer innovative solutions for the financial industry.  Our totalescrowservicing.com solution allows community bankers to offer escrowed accounts to their customers via a convenient Web interface.

Contact: Barry Musgrove, Kenny Dunaway
2325 Weymouth Drive Suite D
Baton Rouge, Louisiana 70809
Tel. (877) 346-4842
Fax: (318) 841-1216

TIB Capital Markets (A Division of TIB-The Independent BankersBank)
Contact: Bruce Taylor 
350 Phelps Dr. 
Irving, TX 75038 
Tel. (800) 374-4842
Fax: (972) 541-2211
TIBCM@mybankersbank.com

TIB Mortgage Company (A Division of TIB-The Independent BankersBank)
Contact: Joe Collins 
350 Phelps Dr. Irving, TX 75038 
Tel. (888) 776-4842
Fax: (972) 541-0264
TIBMortgage@mybankersbank.com

Contact: Joell Maddox
1445 Ross Ave., Ste 455
Dallas, Texas 75202
Tel. (214) 740-1337
Fax: (214) 303-1876
http://www.wellsfargo.com/
joell.j.maddox@wellsfargo.com
 

Contact: Peter G. Weinstock
1445 Ross Ave., Ste. 3700
Dallas, TX 75202
Tel. (214) 468-3395
Fax: (214) 740-7182
pweinstock@hunton.com

Hunton & Williams LLP provides legal services to corporations, financial institutions, governments and individuals, as well as to a broad array of other entities. Since our establishment more than a century ago, Hunton & Williams has grown to more than 975 attorneys serving clients in 100 countries from 19 offices around the world. While our practice has a strong industry focus on energy, financial services and life sciences, the depth and breadth of our experience extends to more than 100 separate practice areas, including bankruptcy and creditors rights, commercial litigation, corporate transactions and securities law, intellectual property, international and government relations, regulatory law, products liability, and privacy and information management.

Contact: Amy Casey
3939 Veterans Blvd., Ste. 204   
Metairie, LA 70002
Tel. (504) 456-7438
Fax (504) 456-7419
acasey@autotitle.com
       

Endorsed by the Louisiana Automobile Dealers Association and established in 1957, our family owned business, Casey & Casey, has become the largest licensed public tag agent in Louisiana with seven locations to better serve you. We work for you, the financial institution, as your own personal motor vehicle office, where customer service matters. Services Include:

• Registering of Motor Vehicles in Louisiana
• Recording Liens and Issuing Duplicate Titles
• Issuing Plates including Special Interest and Personalized
• “Rushed Files” same day processing
• Monthly Penalties & Interest Reports
• Itemized Invoices
• Free OMV Training Seminars
• Temporary Markers
• For a minimum fee: Notarization of Documents,  Electronic Registration Transfer Service, Registering files in other states

Our services will improve cash flow, eliminate visits to your local DMV, receive registrations quickly, reduce rejected files and paperwork, have information electronically at your finger tips, and the technology that will bring you at the forefront of Electronic Lien, Registration, and Titling. Because we are a licensed and bonded Public Tag Agent, our company is allowed, under law, to collect a convenience fee. This fee is set up so you as the financial institution can pass this onto the consumer. For more information, please call Amy Casey toll free 888-284-8537 and visit http://www.autotitle.com/

Contact: Otto Mehrgut 
1710 Orleans St 
Mandeville, LA 70448
Tel. (985) 674-5757, Ext. 224
Fax: (985) 727-7927
otto@profit-on-hold.com

Profit-On-Hold is an on-hold teleadvertising company in business since 1991, providing on-hold marketing systems and programs for more than 3,000 clients in 35 states and Ireland, with orders for Germany, France and Japan pending. Profit-On-Hold began as a subsidiary of a telecommunications conglomerate which divested itself of its on-hold division, which was purchased by its existing Vice President of Sales Mr. Otto Mehrgut. Mr. Mehrgut is today the president/chief executive officer of Profit-On-Hold with headquarters in Mandeville, LA. Leah McKee is Profit-On-Hold’s production coordinator and copywriter, with an extensive background in advertising and marketing.

John M. Floyd & Associates (JMFA) is a profitability and performance improvement consulting firm and a leading provider of overdraft privilege programs serving more than 2,000 financial institutions in 50 states and Central America.  JMFA is also recognized for training, account acquisition, executive placement and earnings enhancement programs, as well as product, service, pricing and technology improvement consulting.  As a direct result of our programs JMFA has helped thousands of clients dramatically improve their performance and bottom line.
--LBA Endorsed Vendor

Contact: Belinda Morales 
11606 Southfork Ave., Ste. 100
Baton Rouge, LA  70816
Tel. (225) 922-4703
Fax: (225) 922-4793

Noesis Data, an Equifax Sales Agent, is the leading provider of consumer information products and services to businesses and governmental agencies in Louisiana. Founded in 1923 as the Credit Bureau of Baton Rouge, Inc., Noesis Data provides a comprehensive bundle of innovative, industry-leading, consumer information solutions that enlighten, enable and empower businesses across a wide range of industries.  Our focus is on delivering complete and competitive customized business solutions to our clients with the speed, reliability and accuracy that industry participants increasingly demand. We serve our customers by utilizing technology and information that provide customized business solutions to assist them in making crucial decisions.  Noesis Data operates under a strict code of conduct to ensure the highest levels of integrity, trust, ethics, and privacy in all of our business activities.   We are committed to the responsible use of information to ensure the proper balance between the public's right to know and the individual's right to privacy. It's a responsibility and trust that we take very seriously.

Contact: David Ruffin, Member
4140 Parklake Avenue, Suite 530
Raleigh, NC 27612
Tel. (919) 846-1601
Fax: (919) 846-5760
druffin@creditriskmgt.com

Credit Risk Management, L.L.C., established in 1989 and staffed by experienced bankers, provides consultative, collaborative and relational credit management solutions to over 200 community and regional banks in 30 states: external loan and due diligence reviews; credit, compliance and documentation training; online manuals and transactional and portfolio risk analytical tools.

Contact: Jay Toups 
122 Kristen Ln.
Lafayette, LA 70508
Tel. (337) 412-6746
Fax: (337) 412-6746

Retail Management Resources, Inc., is a sales, marketing and management resource company that focuses on providing your company with a valuable management, consulting and training resource that will bring your vision to reality. Our mission is to provide clients with a valuable sales, marketing, management and training resource that will aid in the growth and retention of current clients as well as win new profitable clients.

Contact: Andre’ Fruge 
307 La Rue France
Lafayette, LA 70508
Tel. (337) 234-2977
Fax: (337) 234-5535

Louisiana Capital Certified Development is a private/non-profit corporation which markets and facilitates the SBA 504 loan program. We are most commonly referred to as a “CDC”. There are approximately 275 CDCs located in various parts of the country. We are the most active SBA 504 lender in Louisiana given that over the last 10 years we have facilitated slightly over 50% of all the 504 loan production within the state. SBA 504 is a program that enhances economic development through fixed asset financing, whereby long term (20 year fixed rates) financing is available for owner occupied real-estate and/or some of the fixed (non-moveable) equipment needs (10 years fixed rates) of all Louisiana small businesses. The 504 structure is unique in that the SBA actually participates in the funding, taking a second mortgage or security interest for up to 40% of the project cost and the participating bank will fund 50% of the long term financing secured by a first mortgage. Many banks have recognized the 504 program as a value added product given the benefits of risk mitigation and alternate financing options.

Contact: Ken McKay 
775 Ridge Lake Blvd.
Memphis, TN 38120-9459
Tel. (800) 786-1107
Fax: (901) 766-3397

Vining Sparks is nationally recognized as a leading broker/dealer in serving the investment needs of institutional investors. The firm was started in 1981 by Jim Vining to serve the investment and asset/liability needs of community banks. Vining Sparks currently employs more than 300 people in 12 domestic offices and one in London. The firm has a strong presence in the banking industry and transacts securities business with more than 2,600 banks and savings & loans. The customer base additionally includes hundreds of other clients such as municipalities, money managers, trust departments, insurance companies, pension funds, and investment advisors. Vining Sparks has over $45 million in capital and an annual trading volume exceeding $250 billion with customers located in all 50 states and many foreign countries.

Contact: Rick Calhoun, First Vice President
521 President Clinton Ave., Suite 800
Little Rock, AR 72201
Tel. (800) 766-2000
Fax: (501) 907-4048
rcalhoun@crewsfs.com

Contact: Jim Reber 
775 Ridge Lake Boulevard, Suite 175
Memphis, TN  38120
Tel. (800) 422-6442 or (901) 762-5880
Fax: (901) 762-5333

ICBA Securities provides community bankers with quality investment products, services and education at competitive prices.  Included are asset/liability and liquidity assistance, bond accounting and safekeeping, transaction analysis, performance profiles, and research assistance.  ICBA Securities also has a mandated set of policies for the protection of the banker:  rigorous sales rep requirements, a suitable security list, and a pricing policy that is determined by the Board of Directors (also community bankers).  ICBA Securities is a wholly-owned subsidiary of the Independent Community Bankers of America.
--LBA Endorsed Vendor

Contact: Ken McKay 
775 Ridge Lake Blvd.
Memphis, TN 38120-9459
Tel. (800) 786-1107
Fax: (901) 766-3397

Vining Sparks is nationally recognized as a leading broker/dealer in serving the investment needs of institutional investors. The firm was started in 1981 by Jim Vining to serve the investment and asset/liability needs of community banks. Vining Sparks currently employs more than 300 people in 12 domestic offices and one in London. The firm has a strong presence in the banking industry and transacts securities business with more than 2,600 banks and savings & loans. The customer base additionally includes hundreds of other clients such as municipalities, money managers, trust departments, insurance companies, pension funds, and investment advisors. Vining Sparks has over $45 million in capital and an annual trading volume exceeding $250 billion with customers located in all 50 states and many foreign countries.

ComCo Direct is an industry leader in backroom integration and teller systems innovations. In addition to our patented dual-sided technology remote transaction units we offer a full line of conventional banking equipment which includes pneumatic systems, vaults, safes, video surveillance systems and alarm systems. ComCo Direct services all brands of banking equipment, including Diebold, Mosler, LeFebure, Hamilton Air, American Vault, SSE and Fortis and we stock a wide variety of replacement pneumatic carriers at extremely competitive prices. 

Contact: Gary Stockton (gstockton@javkhenrybanking.com)
663 W Hwy 60
Monett MO 65708
Tel. (417) 235-6652
Fax: (417) 230-3959

Contact: Jeff Fair 
P.O. Box 14720
Baton Rouge, LA 70898-4720
Tel. (225) 765-7100
Fax: (225) 765-7200

American Planning Corporation has served the community banking market since 1972.  Our services are designed to assist our clients in setting financial and strategic goals, to monitor progress toward those goals, and to assist in solving problems that prevent accomplishment of those goals. While our 30+ years of service to the industry give us a strong foundation, we continue to offer leading-edge consulting services to meet the financial and regulatory challenges our clients face. Our services include Short and Long Term Financial Modeling; Strategic Business Planning; Board and Management Consulting; Monthly, Quarterly and Annual Financial Reporting Services; Merger & Acquisition Services; Stock Valuations and Regulatory Consulting. At American Planning, we believe in customer service — both to you, our client, and to your customers and the communities you serve.  We invite you to consider us as your partner in continuing a time-honored tradition of providing personalized, community-based banking products and services to your customers. Please visit us at http://www.americanplanning.com/ to learn more.Fax: (225) 765-7200  

Contact: Jeff Aucoin, CPA, CFF, CFE, CIA
8550 United Plaza Blvd., Ste. 300
Baton Rouge, LA 70809
Tel. (225) 755-9798
Fax: (225) 926-3309
jeff.aucoin@horne-llp.com

HORNE LLP serves financial institutions including banks, holding companies, consumer finance companies and mortgage banking companies, advising them on economics, operations and trends in the industry. Services include accounting, audit, tax compliance and consulting, IT audits, benefits plans, compensation issues, mergers and acquisitions, SEC and regulatory filings, and fraud, forensic and litigation consulting. HORNE is a Top 50 accounting and business advisory firm in the nation and a Top 10 firm in the Southeast. Further detailed information about HORNE, their service areas, and their team can be found at http://www.horne-llp.com/.

Contact: Candace E. Wright 
8550 United Plaza Blvd., Ste. 1001 
Baton Rouge, LA 70809-0200
Tel. (225) 922-4600
Fax: (225) 922-4611

Contact: David Ruffin, Member
4140 Parklake Avenue, Suite 530
Raleigh, NC 27612
Tel. (919) 846-1601
Fax: (919) 846-5760
druffin@creditriskmgt.com

Credit Risk Management, L.L.C., established in 1989 and staffed by experienced bankers, provides consultative, collaborative and relational credit management solutions to over 200 community and regional banks in 30 states: external loan and due diligence reviews; credit, compliance and documentation training; online manuals and transactional and portfolio risk analytical tools.

Contact: Phil Gay
4800 S.W. 51st St., Ste. 101
Ft. Lauderdale, FL 33314
Tel. (800) 390-6227
Fax: (954) 327-1226
pgay2@aol.com  

Profit Protection, LLC, also very familiarly known as the National Association for Bank Security, is a bank security educational and consulting firm that has served members of the financial industry for more than 25 years with its products and services. Those services are offered in not only all areas of bank security governed by the mandates of the five regulators, but all facets of Bank Secrecy Act regulation requirements. In performing these services, Profit Protection offers bankers Security Management and Bank Secrecy Act Seminars on an annual basis, including a telephone consulting service at no extra charge to the client; The Advisor, a casehistory-driven bank security newsletter; comprehensive textbooks, manuals, and shorter printed information of topical interest dealing with security and Bank Secrecy Act matters; and videotapes oriented towards training in a wide variety of areas relative to bank security and Bank Secrecy Act compliance functions.

ComCo Direct is an industry leader in backroom integration and teller systems innovations. In addition to our patented dual-sided technology remote transaction units we offer a full line of conventional banking equipment which includes pneumatic systems, vaults, safes, video surveillance systems and alarm systems. ComCo Direct services all brands of banking equipment, including Diebold, Mosler, LeFebure, Hamilton Air, American Vault, SSE and Fortis and we stock a wide variety of replacement pneumatic carriers at extremely competitive prices.